XML 121 R112.htm IDEA: XBRL DOCUMENT v3.25.0.1
Segment Reporting - Summary of Information Related To The Company's Bank Operating Segment (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Dec. 31, 2024
Sep. 30, 2024
Jun. 30, 2024
Mar. 31, 2024
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Mar. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Interest income:                    
Non-interest income $ 982 $ 901 $ 835 $ 865 $ 916 $ 837 $ 799 $ 829 $ 3,583 $ 3,381
Total interest income 14,420 15,017 14,546 14,277 13,945 13,902 12,999 11,960 58,260 52,806
Less:                    
Interest expense 5,672 5,832 5,370 5,237 4,835 4,419 3,676 2,526 22,111 15,456
Provision for credit losses 470 152 0 0 (434) 184 300 269 622 319
Salaries and employee benefits                 15,460 16,076
Net occupancy and equipment                 3,761 3,479
Computer services                 1,687 1,756
Insurance expense and assessments                 1,510 1,583
Fees for professional services                 1,184 1,105
Postage, stationery and supplies                 560 620
Telephone/data communication                 779 722
Collection and recoveries                 169 292
Directors fees                 380 471
Software amortization                 122 195
Other real estate/foreclosure expense, net                 230 68
Other expense                 2,280 2,557
Provision for income taxes 599 722 612 651 782 704 648 652 2,584 2,786
Net income (loss) $ 1,714 $ 2,222 $ 2,127 $ 2,107 $ 2,277 $ 2,113 $ 2,023 $ 2,072 8,170 8,485
Operating Segments [Member]                    
Interest income:                    
Interest income                 58,260 52,806
Non-interest income                 3,583 3,381
Total interest income                 61,843 56,187
Less:                    
Interest expense                 22,111 15,456
Provision for credit losses                 622 319
Salaries and employee benefits                 15,460 16,076
Net occupancy and equipment                 3,761 3,479
Computer services                 1,687 1,756
Insurance expense and assessments                 1,510 1,583
Fees for professional services                 1,184 1,105
Postage, stationery and supplies                 560 620
Telephone/data communication                 779 722
Collection and recoveries                 169 292
Directors fees                 380 471
Software amortization                 356 412
Other real estate/foreclosure expense, net                 230 68
Other expense [1]                 2,280 2,557
Provision for income taxes                 2,584 2,786
Net income (loss)                 $ 8,170 $ 8,485
[1]

(1) Other expense includes advertising, travel and business development, and life insurance expense.