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Shareholder's Equity (Tables)
12 Months Ended
Dec. 31, 2024
Equity [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables provide the Bank’s actual regulatory capital amounts and ratios under regulatory capital standards in effect (Basel III) at December 31, 2024 and 2023:

 

 

 

2024

 

 

 

Actual Regulatory Capital

 

 

Minimum

 

 

To Be Well

 

 

 

Amount

 

 

Ratio

 

 

Requirement

 

 

Capitalized

 

 

 

(Dollars in Thousands)

 

Common equity Tier 1 capital (to risk-weighted assets)

 

$

103,027

 

 

 

11.31

%

 

 

7.00

%

 

 

6.50

%

Tier 1 capital (to risk-weighted assets)

 

 

103,027

 

 

 

11.31

%

 

 

8.50

%

 

 

8.00

%

Total capital (to risk-weighted assets)

 

 

113,587

 

 

 

12.47

%

 

 

10.50

%

 

 

10.00

%

Tier 1 leverage (to average assets)

 

 

103,027

 

 

 

9.50

%

 

 

4.00

%

 

 

5.00

%

 

 

 

2023

 

 

 

Actual Regulatory Capital

 

 

Minimum

 

 

To Be Well

 

 

 

Amount

 

 

Ratio

 

 

Requirement

 

 

Capitalized

 

 

 

(Dollars in Thousands)

 

Common equity Tier 1 capital (to risk-weighted assets)

 

$

98,220

 

 

 

10.88

%

 

 

7.00

%

 

 

6.50

%

Tier 1 capital (to risk-weighted assets)

 

 

98,220

 

 

 

10.88

%

 

 

8.50

%

 

 

8.00

%

Total capital (to risk-weighted assets)

 

 

109,296

 

 

 

12.11

%

 

 

10.50

%

 

 

10.00

%

Tier 1 leverage (to average assets)

 

 

98,220

 

 

 

9.36

%

 

 

4.00

%

 

 

5.00

%