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Interim Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Interest income:        
Interest and fees on loans $ 9,568 $ 9,557 $ 28,726 $ 28,433
Interest on investment securities 462 439 1,208 1,740
Total interest income 10,030 9,996 29,934 30,173
Interest expense:        
Interest on deposits 652 994 2,100 3,600
Interest on borrowings 43 37 123 99
Total interest expense 695 1,031 2,223 3,699
Net interest income 9,335 8,965 27,711 26,474
Provision for loan and lease losses 618 1,046 1,517 2,476
Net interest income after provision for loan and lease losses 8,717 7,919 26,194 23,998
Non-interest income:        
Net gain on sales and prepayments of investment securities     22 326
Lease income 208 206 619 630
Other income, net 417 675 1,215 1,552
Total non-interest income 896 1,375 2,656 4,002
Non-interest expense:        
Salaries and employee benefits 5,045 5,138 14,951 15,467
Net occupancy and equipment 1,259 1,078 3,318 3,074
Computer services 461 470 1,411 1,311
Fees for professional services 292 325 1,003 1,004
Other expense 1,490 1,736 4,659 4,966
Total non-interest expense 8,547 8,747 25,342 25,822
Income before income taxes 1,066 547 3,508 2,178
Provision for income taxes 229 136 768 516
Net income $ 837 $ 411 $ 2,740 $ 1,662
Basic net income per share $ 0.13 $ 0.07 $ 0.43 $ 0.27
Diluted net income per share 0.13 0.06 0.41 0.25
Dividends per share $ 0.03 $ 0.03 $ 0.09 $ 0.09
Service [Member]        
Non-interest income:        
Revenue from Contract with Customer, Including Assessed Tax $ 271 $ 298 $ 777 $ 995
Mortgage Banking [Member]        
Non-interest income:        
Revenue from Contract with Customer, Including Assessed Tax   $ 196 $ 23 $ 499