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Consolidated Statements of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Interest income:    
Interest and fees on loans $ 39,635 $ 32,899
Taxable 2,710 3,290
Tax-exempt 55 132
Other interest and dividends 1,188 817
Total interest income 43,588 37,138
Interest expense:    
Interest on deposits 6,554 4,151
Interest on short-term borrowings 92 115
Interest on long-term debt   84
Total interest expense 6,646 4,350
Net interest income 36,942 32,788
Provision for loan and lease losses 2,714 2,622
Net interest income after provision for loan and lease losses 34,228 30,166
Non-interest income:    
Credit insurance income 549 633
Net gain on sales and prepayments of investment securities 92 118
Net gain on settlement of derivative contracts   981
Other income, net 2,422 1,476
Total non-interest income 5,366 5,610
Non-interest expense:    
Salaries and employee benefits 20,352 18,771
Net occupancy and equipment 4,230 3,677
Computer services 1,525 1,300
Fees for professional services 1,176 1,031
Acquisition expenses   1,641
Other expense 6,499 5,965
Total non-interest expense 33,782 32,385
Income before income taxes 5,812 3,391
Provision for income taxes 1,246 901
Net income $ 4,566 $ 2,490
Basic net income per share $ 0.71 $ 0.40
Diluted net income per share 0.67 0.37
Dividends per share $ 0.09 $ 0.08
Service [Member]    
Non-interest income:    
Revenue from Contract with Customer, Including Assessed Tax $ 1,828 $ 1,895
Mortgage Banking [Member]    
Non-interest income:    
Revenue from Contract with Customer, Including Assessed Tax $ 475 $ 507