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v3.20.1

Loans and Allowance for Loan Losses - Schedule of Loan Portfolio (Details) - USD ($) $ in Thousands | Mar. 31, 2020 | Dec. 31, 2019 | Mar. 31, 2019 | Dec. 31, 2018
--- | --- | --- | --- | ---
Loans |  | $ 550,992 |  | $ 556,053 |  |  |
Less: Unearned interest, fees and deferred cost |  | 5,353 |  | 5,048 |  |  |
Loans, allowance for loan losses |  | 5,954 |  | 5,762 |  |  |
Net loans |  | 539,685 |  | 545,243 |  | $ 502,760 |
Construction, Land Development and Other Land Loans [Member] |  |  |  |  |  |  |
Loans |  | 31,927 |  |  |  |  |
Loans, allowance for loan losses |  | 265 |  | 197 |  |  |
Secured by 1-4 Family Residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 100,186 |  |  |  |  |
Loans, allowance for loan losses |  | 525 |  | 466 |  |  |
Secured By Multi family Residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 44,029 |  |  |  |  |
Loans, allowance for loan losses |  | 438 |  | 422 |  |  |
Secured By Non-farm Non residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 156,222 |  |  |  |  |
Loans, allowance for loan losses |  | 1,186 |  | 964 |  |  |
Direct Consumer [Member] |  |  |  |  |  |  |
Loans |  | 36,307 |  |  |  |  |
Branch Retail [Member] |  |  |  |  |  |  |
Loans |  | 31,568 |  |  |  |  |
Indirect Sales [Member] |  |  |  |  |  |  |
Loans |  | 69,982 |  |  |  |  |
FUSB [Member] |  |  |  |  |  |  |
Loans |  | 485,936 |  | 442,455 |  | 513,133 |
Less: Unearned interest, fees and deferred cost |  | 257 |  | 262 |  |  |
Loans, allowance for loan losses |  | 4,068 |  | 3,483 |  | 4,924 | $ 5,055
Net loans |  | 481,611 |  | 438,710 |  |  |
FUSB [Member] | Construction, Land Development and Other Land Loans [Member] |  |  |  |  |  |  |
Loans |  |  |  |  |  | 28,014 |
Loans, allowance for loan losses |  |  |  |  |  | 182 | 241
FUSB [Member] | Secured by 1-4 Family Residential Properties [Member] |  |  |  |  |  |  |
Loans |  |  |  |  |  | 106,991 |
Loans, allowance for loan losses |  |  |  |  |  | 381 | 346
FUSB [Member] | Secured By Multi family Residential Properties [Member] |  |  |  |  |  |  |
Loans |  |  |  |  |  | 27,602 |
Loans, allowance for loan losses |  |  |  |  |  | 160 | 128
FUSB [Member] | Secured By Non-farm Non residential Properties [Member] |  |  |  |  |  |  |
Loans |  |  |  |  |  | 157,023 |
Loans, allowance for loan losses |  |  |  |  |  | 773 | 831
ALC [Member] |  |  |  |  |  |  |
Loans |  | 65,056 |  | 113,598 |  |  |
Less: Unearned interest, fees and deferred cost |  | 5,096 |  | 4,786 |  |  |
Loans, allowance for loan losses |  | 1,886 |  | 2,279 |  |  |
Net loans |  | 58,074 |  | 106,533 |  |  |
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member] |  |  |  |  |  |  |
Loans |  | 31,927 |  | 30,820 |  |  |
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 100,186 |  | 104,537 |  |  |
Real Estate [Member] | Secured By Multi family Residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 44,029 |  | 50,910 |  |  |
Real Estate [Member] | Secured By Non-farm Non residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 156,222 |  | 162,981 |  |  |
Real Estate [Member] | FUSB [Member] | Construction, Land Development and Other Land Loans [Member] |  |  |  |  |  |  |
Loans |  | 31,927 |  | 30,820 |  |  |
Real Estate [Member] | FUSB [Member] | Secured by 1-4 Family Residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 95,166 |  | 98,971 |  |  |
Real Estate [Member] | FUSB [Member] | Secured By Multi family Residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 44,029 |  | 50,910 |  |  |
Real Estate [Member] | FUSB [Member] | Secured By Non-farm Non residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 156,222 |  | 162,981 |  |  |
Real Estate [Member] | ALC [Member] | Secured by 1-4 Family Residential Properties [Member] |  |  |  |  |  |  |
Loans |  | 5,020 |  | 5,566 |  |  |
Commercial and Industrial Loans [Member] |  |  |  |  |  |  |
Loans | [1] | 80,771 |  | 90,957 |  |  |
Loans, allowance for loan losses |  | 765 |  | 1,377 |  |  |
Commercial and Industrial Loans [Member] | FUSB [Member] |  |  |  |  |  |  |
Loans |  | 80,771 | [1] | 90,957 | [1] | 87,865 |
Loans, allowance for loan losses |  |  |  |  |  | 1,183 | 1,138
Consumer Portfolio Segment [Member] | Direct Consumer [Member] |  |  |  |  |  |  |
Loans |  | 36,307 |  | 38,040 |  |  |
Loans, allowance for loan losses |  | 1,507 |  | 1,625 |  |  |
Consumer Portfolio Segment [Member] | Branch Retail [Member] |  |  |  |  |  |  |
Loans |  | 31,568 |  | 32,305 |  |  |
Loans, allowance for loan losses |  | 439 |  | 395 |  |  |
Consumer Portfolio Segment [Member] | Indirect Sales [Member] |  |  |  |  |  |  |
Loans | [2] | 69,982 |  | 45,503 |  |  |
Loans, allowance for loan losses |  | 829 |  | 316 |  |  |
Consumer Portfolio Segment [Member] | FUSB [Member] | Direct Consumer [Member] |  |  |  |  |  |  |
Loans |  | 7,839 |  | 7,816 |  | 36,292 |
Loans, allowance for loan losses |  |  |  |  |  | 1,668 | 1,799
Consumer Portfolio Segment [Member] | FUSB [Member] | Branch Retail [Member] |  |  |  |  |  |  |
Loans |  |  |  |  |  | 27,066 |
Loans, allowance for loan losses |  |  |  |  |  | 409 | 427
Consumer Portfolio Segment [Member] | FUSB [Member] | Indirect Sales [Member] |  |  |  |  |  |  |
Loans |  | 69,982 | [2] |  |  | 42,280 |
Loans, allowance for loan losses |  |  |  |  |  | $ 168 | $ 145
Consumer Portfolio Segment [Member] | ALC [Member] | Direct Consumer [Member] |  |  |  |  |  |  |
Loans |  | 28,468 |  | 30,224 |  |  |
Consumer Portfolio Segment [Member] | ALC [Member] | Branch Retail [Member] |  |  |  |  |  |  |
Loans |  | $ 31,568 |  | 32,305 |  |  |
Consumer Portfolio Segment [Member] | ALC [Member] | Indirect Sales [Member] |  |  |  |  |  |  |
Loans | [2] |  |  | $ 45,503 |  |  |
[1] | Includes equipment financing leases.
[2] | Effective January 1, 2020, the Company transferred a total of $45.5 million of its indirect sales portfolio from ALC to the Bank.

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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03.7(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (g) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -URI http://asc.fasb.org/extlink&oid=118939070&loc=d3e15032-111544 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -URI http://asc.fasb.org/extlink&oid=27010918&loc=d3e74567-122707 + Details
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