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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities:    
Net income $ 8,170 $ 8,485
Adjustments to reconcile net income to cash provided by operating activities:    
Depreciation and amortization 1,590 1,581
Provision for credit losses 622 319
Deferred income tax expense 583 133
Proceeds from settlement of derivative contracts 0 2,166
Reclassification of unrealized gains on terminated derivative contracts (864) (1,160)
Stock-based compensation expense 617 596
Net (accretion) amortization of securities (281) 28
Amortization of intangible assets 122 195
Net loss on premises and equipment and other real estate 151 621
Changes in assets and liabilities:    
Increase in cash surrender value of bank owned life insurance (354) (303)
Decrease (increase) in accrued interest receivable 388 (965)
Increase in other assets (995) (905)
(Decrease) increase in accrued interest expense (279) 1,423
(Decrease) increase in other liabilities (1,709) 853
Net cash provided by operating activities 7,761 13,067
Cash flows from investing activities:    
Net decrease (increase) in federal funds sold and securities purchased under reverse 3,748 (7,707)
Purchases of investment securities, available-for-sale (57,957) (14,891)
Proceeds from maturities and prepayments of investment securities, available-for-sale 28,535 11,856
Proceeds from maturities and prepayments of investment securities, held-to-maturity 421 755
Net (increase) decrease in Federal Home Loan Bank stock (55) 158
Net increase in loans (3,808) (49,650)
Proceeds from the sale of premises and equipment and other real estate 869 497
Purchases of premises and equipment (2,100) (1,464)
Net cash used in investing activities (30,347) (60,446)
Cash flows from financing activities:    
Net increase in customer deposits 22,366 80,166
Net decrease in short-term borrowings 0 (10,038)
Net share-based compensation transactions 64 (25)
Repurchases of common stock (1,643) (1,422)
Dividends paid (1,264) (1,175)
Net cash provided by financing activities 19,523 67,506
Net (decrease) increase in cash and cash equivalents (3,063) 20,127
Cash and cash equivalents, beginning of period 50,279 30,152
Cash and cash equivalents, end of period $ 47,216 $ 50,279