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Interim Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 3,863 $ 6,456
Adjustments to reconcile net income to cash provided by operating activities:    
Depreciation and amortization 1,261 1,155
Provision for credit losses 3,811 152
Deferred income tax expense 151 636
Reclassification of unrealized gains on terminated derivative contracts (146) (814)
Stock-based compensation expense 566 468
Net accretion of securities (494) (165)
Amortization of intangible assets 49 104
Net loss on premises and equipment and other real estate 142 111
Changes in assets and liabilities:    
Increase in cash surrender value of bank owned life insurance (233) (264)
(Increase) decrease in accrued interest receivable (338) 308
Decrease (increase) in other assets 684 (897)
Increase in accrued interest expense 637 0
Decrease in other liabilities (73) (1,938)
Net cash provided by operating activities 9,880 5,312
Cash flows from investing activities:    
Net decrease (increase) in federal funds sold and securities purchased under reverse repurchase agreements 877 (6,049)
Purchases of investment securities, available-for-sale (33,954) (27,524)
Proceeds from maturities and prepayments of investment securities, available-for-sale 43,125 23,576
Proceeds from maturities and prepayments of investment securities, held-to-maturity 157 335
Net (increase) decrease in Federal Home Loan Bank stock (10) 420
Net (increase) decrease in loans and leases held for investment (48,735) 18,112
Proceeds from the sale of premises and equipment, other real estate and repossessions 916 698
Purchases of premises and equipment (2,945) (1,830)
Net cash (used in) provided by investing activities (40,569) 7,738
Cash flows from financing activities:    
Net increase in deposits 29,915 30,958
Net increase (decrease) in short-term borrowings 10,000 (10,000)
Net share-based compensation transactions (9) 22
Repurchases of common stock (535) (1,136)
Dividends paid (1,208) (864)
Net cash provided by financing activities 38,163 18,980
Net increase in cash and cash equivalents 7,474 32,030
Cash and cash equivalents, beginning of period 47,216 50,279
Cash and cash equivalents, end of period 54,690 82,309
Supplemental disclosures:    
Interest 15,481 16,439
Income taxes 1,158 2,550
Non-cash transactions:    
Assets acquired in settlement of loans 1,024 133
Reissuance of treasury stock as compensation $ 513 $ 158