Other Operating Income and Expense

12 Months Ended

Dec. 31, 2021

19.	OTHER OPERATING INCOME AND EXPENSE

Other operating income for the years ended December 31, 2021 and 2020 consisted of the following:

	Year Ended December 31,
	2021		2020
	(Dollars in Thousands)
Bank-owned life insurance	$	439	$	433
Auto Club revenue		90		126
ATM fee income		577		479
Wire transfer fees		64		56
Gain on sales of premises and equipment and other assets		19		324
Credit insurance income		192		309
Other income		196		247
Total	$	1,577	$	1,974

Other operating expense for the years ended December 31, 2021 and 2020 consisted of the following:

	Year Ended December 31,
	2021			2020
	(Dollars in Thousands)
Postage, stationery and supplies	$	802		$	836
Telephone/data communication		903			908
Advertising and marketing		167			175
Travel and business development		147			226
Collection and recoveries		168			218
Other services		322			325
Insurance expense		635			574
FDIC insurance and state assessments		726			468
Loss on sales of premises and equipment and other assets		150			466
Core deposit intangible amortization		341			414
Other real estate/foreclosure expense, net		(371	)		64
Other expense		2,114			1,811
Total	$	6,104		$	6,485