XML 60 R49.htm IDEA: XBRL DOCUMENT v3.21.1
Loans and Allowance for Loan and Lease Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Dec. 31, 2020
Beginning balance $ 7,470 $ 5,762  
Charge-offs (625) (654)  
Recoveries 229 266  
Provision 401 580  
Ending balance 7,475 5,954  
Individually evaluated for impairment 72 80  
Collectively evaluated for impairment 7,403 5,874  
Individually evaluated for impairment 5,547 3,632  
Collectively evaluated for impairment 664,789 547,189  
Loans 670,497 550,992 $ 650,123
Financial Asset Acquired With Credit Deterioration [Member]      
Loans 161 171  
Construction, Land Development and Other Land Loans [Member]      
Beginning balance 393 197  
Charge-offs (21)    
Recoveries 2    
Provision 70 68  
Ending balance 444 265  
Collectively evaluated for impairment 444 265  
Collectively evaluated for impairment 48,491 31,927  
Loans 48,491 31,927  
Secured by 1-4 Family Residential Properties [Member]      
Beginning balance 639 466  
Charge-offs (9) (20)  
Recoveries 3 12  
Provision 112 67  
Ending balance 745 525  
Individually evaluated for impairment 11 14  
Collectively evaluated for impairment 734 511  
Individually evaluated for impairment 720 789  
Collectively evaluated for impairment 81,468 99,226  
Loans 82,349 100,186  
Secured by 1-4 Family Residential Properties [Member] | Financial Asset Acquired With Credit Deterioration [Member]      
Loans 161 171  
Secured By Multi family Residential Properties [Member]      
Beginning balance 577 422  
Provision (36) 16  
Ending balance 541 438  
Collectively evaluated for impairment 541 438  
Collectively evaluated for impairment 54,180 44,029  
Loans 54,180 44,029  
Secured By Non-farm Non residential Properties [Member]      
Beginning balance 1,566 964  
Recoveries 1 5  
Provision 437 217  
Ending balance 2,004 1,186  
Collectively evaluated for impairment 2,004 1,186  
Individually evaluated for impairment 4,237 2,754  
Collectively evaluated for impairment 189,389 153,468  
Loans 193,626 156,222  
Commercial and Industrial Loans [Member]      
Beginning balance 1,008 1,377  
Provision (412) (612)  
Ending balance 596 765  
Individually evaluated for impairment 60 63  
Collectively evaluated for impairment 536 702  
Individually evaluated for impairment 567 63  
Collectively evaluated for impairment 79,271 80,708  
Loans 79,838 [1] 80,771 81,735 [1]
Consumer Portfolio Segment [Member]      
Loans 670,497    
Consumer Portfolio Segment [Member] | Direct Consumer [Member]      
Beginning balance 1,202 1,625  
Charge-offs (348) (492)  
Recoveries 170 205  
Provision 13 169  
Ending balance 1,037 1,507  
Individually evaluated for impairment 1 3  
Collectively evaluated for impairment 1,036 1,504  
Individually evaluated for impairment 23 26  
Collectively evaluated for impairment 26,975 36,281  
Loans 26,998 36,307 29,788
Consumer Portfolio Segment [Member] | Branch Retail [Member]      
Beginning balance 373 395  
Charge-offs (130) (142)  
Recoveries 42 44  
Provision 72 142  
Ending balance 357 439  
Collectively evaluated for impairment 357 439  
Collectively evaluated for impairment 31,075 31,568  
Loans 31,075 31,568 32,094
Consumer Portfolio Segment [Member] | Indirect Sales [Member]      
Beginning balance 1,712 316  
Charge-offs (117)    
Recoveries 11    
Provision 145 513  
Ending balance 1,751 829  
Collectively evaluated for impairment 1,751 829  
Collectively evaluated for impairment 153,940 69,982  
Loans $ 153,940 $ 69,982 $ 141,514
[1] Includes equipment financing leases and PPP loans. As of March 31, 2021 and December 31, 2020, equipment finance leases totaled $6.7 million and $7.0 million, respectively, and PPP loans totaled $14.8 million and $11.9 million, respectively.