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v2.4.1.9

Income Taxes (Details) (USD $) In Thousands, unless otherwise specified | 12 Months Ended
--- | ---
Dec. 31, 2014 | Dec. 31, 2013
Current |  |
State | $ 3 us-gaap_CurrentStateAndLocalTaxExpenseBenefit | $ 4 us-gaap_CurrentStateAndLocalTaxExpenseBenefit
Deferred |  |
Federal | 530 us-gaap_DeferredFederalIncomeTaxExpenseBenefit | (286)us-gaap_DeferredFederalIncomeTaxExpenseBenefit
State | 324 us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit | (267)us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit
Change in valuation allowance | (854)us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | 553 us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
Total | 3 us-gaap_IncomeTaxExpenseBenefit | 4 us-gaap_IncomeTaxExpenseBenefit
Reconciliation of Provision of Income Taxes |  |
Federal statutory rate (as a percent) | 34.00%us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate | 34.00%us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
Federal statutory rate times financial statement net income (loss) | 861 us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate | (101)us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
State taxes, net of federal benefit | 183 us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes | (19)us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes
Enterprise zone net interest deduction |  | (285)byfc_IncomeTaxReconciliationEnterpriseZoneNetInterestDeduction
Earnings from bank owned life insurance | (27)us-gaap_IncomeTaxReconciliationNondeductibleExpenseLifeInsurance | (28)us-gaap_IncomeTaxReconciliationNondeductibleExpenseLifeInsurance
Low income housing credits | (212)us-gaap_IncomeTaxReconciliationTaxCredits | (211)us-gaap_IncomeTaxReconciliationTaxCredits
Change in valuation allowance | (854)us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance | 553 us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
Other, net | 52 us-gaap_IncomeTaxReconciliationOtherAdjustments | 95 us-gaap_IncomeTaxReconciliationOtherAdjustments
Total | $ 3 us-gaap_IncomeTaxExpenseBenefit | $ 4 us-gaap_IncomeTaxExpenseBenefit

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- Definition Amount of current state and local tax expense (benefit) pertaining to income (loss) from continuing operations. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB TOPIC 6.I.7) -URI http://asc.fasb.org/extlink&oid=34349781&loc=d3e330036-122817 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Current Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6509736 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 08 -Paragraph h -Article 4 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section I -Subsection 7 + Details
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- Definition Amount of deferred state and local tax expense (benefit) pertaining to income (loss) from continuing operations. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SAB TOPIC 6.I.7) -URI http://asc.fasb.org/extlink&oid=34349781&loc=d3e330036-122817 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)) -URI http://asc.fasb.org/extlink&oid=26873400&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 08 -Paragraph h -Article 4 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Staff Accounting Bulletin (SAB) -Number Topic 6 -Section I -Subsection 7 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Glossary Deferred Tax Expense (or Benefit) -URI http://asc.fasb.org/extlink&oid=6510177 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319 + Details
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