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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities    
Net income $ 1,870 $ 1,855
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 478 259
Gain on sale of loans (175) (91)
Amortization of premium and accretion of discount on securities, net (3) 47
Deferred income tax expense 0 1
Provision for (reversal of) credit losses 86 (1)
Origination of loans held for sale (12,764) (6,166)
Proceeds from sales of loans held for sale 12,939 6,257
ESOP expense 100 71
Contributions to pension plan 300 300
Stock based compensation 376  
Change in assets and liabilities:    
Accrued interest receivable (708) (427)
Mortgage servicing rights (22) 18
Other assets 170 249
Accrued interest payable 22 262
Accounts payable, accrued expenses and other liabilities (1,635) (930)
Net cash provided by operating activities 1,034 1,704
Cash flows from investing activities    
Net change in loans (20,127) (18,843)
Purchase of investment securities available for sale (3,399) (1,948)
Principal paydowns from investment securities available for sale 4,179 4,385
Principal paydowns from investment securities held to maturity 30 33
Purchase of FHLB stock (14) (29)
Purchase of premises and equipment (912) (2,644)
Net cash used in investing activities (20,243) (19,046)
Cash flows from financing activities    
Net change in deposits (8,011) 16,664
Net change in advances from borrowers for taxes and insurance (723) (897)
Repurchase of common stock (350)  
Proceeds from short-term FHLB advances 8,500  
Net cash (used in) provided by financing activities (584) 15,767
Net decrease in cash and cash equivalents (19,793) (1,575)
Cash and cash equivalents - beginning of period 28,682 11,454
Cash and cash equivalents - end of period 8,889 9,879
Supplemental disclosures of cash flow information:    
Cash paid for taxes 200 200
Cash paid for interest $ 4,268 $ 3,774