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Loans - Unrelated parties | 12 Months Ended
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Dec. 31, 2025
Loans to Unrelated Parties [Abstract} |
Loans - Unrelated parties | Note 11 - Loans - Unrelated parties Short-term loans primarily consist of multiple term loan facilities obtained by AiChat, a subsidiary of the Company, carrying an average interest rate of approximately 8.9% as of December 31, 2025. These facilities were entered into to support AiChat’s operating and working capital requirements. In addition, short-term loans previously included a separate facility utilized by the Company to finance premiums related to directors’ and officers’ insurance coverage. As of December 31, 2025, short-term loans to unrelated parties consisted of term loan facilities with an aggregate outstanding balance of $219,990, net of an interest reserve of $10,389, resulting in total short-term debt of $209,601. As of December 31, 2024, short-term loans to unrelated parties totaled $519,153, net of an interest reserve of $20,354.
| a. | Short-term loan balances as of December 31, 2025, and December 31, 2024, are summarized as follows
|  | Average Interest Rate as of December 31, 2025 |  |  | December 31, 2025 |  |  | December 31, 2024 |
Term Loan Facility |  |  | 8.90 | % |  | $ | 219,990 |  |  | $ | 388,819 |
D&O Insurance |  |  |  |  |  |  | - |  |  |  | 150,688 |
Less: Interest Reserve |  |  |  |  |  |  | (10,389 | ) |  |  | (20,354 | )
Total Debt |  |  |  |  |  | $ | 209,601 |  |  | $ | 519,153 |
b. Summary of Long-Term Loans - Unrelated Parties AiChat has obtained multiple long-term loans from external lenders to support general operating needs. As of December 31, 2025, these loans bore an average interest rate of approximately 6.5% and had contractual maturities ranging from 2024 through 2028. As of December 31, 2025, long-term loans to unrelated parties consisted of term loan facilities with an aggregate outstanding balance of $93,997, net of an interest reserve of $5,586, resulting in total long-term debt of $88,411. As of December 31, 2024, long-term loans to unrelated parties totaled $241,121, net of an interest reserve of $17,933, and included a vehicle loan with a maturity date of 2029, which was repaid during 2025. Long-term loan balances as of December 31, 2025, and December 31, 2024, are summarized as follows
|  | Maturity Year |  |  | Average Interest Rate as of December 31, 2025 |  |  | December 31, 2025 |  |  | December 31, 2024 |
Term Loan Facility |  |  | 2024-2028 |  |  |  | 6.5 | % |  | $ | 93,997 |  |  | $ | 210,866 |
Vehicle Loan |  |  | 2029 |  |  |  | 11 | % |  |  | - |  |  |  | 48,188 |
Less: Interest Reserve |  |  |  |  |  |  |  |  |  |  | (5,586 | ) |  |  | (17,933 | )
|  |  |  |  |  |  |  |  |  | $ | 88,411 |  |  | $ | 241,121 |

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- Definition The entire disclosure for short-term debt. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 470 -Name Accounting Standards Codification -Publisher FASB -URI https://asc.fasb.org/470/tableOfContent + Details
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