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Loans And Leases - Allowance for Credit Losses on Loans and Leases (Details) - USD ($) $ in Thousands | 6 Months Ended |
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Beginning balance | $ 10,184 | $ 10,507 |
Charge-offs | (2,213) | (806) |
Recoveries | 252 | 414 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | 3,165 | 112 |
Ending balance | 11,388 | 10,227 |
Loans | 871,431 |  | $ 823,039
Credit Losses on Unfunded Lending Commitments [Member] |  |  |
Beginning balance | 376 | 569 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | 80 | (112) |
Ending balance | 456 | 457 |
Construction, Land Development and Other Land Loans [Member] |  |  |
Beginning balance | 352 | 565 |
Recoveries |  | 20 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | (69) | (50) |
Ending balance | 283 | 535 |
Construction, Land Development and Other Land Loans [Member] | Credit Losses on Unfunded Lending Commitments [Member] |  |  |
Beginning balance | 280 | 450 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | 82 | (100) |
Ending balance | 362 | 350 |
Secured by Real Estate 1-4 Family Residential Properties [Member] |  |  |
Beginning balance | 406 | 591 |
Charge-offs |  | (2) |
Recoveries | 11 | 35 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | (5) | (78) |
Ending balance | 412 | 546 |
Secured by Real Estate 1-4 Family Residential Properties [Member] | Credit Losses on Unfunded Lending Commitments [Member] |  |  |
Beginning balance | 1 | 1 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments |  | (1) |
Ending balance | 1 |  |
Secured By Multi family Residential Properties [Member] |  |  |
Beginning balance | 546 | 415 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | 168 | 343 |
Ending balance | 714 | 758 |
Secured By Multi family Residential Properties [Member] | Credit Losses on Unfunded Lending Commitments [Member] |  |  |
Beginning balance | 43 | 9 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | 2 | (1) |
Ending balance | 45 | 8 |
Secured by Non-residential Commercial Real Estate [Member] |  |  |
Beginning balance | 1,428 | 1,425 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | 177 | 280 |
Ending balance | 1,605 | 1,705 |
Secured by Non-residential Commercial Real Estate [Member] | Credit Losses on Unfunded Lending Commitments [Member] |  |  |
Beginning balance | 16 | 2 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | (9) | 4 |
Ending balance | 7 | 6 |
Reserve for Unfunded Commitments [Member] |  |  |
Beginning balance | 400 |  |
Ending balance | 500 |  |
Commercial and Industrial Loans [Member] |  |  |
Beginning balance | 1,531 | 513 |
Charge-offs | (1,191) | (97) |
Recoveries | 16 |  |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | 647 | (23) |
Ending balance | 1,003 | 393 |
Loans | 40,986 |  | 44,238
Commercial and Industrial Loans [Member] | Credit Losses on Unfunded Lending Commitments [Member] |  |  |
Beginning balance | 34 | 102 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | 5 | (14) |
Ending balance | 39 | 88 |
Consumer Portfolio Segment [Member] |  |  |
Loans | 448,502 |  | 384,456
Consumer Portfolio Segment [Member] | Secured by 1-4 Family Residential Properties [Member] |  |  |
Loans | 67,587 |  | 69,999
Consumer Portfolio Segment [Member] | Direct [Member] |  |  |
Beginning balance | 49 | 64 |
Charge-offs | (5) | (28) |
Recoveries | 107 | 178 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | (68) | (162) |
Ending balance | 83 | 52 |
Loans | 4,836 |  | 4,774
Consumer Portfolio Segment [Member] | Direct [Member] | Credit Losses on Unfunded Lending Commitments [Member] |  |  |
Beginning balance | 2 | 5 |
Ending balance | 2 | 5 |
Consumer Portfolio Segment [Member] | Indirect Consumer [Member] |  |  |
Beginning balance | 5,872 | 6,934 |
Charge-offs | (1,017) | (679) |
Recoveries | 118 | 181 |
Provision for (recovery of) credit losses on loans and leases/unfunded lending commitments | 2,315 | (198) |
Ending balance | 7,288 | $ 6,238 |
Loans | $ 376,079 |  | $ 309,683

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (g) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481696/310-30-50-2 Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-4 + Details
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