Under ASC Topic 280, Segment Reporting, certain information is disclosed for the two reportable operating segments of Bancshares: the Bank and ALC. The reportable segments were determined using the internal management reporting system. These segments comprise Bancshares’ and the Bank’s significant subsidiaries. The accounting policies for each segment are the same as those described in Note 2, “Summary of Significant Accounting Policies,” of the Notes to Consolidated Financial Statements in the Company’s Annual Report on Form 10-K as of and for the year ended December 31, 2018. The segment results include certain overhead allocations and intercompany transactions that were recorded at current market prices. All intercompany transactions have been eliminated to determine the consolidated balances. The results for the two reportable segments of the Company are included in the tables below.

					All
	Bank		ALC		Other			Eliminations			Consolidated
	(Dollars in Thousands)
As of and for the three months ended September 30, 2019:
Net interest income	$	6,205	$	3,136	$	6		$	—		$	9,347
Provision for loan losses		545		338		—			—			883
Total non-interest income		1,176		212		1,520			(1,494	)		1,414
Total non-interest expense		5,773		2,467		455			(149	)		8,546
Income before income taxes		1,063		543		1,071			(1,345	)		1,332
Provision for income taxes		136		139		(61	)		—			214
Net income	$	927	$	404	$	1,132		$	(1,345	)	$	1,118
Other significant items:
Total assets	$	773,036	$	109,852	$	89,141		$	(200,099	)	$	771,930
Total investment securities		114,229		—		80			—			114,309
Total loans, net		533,861		106,223		—			(95,565	)		544,519
Goodwill and core deposit intangible, net		8,934		—		—			—			8,934
Investment in subsidiaries		5		—		83,460			(83,460	)		5
Fixed asset additions		172		42		—			—			214
Depreciation and amortization expense		372		37		—			—			409
Total interest income from external customers		6,546		4,480		1			—			11,027
Total interest income from affiliates		1,345		—		6			(1,351	)		—
For the nine months ended September 30, 2019:
Net interest income	$	18,200	$	9,534	$	19		$	—		$	27,753
Provision for loan losses		635		1,363		—			—			1,998
Total non-interest income		3,362		659		4,485			(4,536	)		3,970
Total non-interest expense		17,404		7,201		1,375			(477	)		25,503
Income before income taxes		3,523		1,629		3,129			(4,059	)		4,222
Provision for income taxes		647		403		(185	)		—			865
Net income	$	2,876	$	1,226	$	3,314		$	(4,059	)	$	3,357
Other significant items:
Fixed asset additions		2,736		120		—			—			2,856
Depreciation and amortization expense		1,100		105		—			—			1,205
Total interest income from external customers		19,515		13,246		2			—			32,763
Total interest income from affiliates		3,712		—		18			(3,730	)		—

						All
	Bank			ALC		Other			Eliminations			Consolidated
	(Dollars in Thousands)
As of and for the three months ended September 30, 2018:
Net interest income	$	5,001		$	3,322	$	5		$	—		$	8,328
Provision for loan losses		176			613		—			—			789
Total non-interest income		1,850			268		630			(636	)		2,112
Total non-interest expense		6,508			2,384		455			(205	)		9,142
Income before income taxes		167			593		180			(431	)		509
Provision for income taxes		195			131		(57	)		—			269
Net income	$	(28	)	$	462	$	237		$	(431	)	$	240
Other significant items:
Total assets	$	805,007		$	105,859	$	84,362		$	(192,663	)	$	802,565
Total investment securities		159,416			—		80			—			159,496
Total loans, net		509,695			103,106		—			(92,979	)		519,822
Goodwill and core deposit intangible, net		9,557			—		—			—			9,557
Investment in subsidiaries		5			—		77,242			(77,242	)		5
Fixed asset additions		195			97		—			—			292
Depreciation and amortization expense		334			40		—			—			374
Total interest income from external customers		4,916			4,536		—			—			9,452
Total interest income from affiliates		1,212			—		5			(1,217	)		—
For the nine months ended September 30, 2018:
Net interest income	$	13,362		$	9,769	$	13		$	—		$	23,144
Provision for loan losses		215			1,934		—			—			2,149
Total non-interest income		3,665			796		2,167			(2,244	)		4,384
Total non-interest expense		15,927			7,334		1,267			(593	)		23,935
Income before income taxes		885			1,297		913			(1,651	)		1,444
Provision for income taxes		325			283		(177	)		—			431
Net income	$	560		$	1,014	$	1,090		$	(1,651	)	$	1,013
Other significant items:
Fixed asset additions		500			153		—			—			653
Depreciation and amortization expense		973			105		—			—			1,078
Total interest income from external customers		12,736			13,225		—			—			25,961
Total interest income from affiliates		3,455			—		13			(3,468	)		—