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Income Taxes, Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands | Dec. 31, 2020 | Dec. 31, 2019
--- | --- | ---
Deferred tax assets [Abstract] |  |
Allowance for loan losses | $ 909 | $ 897
Accrued liabilities | 139 | 137
State income taxes | 58 | 36
Stock compensation | 310 | 202
Net operating loss carryforward | 3,437 | 3,614
Non-accrual loan interest | 1 | 1
Partnership investment | 188 | 173
General business credit | 1,969 | 1,859
Alternative minimum tax credit | 34 | 94
Other | 40 | 34
Total deferred tax assets | 7,085 | 7,047
Deferred tax liabilities [Abstract] |  |
Section 481 Adjustments to bad debts | (334) | (660)
Deferred loan fees/costs | (651) | (797)
Basis difference on fixed assets | (18) | (15)
Net unrealized appreciation on available-for-sale securities | (138) | (59)
FHLB stock dividends | (266) | (266)
Mortgage servicing rights | (1) | (3)
Prepaid expenses | (44) | (27)
Total deferred tax liabilities | (1,452) | (1,827)
Net deferred tax assets | 5,633 | 5,220
Valuation allowance | $ 0 | $ 0

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