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Earnings Per Share (Tables)
 6 Months Ended
Sep. 30, 2025
Earnings Per Share [Abstract]  
Summary of Earnings Per Share Basic and Diluted

Shares held by the Employee Stock Ownership Plan ("ESOP") that have not been allocated to employees in accordance with the terms of the ESOP, referred to as "unallocated ESOP shares", are not deemed outstanding for EPS calculations.

 

 

Three Months Ended September 30,

 

 

Six Months Ended September 30,

 

 

 

2025

 

 

2024

 

 

2025

 

 

2024

 

 

 

(Income in thousands)

 

 

(Income in thousands)

 

Net income applicable to common shares

 

$

882

 

 

$

952

 

 

$

1,870

 

 

$

1,855

 

 

 

 

 

 

 

 

 

 

 

 

 

Average number of common shares outstanding

 

 

4,081,484

 

 

 

4,130,815

 

 

 

4,086,807

 

 

 

4,130,815

 

Less: Average unallocated ESOP shares

 

 

296,261

 

 

 

309,485

 

 

 

297,911

 

 

 

311,135

 

Average number of common shares outstanding used to calculate basic earnings per common share

 

 

3,785,223

 

 

 

3,821,330

 

 

 

3,788,896

 

 

 

3,819,680

 

Diluted potential common shares

 

 

23,428

 

 

 

—

 

 

 

17,276

 

 

 

—

 

Average number of common shares outstanding used to calculate diluted earnings per common share

 

 

3,808,651

 

 

 

3,821,330

 

 

 

3,806,172

 

 

 

3,819,680

 

Earnings per common share - basic

 

$

0.23

 

 

$

0.25

 

 

$

0.49

 

 

$

0.49

 

Earnings per common share - diluted

 

$

0.23

 

 

$

0.25

 

 

$

0.49

 

 

$

0.49