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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 V+IVw8bduN5W5rxriKdQkDbdL9iLHfm8MMYlMr6XrSaAcU53peb/9Ftbog/f5QFu
 P8VDa0KkI75444n4lBqihg==

<SEC-DOCUMENT>0001291984-05-000002.txt : 20050107
<SEC-HEADER>0001291984-05-000002.hdr.sgml : 20050107
<ACCEPTANCE-DATETIME>20050107072740
ACCESSION NUMBER:		0001291984-05-000002
CONFORMED SUBMISSION TYPE:	SC 13G/A
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20050107
DATE AS OF CHANGE:		20050107

FILED BY:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CRUDEN STANLEY C
		CENTRAL INDEX KEY:			0001291984

	FILING VALUES:
		FORM TYPE:		SC 13G/A

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		518-784-5972

	MAIL ADDRESS:	
		STREET 1:		31 LAKE RD.
		CITY:			NIVERVILLE
		STATE:			NY
		ZIP:			12130

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BROADWAY FINANCIAL CORP \DE\
		CENTRAL INDEX KEY:			0001001171
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				954547287
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		SC 13G/A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	005-46823
		FILM NUMBER:		05516925

	BUSINESS ADDRESS:	
		STREET 1:		4800 WILSHIRE BLVD
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90010
		BUSINESS PHONE:		2136341700

	MAIL ADDRESS:	
		STREET 1:		4800 WILSHIRE BLVD
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90010
</SEC-HEADER>
<DOCUMENT>
<TYPE>SC 13G/A
<SEQUENCE>1
<FILENAME>byfc05.txt
<DESCRIPTION>AMENDMENT #1
<TEXT>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549

SCHEDULE 13G
(Amendment No._1__)

BROADWAY FINANCIAL CORPORATION
(Name of Issuer)

Common Stock
(Title of Class of Securities)

0001001171
(CUSIP Number)

December 31, 2004
(Date of event Which Requires Filing of this Statement)

Rule 13d-1(c)

NAME OF REPORTING PERSON
CRUDEN STANLEY C

MEMBER OF A GROUP?
N/A


CITIZENSHIP
U.S.

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH:
SOLE VOTING POWER    85,432
SHARED VOTING POWER   0
SOLE DISPOSITIVE POWER    85,432
SHARED DISPOSITIVE POWER   0

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
85,432



PERCENT OF CLASS REPRESENTED BY AGGREGATE AMOUNT BENEFICIALLY OWNED
5.6%


TYPE OF REPORTING PERSON
IN



ITEMS 1-10 OF GENERAL INSTRUCTIONS

Item 1.
(a) Name of Issuer: BROADWAY FINANCIAL CORPORATION
(b) Address of Issuer: 4800 Wilshire Boulevard, Los Angeles, California 90010

Item 2.
(a) Name of Person Filing: CRUDEN STANLEY C
(b) Address of Filing Person:
    31 Lake Rd., Niverville, NY 12130
(c) Citizenship: U.S.
(d) Title and class of Securities: Common Stock
(e) CUSIP Number: 0001001171

Item 3. N/A

Item 4.   Ownership
(a) Amount Beneficially Owned: 85,432
(b) Percent of Class: 5.6%
(c) Number of shares as to which such person has:
(i) Sole power to vote or to direct the vote: 85,432
(ii) Shared power to vote or direct the vote:   0
(iii) Sole power to dispose or to direct disposition of: 85,432
(iv) Shared power to dispose or to direct disposition of:  0

Item 5.  Ownership of Five Percent or Less of Class:
        N/A

Item 6.  Ownership of More than Five Percent on Behalf of
Another Person:
        N/A

Item 7. Identification and Classification of the Subsidiary
Which Acquired the Security:
        N/A

Item 8. Identification and Classification of Members of the Group:
         N/A

Item 9. Notice of Dissolution of Group:
         N/A







Item 10. Certification:
By signing below I certify that, to the best of my knowledge
and belief,
the securities referred to above were not acquired and are
not held for the purpose of or with the effect of changing
or influencing the control of the issuer of the securities
 and were not acquired and are not held in connection with
or as a participant in any transaction having that purpose
or effect.

SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement
is true,
complete and correct.

Date: January 7, 2005
Signature: Stanley C. Cruden
Name/Title: Stanley C. Cruden, Individual

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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