Other Operating Income and Expense

6 Months Ended

Jun. 30, 2021

Other Income And Expenses [Abstract]

14.	OTHER OPERATING INCOME AND EXPENSE

Other Operating Income

Other operating income for the three and six months ended June 30, 2021 and 2020 consisted of the following:

	Three Months Ended					Six Months Ended
	June 30,					June 30,
	2021			2020		2021		2020
	(Dollars in Thousands, Except Per Share Data)
Bank-owned life insurance	$	109		$	107	$	217	$	215
Credit insurance commissions and fees		(18	)		45		87		198
Auto Club revenue		37			18		56		53
ATM fee income		155			116		291		216
Wire transfer fees		17			15		31		28
Gain on sales of premises and equipment and other assets		—			8		—		8
Other income		45			44		116		159
Total	$	345		$	353	$	798	$	877

All of the Company’s revenue that is subject to ASU 2014-09, Revenue from Contracts with Customers, codified at ASC Topic 606, is included in non-interest income; however, not all non-interest income is subject to ASC Topic 606. Revenue earned by the Company that is subject to ASC Topic 606 primarily consists of service and other charges on deposit accounts, mortgage fees from secondary market transactions at the Bank, ATM fee income and other non-interest income. Revenue generated from these sources for the six-month periods ended June 30, 2021 and 2020 was $1.0 million and $1.4 million, respectively, and for the three-month periods ended June 30, 2021 and 2020 was $0.5 million and $0.6 million, respectively. All sources of the Company’s revenue subject to ASC Topic 606 are transaction-based, and revenue is recognized at the time at which the transaction is executed, which is the same time at which the Company’s performance obligation is satisfied. The Company had no contract liabilities or unsatisfied performance obligations with customers as of June 30, 2021.

Other Operating Expense

Other operating expense for the three and six months ended June 30, 2021 and 2020 consisted of the following:

	Three Months Ended					Six Months Ended
	June 30,					June 30,
	2021			2020		2021			2020
	(Dollars in Thousands, Except Per Share Data)
Postage, stationery and supplies	$	197		$	218	$	412		$	432
Telephone/data communication		227			229		459			452
Advertising and marketing		53			42		82			86
Travel and business development		39			23		67			149
Collection and recoveries		64			60		110			145
Other services		79			85		143			176
Insurance expense		152			141		315			303
FDIC insurance and state assessments		177			116		330			196
Loss on sales of premises and equipment and other assets		22			121		54			287
Core deposit intangible amortization		92			109		183			219
Other real estate/foreclosure expense, net		(20	)		22		(13	)		41
Other expense		466			402		1,027			744
Total	$	1,548		$	1,568	$	3,169		$	3,230