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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
INTEREST INCOME    
Interest and fees on loans receivable $ 22,000 $ 22,231
Interest on investment securities 2,585 3,803
Interest on deposits in banks and other 467 482
FHLB dividends 282 307
Total interest income 25,334 26,823
INTEREST EXPENSE    
Deposits 7,930 9,737
Borrowings 2,964 3,239
Total interest expense 10,894 12,976
Net interest income 14,440 13,847
(Recapture of) provision for credit losses on loans (13) 7,770
Provision for credit losses on unfunded commitments 91 15
Provision for credit losses 78 7,785
Net interest income after provision for credit losses 14,362 6,062
NONINTEREST INCOME    
Loan and deposit service fees 1,122 1,106
Sold loan servicing fees and servicing rights mark-to-market 127 195
Net gain on sale of loans 76 11
Increase in BOLI cash surrender value 468 372
Income from BOLI death benefit, net 0 1,059
Other income 215 1,034
Total noninterest income 2,008 3,777
NONINTEREST EXPENSE    
Compensation and benefits 8,232 7,715
Data processing 2,228 2,011
Occupancy and equipment 1,565 1,592
Supplies, postage, and telephone 298 298
Regulatory assessments and state taxes 534 479
Advertising 304 265
Professional fees 2,026 777
FDIC insurance premium 363 434
Legal settlement 0 5,750
Other expense 1,134 679
Total noninterest expense 16,684 20,000
Loss before benefit from income taxes (314) (10,161)
Benefit from income taxes (320) (1,125)
Net income (loss) $ 6 $ (9,036)
Basic and diluted earnings (loss) per common share (in dollars per share) $ 0 $ (1.03)