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v3.23.1

Loans and Allowance for Credit Losses - Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2023 | Mar. 31, 2022 | Dec. 31, 2022
Beginning balance | $ 9,422 | $ 8,320 |
Charge-offs | (534) | (729) |
Recoveries | 319 | 172 |
Provision for (recovery of) credit losses | 269 | 721 |
Ending balance | 11,599 | 8,484 |
Loans | 775,889 |  | $ 773,873
Impact of Adopting CECL [Member] |  |  |
Ending balance | 2,123 |  |
Construction, Land Development and Other Land Loans [Member] |  |  |
Beginning balance | 517 | 628 |
Recoveries |  | 1 |
Provision for (recovery of) credit losses | 97 | (142) |
Ending balance | 520 | 487 |
Construction, Land Development and Other Land Loans [Member] | Impact of Adopting CECL [Member] |  |  |
Ending balance | (94) |  |
Secured by Real Estate 1-4 Family Residential Properties [Member] |  |  |
Beginning balance | 832 | 690 |
Charge-offs | (8) | (2) |
Recoveries | 16 | 8 |
Provision for (recovery of) credit losses | (32) | (12) |
Ending balance | 769 | 684 |
Secured by Real Estate 1-4 Family Residential Properties [Member] | Impact of Adopting CECL [Member] |  |  |
Ending balance | (39) |  |
Secured By Multi family Residential Properties [Member] |  |  |
Beginning balance | 646 | 437 |
Provision for (recovery of) credit losses | (52) | 47 |
Ending balance | 509 | 484 |
Secured By Multi family Residential Properties [Member] | Impact of Adopting CECL [Member] |  |  |
Ending balance | (85) |  |
Secured By Non-farm Non residential Properties [Member] |  |  |
Beginning balance | 1,970 | 1,958 |
Recoveries |  | 1 |
Provision for (recovery of) credit losses | (61) | (185) |
Ending balance | 1,762 | 1,774 |
Secured By Non-farm Non residential Properties [Member] | Impact of Adopting CECL [Member] |  |  |
Ending balance | (147) |  |
Commercial and Industrial Loans [Member] |  |  |
Beginning balance | 919 | 860 |
Provision for (recovery of) credit losses | (117) | 29 |
Ending balance | 782 | 889 |
Loans | 65,708 |  | 73,546
Commercial and Industrial Loans [Member] | Impact of Adopting CECL [Member] |  |  |
Ending balance | (20) |  |
Consumer Portfolio Segment [Member] |  |  |
Loans | 379,149 |  |
Consumer Portfolio Segment [Member] | Secured by 1-4 Family Residential Properties [Member] |  |  |
Loans | 86,622 |  |
Consumer Portfolio Segment [Member] | Direct [Member] |  |  |
Beginning balance | 866 | 1,004 |
Charge-offs | (215) | (601) |
Recoveries | 198 | 128 |
Provision for (recovery of) credit losses | (4) | 533 |
Ending balance | 892 | 1,064 |
Loans | 8,435 |  | 9,851
Consumer Portfolio Segment [Member] | Direct [Member] | Impact of Adopting CECL [Member] |  |  |
Ending balance | 47 |  |
Consumer Portfolio Segment [Member] | Branch Retail [Member] |  |  |
Beginning balance | 518 | 304 |
Charge-offs | (155) | (101) |
Recoveries | 77 | 23 |
Provision for (recovery of) credit losses |  | 295 |
Ending balance | 1,068 | 521 |
Loans | 12,222 |  | 13,992
Consumer Portfolio Segment [Member] | Branch Retail [Member] | Impact of Adopting CECL [Member] |  |  |
Ending balance | 628 |  |
Consumer Portfolio Segment [Member] | Indirect Consumer [Member] |  |  |
Beginning balance | 3,154 | 2,439 |
Charge-offs | (156) | (25) |
Recoveries | 28 | 11 |
Provision for (recovery of) credit losses | 438 | 156 |
Ending balance | 5,297 | $ 2,581 |
Loans | 271,870 |  | $ 266,567
Consumer Portfolio Segment [Member] | Indirect Consumer [Member] | Impact of Adopting CECL [Member] |  |  |
Ending balance | $ 1,833 |  |

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