XML 59 R50.htm IDEA: XBRL DOCUMENT v3.22.2.2
Loans and Allowance for Loan Losses - Schedule of Loan Portfolio (Details) - USD ($)
$ in Thousands
Sep. 30, 2022
Dec. 31, 2021
Sep. 30, 2021
Dec. 31, 2020
Loans $ 751,852 $ 710,944 $ 708,894  
Less: Unearned interest, fees and deferred cost 1,581 2,594    
Loans, allowance for loan losses 9,373 8,320 8,193 $ 7,470
Net loans 740,898 700,030 696,972  
Construction, Land Development and Other Land Loans [Member]        
Loans 36,740   58,175  
Loans, allowance for loan losses 384 628 520 393
Secured By Multi family Residential Properties [Member]        
Loans 72,446   51,420  
Loans, allowance for loan losses 647 437 488 577
Secured By Non-farm Non residential Properties [Member]        
Loans 200,505   198,745  
Loans, allowance for loan losses 1,992 1,958 1,985 1,566
Direct Consumer [Member]        
Loans 12,279      
Branch Retail [Member]        
Loans 16,278      
Indirect [Member]        
Loans 262,742      
FUSB [Member]        
Loans 727,300 667,247    
Less: Unearned interest, fees and deferred cost (847) (324)    
Loans, allowance for loan losses 8,033 7,038    
Net loans 718,420 660,533    
ALC [Member]        
Loans 24,552 43,697    
Less: Unearned interest, fees and deferred cost 734 2,918    
Loans, allowance for loan losses 1,340 1,282    
Net loans 22,478 39,497    
Real Estate [Member] | Construction, Land Development and Other Land Loans [Member]        
Loans 36,740 67,048    
Real Estate [Member] | Secured by 1-4 Family Residential Properties [Member]        
Loans 84,911 72,727    
Real Estate [Member] | Secured By Multi family Residential Properties [Member]        
Loans 72,446 46,000    
Real Estate [Member] | Secured By Non-farm Non residential Properties [Member]        
Loans 200,505 197,901    
Real Estate [Member] | FUSB [Member] | Construction, Land Development and Other Land Loans [Member]        
Loans 36,740 67,048    
Real Estate [Member] | FUSB [Member] | Secured by 1-4 Family Residential Properties [Member]        
Loans 83,231 70,439    
Real Estate [Member] | FUSB [Member] | Secured By Multi family Residential Properties [Member]        
Loans 72,446 46,000    
Real Estate [Member] | FUSB [Member] | Secured By Non-farm Non residential Properties [Member]        
Loans 200,505 197,901    
Real Estate [Member] | ALC [Member] | Secured by 1-4 Family Residential Properties [Member]        
Loans 1,680 2,288    
Commercial and Industrial Loans and Leases [Member]        
Loans [1] 65,951 73,947    
Commercial and Industrial Loans and Leases [Member] | FUSB [Member]        
Loans [1] 65,951 73,947    
Consumer Portfolio Segment [Member] | Direct Consumer [Member]        
Loans 12,279 21,689 25,845  
Loans, allowance for loan losses 948 1,004 986 1,202
Consumer Portfolio Segment [Member] | Branch Retail [Member]        
Loans 16,278 25,692 29,764  
Loans, allowance for loan losses 423 304 349 373
Consumer Portfolio Segment [Member] | Indirect [Member]        
Loans 262,742 205,940 194,154  
Loans, allowance for loan losses 3,083 2,439 $ 2,296 $ 1,712
Consumer Portfolio Segment [Member] | FUSB [Member] | Direct Consumer [Member]        
Loans 5,685 5,972    
Consumer Portfolio Segment [Member] | FUSB [Member] | Indirect [Member]        
Loans 262,742 205,940    
Consumer Portfolio Segment [Member] | ALC [Member] | Direct Consumer [Member]        
Loans 6,594 15,717    
Consumer Portfolio Segment [Member] | ALC [Member] | Branch Retail [Member]        
Loans $ 16,278 $ 25,692    
[1] Includes equipment financing leases and PPP loans. As of September 30, 2022 and December 31, 2021, equipment finance leases totaled $10.8 million and $11.0 million, respectively, and PPP loans totaled $31 thousand and $1.7 million, respectively.