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Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Interest income:    
Interest and fees on loans $ 7,089 $ 6,496
Interest on investment securities 1,030 1,014
Total interest income 8,119 7,510
Interest expense:    
Interest on deposits 701 528
Interest on borrowings 104 63
Total interest expense 805 591
Net interest income 7,314 6,919
Provision for loan losses 658 515
Net interest income after provision for loan losses 6,656 6,404
Non-interest income:    
Credit insurance income 218 256
Net gain on sales and prepayments of investment securities 3 49
Mortgage fees from secondary market 117
Other income, net 335 398
Total non-interest income 1,140 1,167
Non-interest expense:    
Salaries and employee benefits 4,567 4,398
Net occupancy and equipment 889 777
Computer services 292 387
Fees for professional services 273 233
Other expense 1,280 1,242
Total non-interest expense 7,301 7,037
Income before income taxes 495 534
Provision for income taxes 81 130
Net income $ 414 $ 404
Basic net income per share (in dollars per share) $ 0.07 $ 0.07
Diluted net income per share (in dollars per share) 0.06 0.06
Dividends per share (in dollars per share) $ 0.02 $ 0.02
Deposit Account [Member]    
Non-interest income:    
Service and other charges on deposit accounts $ 467 $ 464