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Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Interest income:        
Interest and fees on loans $ 7,331 $ 6,630 $ 14,420 $ 13,126
Interest on investment securities 1,059 1,053 2,089 2,067
Total interest income 8,390 7,683 16,509 15,193
Interest expense:        
Interest on deposits 798 568 1,499 1,096
Interest on borrowings 90 58 194 121
Total interest expense 888 626 1,693 1,217
Net interest income 7,502 7,057 14,816 13,976
Provision for loan losses 702 576 1,360 1,091
Net interest income after provision for loan losses 6,800 6,481 13,456 12,885
Non-interest income:        
Credit insurance income 100 43 318 299
Net gain on sales and prepayments of investment securities 102 1 105 50
Mortgage fees from secondary market 144 58 261 58
Other income, net 342 367 677 765
Total non-interest income 1,132 930 2,272 2,097
Non-interest expense:        
Salaries and employee benefits 4,533 4,280 9,100 8,678
Net occupancy and equipment 873 693 1,762 1,470
Computer services 317 312 609 699
Fees for professional services 266 230 539 463
Other expense 1,503 1,348 2,783 2,590
Total non-interest expense 7,492 6,863 14,793 13,900
Income before income taxes 440 548 935 1,082
Provision for income taxes 81 132 162 262
Net income $ 359 $ 416 $ 773 $ 820
Basic net income per share (in dollars per share) $ 0.06 $ 0.07 $ 0.13 $ 0.13
Diluted net income per share (in dollars per share) 0.06 0.06 0.12 0.13
Dividends per share (in dollars per share) $ 0.02 $ 0.02 $ 0.04 $ 0.04
Deposit Account [Member]        
Non-interest income:        
Service and other charges on deposit accounts $ 444 $ 461 $ 911 $ 925