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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Cash flows from operating activities:    
Net income (loss) $ 6 $ (9,036)
Adjustments to reconcile net income to net cash from operating activities:    
Depreciation and amortization of fixed assets 318 330
Amortization and accretion of premiums and discounts on investments, net 17 59
Accretion of deferred loan fees and purchased premiums, net (589) (446)
Amortization of debt issuance costs 17 77
Amortization of ROU asset 280 314
Change in fair value of sold loan servicing rights 18 (9)
Additions to servicing rights on sold loans, net (3) (11)
(Recapture of) provision for credit losses on loans (13) 7,770
Provision for credit losses on unfunded commitments 91 15
Allocation of ESOP shares 127 140
Share-based compensation expense 106 194
Gain on sale of loans, net (76) (11)
Gain on extinguishment of subordinated debt 0 (905)
Increase in BOLI cash surrender value, net (468) (372)
Income from BOLI death benefit, net 0 (1,059)
Origination of loans held for sale (7,008) (6,109)
Proceeds from sale of loans held for sale 7,007 3,652
Change in assets and liabilities:    
Increase in accrued interest receivable (553) (160)
Increase in prepaid expenses and other assets (1,237) (11,675)
Decrease in accrued interest payable (943) (1,132)
Decrease in lease liabilities (189) (269)
Increase (decrease) in accrued expenses and other liabilities 3,977 (3,100)
Net cash provided (used) by operating activities 885 (21,743)
Cash flows from investing activities:    
Purchase of securities available for sale (10,979) 0
Proceeds from maturities, calls, and principal repayments of securities available for sale 7,103 27,957
(Purchase) redemption of FHLB stock (822) 1,329
Early surrender of BOLI policies 0 9,381
Proceeds from BOLI death benefit 0 528
Purchase of loans (23,419) (21,673)
Decrease in loans receivable, net 23,070 51,962
Purchase of premises and equipment (445) (71)
Capital contributions to partnership investments (97) (295)
Redemption of partnership investment 150 0
Capital disbursements received from partnership investments 187 179
Capital contributions to low-income housing tax credit partnerships (345) 0
Net cash (used) provided by investing activities (5,597) 69,297
Cash flows from financing activities:    
Net increase (decrease) in deposits 2,481 (21,958)
Proceeds from long-term FHLB advances 0 30,000
Repayment of long-term FHLB advances (30,000) (20,000)
Net increase (decrease) in short-term FHLB advances 50,000 (40,000)
Redemption of subordinated debt, net 0 (4,095)
Net increase in line of credit 0 6,000
Net increase in advances from borrowers for taxes and insurance 1,267 1,099
Payment of dividends 0 (649)
Restricted stock awards canceled (17) (76)
Net cash provided (used) by financing activities 23,731 (49,679)
Net increase (decrease) in cash and cash equivalents 19,019 (2,125)
Cash and cash equivalents at beginning of period 85,117 72,448
Cash and cash equivalents at end of period 104,136 70,323
Supplemental disclosures of cash flow information:    
Cash paid for interest on deposits and borrowings 11,837 14,166
Supplemental disclosures of noncash investing activities:    
Change in unrealized (loss) gain on securities available for sale (1,183) 3,105
Change in unrealized gain (loss) on fair value hedge 377 (541)
Amortization of unrecognized DB plan prior service cost 37 37
Transfer of BOLI receivable to prepaid expenses and other assets due to death benefit accrued but not paid at period end 0 1,404
Series A equity investment acquired upon conversion of commercial business loan $ 0 $ 1,260