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Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Interest income:        
Interest and fees on loans $ 9,833 $ 7,331 $ 19,506 $ 14,420
Interest on investment securities 1,090 1,059 2,230 2,089
Total interest income 10,923 8,390 21,736 16,509
Interest expense:        
Interest on deposits 1,690 798 3,330 1,499
Interest on borrowings 90 194
Total interest expense 1,690 888 3,330 1,693
Net interest income 9,233 7,502 18,406 14,816
Provision for loan and lease losses 715 702 1,115 1,360
Net interest income after provision for loan and lease losses 8,518 6,800 17,291 13,456
Non-interest income:        
Credit insurance income 108 100 251 318
Other income, net 554 444 1,113 782
Total non-interest income 1,291 1,132 2,556 2,272
Non-interest expense:        
Salaries and employee benefits 5,195 4,533 10,183 9,100
Net occupancy and equipment 1,046 873 2,135 1,762
Computer services 333 317 684 609
Fees for professional services 321 266 563 539
Other expense 1,609 1,503 3,392 2,783
Total non-interest expense 8,504 7,492 16,957 14,793
Income before income taxes 1,305 440 2,890 935
Provision for income taxes 300 81 651 162
Net income $ 1,005 $ 359 $ 2,239 $ 773
Basic net income per share (in dollars per share) $ 0.16 $ 0.06 $ 0.35 $ 0.13
Diluted net income per share (in dollars per share) 0.15 0.06 0.33 0.12
Dividends per share (in dollars per share) $ 0.02 $ 0.02 $ 0.04 $ 0.04
Service [Member]        
Non-interest income:        
Revenue from Contract with Customer, Including Assessed Tax $ 443 $ 444 $ 903 $ 911
Mortgage Banking [Member]        
Non-interest income:        
Revenue from Contract with Customer, Including Assessed Tax $ 186 $ 144 $ 289 $ 261