XML 60 R51.htm IDEA: XBRL DOCUMENT v3.23.1
Loans and Allowance for Credit Losses - Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Dec. 31, 2022
Beginning balance $ 9,422 $ 8,320  
Charge-offs (534) (729)  
Recoveries 319 172  
Provision for (recovery of) credit losses 269 721  
Ending balance 11,599 8,484  
Loans 775,889   $ 773,873
Impact of Adopting CECL [Member]      
Ending balance 2,123    
Construction, Land Development and Other Land Loans [Member]      
Beginning balance 517 628  
Recoveries   1  
Provision for (recovery of) credit losses 97 (142)  
Ending balance 520 487  
Construction, Land Development and Other Land Loans [Member] | Impact of Adopting CECL [Member]      
Ending balance (94)    
Secured by Real Estate 1-4 Family Residential Properties [Member]      
Beginning balance 832 690  
Charge-offs (8) (2)  
Recoveries 16 8  
Provision for (recovery of) credit losses (32) (12)  
Ending balance 769 684  
Secured by Real Estate 1-4 Family Residential Properties [Member] | Impact of Adopting CECL [Member]      
Ending balance (39)    
Secured By Multi family Residential Properties [Member]      
Beginning balance 646 437  
Provision for (recovery of) credit losses (52) 47  
Ending balance 509 484  
Secured By Multi family Residential Properties [Member] | Impact of Adopting CECL [Member]      
Ending balance (85)    
Secured By Non-farm Non residential Properties [Member]      
Beginning balance 1,970 1,958  
Recoveries   1  
Provision for (recovery of) credit losses (61) (185)  
Ending balance 1,762 1,774  
Secured By Non-farm Non residential Properties [Member] | Impact of Adopting CECL [Member]      
Ending balance (147)    
Commercial and Industrial Loans [Member]      
Beginning balance 919 860  
Provision for (recovery of) credit losses (117) 29  
Ending balance 782 889  
Loans 65,708   73,546
Commercial and Industrial Loans [Member] | Impact of Adopting CECL [Member]      
Ending balance (20)    
Consumer Portfolio Segment [Member]      
Loans 379,149    
Consumer Portfolio Segment [Member] | Secured by 1-4 Family Residential Properties [Member]      
Loans 86,622    
Consumer Portfolio Segment [Member] | Direct [Member]      
Beginning balance 866 1,004  
Charge-offs (215) (601)  
Recoveries 198 128  
Provision for (recovery of) credit losses (4) 533  
Ending balance 892 1,064  
Loans 8,435   9,851
Consumer Portfolio Segment [Member] | Direct [Member] | Impact of Adopting CECL [Member]      
Ending balance 47    
Consumer Portfolio Segment [Member] | Branch Retail [Member]      
Beginning balance 518 304  
Charge-offs (155) (101)  
Recoveries 77 23  
Provision for (recovery of) credit losses   295  
Ending balance 1,068 521  
Loans 12,222   13,992
Consumer Portfolio Segment [Member] | Branch Retail [Member] | Impact of Adopting CECL [Member]      
Ending balance 628    
Consumer Portfolio Segment [Member] | Indirect Consumer [Member]      
Beginning balance 3,154 2,439  
Charge-offs (156) (25)  
Recoveries 28 11  
Provision for (recovery of) credit losses 438 156  
Ending balance 5,297 $ 2,581  
Loans 271,870   $ 266,567
Consumer Portfolio Segment [Member] | Indirect Consumer [Member] | Impact of Adopting CECL [Member]      
Ending balance $ 1,833