XML 52 R42.htm IDEA: XBRL DOCUMENT v3.8.0.1
Note 4 - Loans and Allowance for Loan Losses - Changes in Allowance for Loan Losses and Recorded Investment in Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Dec. 31, 2017
Mar. 31, 2018
Dec. 31, 2017
Beginning balance $ 4,774        
Provision for loan losses 658 $ 515      
Ending balance 4,829   $ 4,774    
Total allowance for loan losses 4,829   4,774 $ 4,829 $ 4,774
Total loans receivable       365,003 357,458
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]          
Total loans receivable       25,965 26,143
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]          
Total loans receivable       46,581 45,073
Real Estate [Member] | Secured by Multi-family Residential Properties [Member]          
Total loans receivable       16,396 16,579
Real Estate [Member] | Secured by Non-farm, Non-residential Properties [Member]          
Total loans receivable       111,546 105,133
Real Estate [Member] | Other Real Estate Loans [Member]          
Total loans receivable       188 190
Commercial and Industrial Loans [Member]          
Total loans receivable       65,996 69,969
Consumer Portfolio Segment [Member] | Consumer Loans [Member]          
Total loans receivable       38,174 39,300
Consumer Portfolio Segment [Member] | Indirect Sales [Member]          
Total loans receivable       60,157 55,071
FUSB [Member]          
Beginning balance 2,447 2,409 2,409    
Charge-offs (8)   (79)    
Recoveries 22   247    
Provision for loan losses 39   (130)    
Ending balance 2,500   2,447    
Individually evaluated for impairment       88 98
Collectively evaluated for impairment       2,412 2,349
Total allowance for loan losses 2,500 2,409 2,447 2,500 2,447
Individually evaluated for impairment       779 791
Collectively evaluated for impairment       261,346 256,712
Total loans receivable       262,125 257,503
FUSB [Member] | Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]          
Beginning balance 203 535 535    
Charge-offs      
Recoveries      
Provision for loan losses (7)   (332)    
Ending balance 196   203    
Individually evaluated for impairment      
Collectively evaluated for impairment       196 203
Total allowance for loan losses 203 535 203 196 203
Individually evaluated for impairment      
Collectively evaluated for impairment       25,965 26,143
Total loans receivable       25,965 26,143
FUSB [Member] | Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]          
Beginning balance 238 304 304    
Charge-offs (8)      
Recoveries 10   103    
Provision for loan losses 14   (169)    
Ending balance 254   238    
Individually evaluated for impairment       5 5
Collectively evaluated for impairment       249 233
Total allowance for loan losses 238 304 238 254 238
Individually evaluated for impairment       186 187
Collectively evaluated for impairment       36,432 34,085
Total loans receivable       36,618 34,272
FUSB [Member] | Real Estate [Member] | Secured by Multi-family Residential Properties [Member]          
Beginning balance 116 88 88    
Charge-offs      
Recoveries      
Provision for loan losses (1)   28    
Ending balance 115   116    
Individually evaluated for impairment      
Collectively evaluated for impairment       115 116
Total allowance for loan losses 116 88 116 115 116
Individually evaluated for impairment      
Collectively evaluated for impairment       16,396 16,579
Total loans receivable       16,396 16,579
FUSB [Member] | Real Estate [Member] | Secured by Non-farm, Non-residential Properties [Member]          
Beginning balance 777 903 903    
Charge-offs      
Recoveries 3   69    
Provision for loan losses 18   (195)    
Ending balance 798   777    
Individually evaluated for impairment       14 21
Collectively evaluated for impairment       784 756
Total allowance for loan losses 777 903 777 798 777
Individually evaluated for impairment       524 532
Collectively evaluated for impairment       111,022 104,601
Total loans receivable       111,546 105,133
FUSB [Member] | Real Estate [Member] | Other Real Estate Loans [Member]          
Beginning balance 2 2 2    
Charge-offs      
Recoveries      
Provision for loan losses      
Ending balance 2   2    
Individually evaluated for impairment      
Collectively evaluated for impairment       2 2
Total allowance for loan losses 2 2 2 2 2
Individually evaluated for impairment      
Collectively evaluated for impairment       188 190
Total loans receivable       188 190
FUSB [Member] | Commercial and Industrial Loans [Member]          
Beginning balance 1,049 527 527    
Charge-offs   (16)    
Recoveries 5   19    
Provision for loan losses 36   519    
Ending balance 1,090   1,049    
Individually evaluated for impairment       69 72
Collectively evaluated for impairment       1,021 977
Total allowance for loan losses 1,049 527 1,049 1,090 1,049
Individually evaluated for impairment       69 72
Collectively evaluated for impairment       65,927 69,897
Total loans receivable       65,996 69,969
FUSB [Member] | Consumer Portfolio Segment [Member]          
Total loans receivable       5,416 5,217
FUSB [Member] | Consumer Portfolio Segment [Member] | Consumer Loans [Member]          
Beginning balance 62 50 50    
Charge-offs   (63)    
Recoveries 4   56    
Provision for loan losses (21)   19    
Ending balance 45   62    
Individually evaluated for impairment      
Collectively evaluated for impairment       45 62
Total allowance for loan losses 62 50 62 45 62
Individually evaluated for impairment      
Collectively evaluated for impairment       5,416 5,217
Total loans receivable       5,416 5,217
FUSB [Member] | Consumer Portfolio Segment [Member] | Indirect Sales [Member]          
Beginning balance    
Charge-offs      
Recoveries      
Provision for loan losses      
Ending balance      
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total allowance for loan losses
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total loans receivable      
ALC [Member]          
Beginning balance 2,327 2,447 2,447    
Charge-offs (765)   (2,912)    
Recoveries 148   675    
Provision for loan losses 619   2,117    
Ending balance 2,329   2,327    
Individually evaluated for impairment      
Collectively evaluated for impairment       2,329 2,327
Total allowance for loan losses 2,329 2,447 2,327 2,329 2,327
Individually evaluated for impairment      
Collectively evaluated for impairment       102,878 99,955
Total loans receivable       102,878 99,955
ALC [Member] | Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]          
Beginning balance    
Charge-offs      
Recoveries      
Provision for loan losses      
Ending balance      
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total allowance for loan losses
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total loans receivable      
ALC [Member] | Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]          
Beginning balance 52 107 107    
Charge-offs (14)   (28)    
Recoveries 5   32    
Provision for loan losses (7)   (59)    
Ending balance 36   52    
Individually evaluated for impairment      
Collectively evaluated for impairment       36 52
Total allowance for loan losses 52 107 52 36 52
Individually evaluated for impairment      
Collectively evaluated for impairment       9,963 10,801
Total loans receivable       9,963 10,801
ALC [Member] | Real Estate [Member] | Secured by Multi-family Residential Properties [Member]          
Beginning balance    
Charge-offs      
Recoveries      
Provision for loan losses      
Ending balance      
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total allowance for loan losses
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total loans receivable      
ALC [Member] | Real Estate [Member] | Secured by Non-farm, Non-residential Properties [Member]          
Beginning balance    
Charge-offs      
Recoveries      
Provision for loan losses      
Ending balance      
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total allowance for loan losses
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total loans receivable      
ALC [Member] | Real Estate [Member] | Other Real Estate Loans [Member]          
Beginning balance    
Charge-offs      
Recoveries      
Provision for loan losses      
Ending balance      
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total allowance for loan losses
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total loans receivable      
ALC [Member] | Commercial and Industrial Loans [Member]          
Beginning balance    
Charge-offs      
Recoveries      
Provision for loan losses      
Ending balance      
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total allowance for loan losses
Individually evaluated for impairment      
Collectively evaluated for impairment      
Total loans receivable      
ALC [Member] | Consumer Portfolio Segment [Member] | Consumer Loans [Member]          
Beginning balance 1,653 1,717 1,717    
Charge-offs (604)   (2,297)    
Recoveries 122   545    
Provision for loan losses 481   1,688    
Ending balance 1,652   1,653    
Individually evaluated for impairment      
Collectively evaluated for impairment       1,652 1,653
Total allowance for loan losses 1,653 1,717 1,653 1,652 1,653
Individually evaluated for impairment      
Collectively evaluated for impairment       32,758 34,083
Total loans receivable       32,758 34,083
ALC [Member] | Consumer Portfolio Segment [Member] | Indirect Sales [Member]          
Beginning balance 622 623 623    
Charge-offs (147)   (587)    
Recoveries 21   98    
Provision for loan losses 145   488    
Ending balance 641   622    
Individually evaluated for impairment      
Collectively evaluated for impairment       641 622
Total allowance for loan losses 622 623 622 641 622
Individually evaluated for impairment      
Collectively evaluated for impairment       60,157 55,071
Total loans receivable       60,157 55,071
FUSB and ALC [Member]          
Beginning balance 4,774 4,856 4,856    
Charge-offs (773)   (2,991)    
Recoveries 170   922    
Provision for loan losses 658   1,987    
Ending balance 4,829   4,774    
Individually evaluated for impairment       88 98
Collectively evaluated for impairment       4,741 4,676
Total allowance for loan losses 4,774 4,856 4,774 4,829 4,774
Individually evaluated for impairment       779 791
Collectively evaluated for impairment       364,224 356,667
Total loans receivable       365,003 357,458
FUSB and ALC [Member] | Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]          
Beginning balance 203 535 535    
Charge-offs      
Recoveries      
Provision for loan losses (7)   (332)    
Ending balance 196   203    
Individually evaluated for impairment      
Collectively evaluated for impairment       196 203
Total allowance for loan losses 203 535 203 196 203
Individually evaluated for impairment      
Collectively evaluated for impairment       25,965 26,143
Total loans receivable       25,965 26,143
FUSB and ALC [Member] | Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]          
Beginning balance 290 411 411    
Charge-offs (22)   (28)    
Recoveries 15   135    
Provision for loan losses 7   (228)    
Ending balance 290   290    
Individually evaluated for impairment       5 5
Collectively evaluated for impairment       285 285
Total allowance for loan losses 290 411 290 290 290
Individually evaluated for impairment       186 187
Collectively evaluated for impairment       46,395 44,886
Total loans receivable       46,581 45,073
FUSB and ALC [Member] | Real Estate [Member] | Secured by Multi-family Residential Properties [Member]          
Beginning balance 116 88 88    
Charge-offs      
Recoveries      
Provision for loan losses (1)   28    
Ending balance 115   116    
Individually evaluated for impairment      
Collectively evaluated for impairment       115 116
Total allowance for loan losses 116 88 116 115 116
Individually evaluated for impairment      
Collectively evaluated for impairment       16,396 16,579
Total loans receivable       16,396 16,579
FUSB and ALC [Member] | Real Estate [Member] | Secured by Non-farm, Non-residential Properties [Member]          
Beginning balance 777 903 903    
Charge-offs      
Recoveries 3   69    
Provision for loan losses 18   (195)    
Ending balance 798   777    
Individually evaluated for impairment       14 21
Collectively evaluated for impairment       784 756
Total allowance for loan losses 777 903 777 798 777
Individually evaluated for impairment       524 532
Collectively evaluated for impairment       111,022 104,601
Total loans receivable       111,546 105,133
FUSB and ALC [Member] | Real Estate [Member] | Other Real Estate Loans [Member]          
Beginning balance 2 2 2    
Charge-offs      
Recoveries      
Provision for loan losses      
Ending balance 2   2    
Individually evaluated for impairment      
Collectively evaluated for impairment       2 2
Total allowance for loan losses 2 2 2 2 2
Individually evaluated for impairment      
Collectively evaluated for impairment       188 190
Total loans receivable       188 190
FUSB and ALC [Member] | Commercial and Industrial Loans [Member]          
Beginning balance 1,049 527 527    
Charge-offs   (16)    
Recoveries 5   19    
Provision for loan losses 36   519    
Ending balance 1,090   1,049    
Individually evaluated for impairment       69 72
Collectively evaluated for impairment       1,021 977
Total allowance for loan losses 1,049 527 1,049 1,090 1,049
Individually evaluated for impairment       69 72
Collectively evaluated for impairment       65,927 69,897
Total loans receivable       65,996 69,969
FUSB and ALC [Member] | Consumer Portfolio Segment [Member] | Consumer Loans [Member]          
Beginning balance 1,715 1,767 1,767    
Charge-offs (604)   (2,360)    
Recoveries 126   601    
Provision for loan losses 460   1,707    
Ending balance 1,697   1,715    
Individually evaluated for impairment      
Collectively evaluated for impairment       1,697 1,715
Total allowance for loan losses 1,715 1,767 1,715 1,697 1,715
Individually evaluated for impairment      
Collectively evaluated for impairment       38,174 39,300
Total loans receivable       38,174 39,300
FUSB and ALC [Member] | Consumer Portfolio Segment [Member] | Indirect Sales [Member]          
Beginning balance 622 623 623    
Charge-offs (147)   (587)    
Recoveries 21   98    
Provision for loan losses 145   488    
Ending balance 641   622    
Individually evaluated for impairment      
Collectively evaluated for impairment       641 622
Total allowance for loan losses $ 622 $ 623 $ 622 641 622
Individually evaluated for impairment      
Collectively evaluated for impairment       60,157 55,071
Total loans receivable       $ 60,157 $ 55,071