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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl">Due after ten years</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1">Debt Securities, Available-for-Sale, Fair Value, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract to us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_lbl1" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl1" xml:lang="en-US" id="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl1">Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockValue_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockValue_lbl" xml:lang="en-US" id="us-gaap_CommonStockValue_lbl">Common stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockValue" xlink:to="us-gaap_CommonStockValue_lbl" xlink:title="label: CommonStockValue to us-gaap_CommonStockValue_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockSharesIssued" xlink:label="CommonStockSharesIssued" xlink:title="CommonStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US" id="us-gaap_CommonStockSharesIssued_lbl">Common stock, shares issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesIssued" xlink:to="us-gaap_CommonStockSharesIssued_lbl" xlink:title="label: CommonStockSharesIssued to us-gaap_CommonStockSharesIssued_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="CommonStockSharesAuthorized" xlink:title="CommonStockSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockSharesAuthorized_lbl" xml:lang="en-US" id="us-gaap_CommonStockSharesAuthorized_lbl">Common stock, shares authorized (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesAuthorized" xlink:to="us-gaap_CommonStockSharesAuthorized_lbl" xlink:title="label: CommonStockSharesAuthorized to us-gaap_CommonStockSharesAuthorized_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="CommonStockSharesOutstanding" xlink:title="CommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CommonStockSharesOutstanding_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CommonStockSharesOutstanding_lbl" xml:lang="en-US" id="us-gaap_CommonStockSharesOutstanding_lbl">Common stock, shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesOutstanding" xlink:to="us-gaap_CommonStockSharesOutstanding_lbl" xlink:title="label: CommonStockSharesOutstanding to us-gaap_CommonStockSharesOutstanding_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="ComprehensiveIncomeNetOfTax" xlink:title="ComprehensiveIncomeNetOfTax" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xml:lang="en-US" id="us-gaap_ComprehensiveIncomeNetOfTax_lbl">Comprehensive income (loss)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xlink:title="label: ComprehensiveIncomeNetOfTax to us-gaap_ComprehensiveIncomeNetOfTax_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ComprehensiveIncomeNetOfTax_lbl1" xml:lang="en-US" id="us-gaap_ComprehensiveIncomeNetOfTax_lbl1">Comprehensive Income (Loss), Net of Tax, Attributable to Parent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_lbl1" xlink:title="label: ComprehensiveIncomeNetOfTax to us-gaap_ComprehensiveIncomeNetOfTax_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConcentrationRiskDisclosureTextBlock" xlink:label="ConcentrationRiskDisclosureTextBlock" xlink:title="ConcentrationRiskDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskDisclosureTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskDisclosureTextBlock_lbl" xml:lang="en-US" id="us-gaap_ConcentrationRiskDisclosureTextBlock_lbl">Concentration of Credit Risk</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskDisclosureTextBlock" xlink:to="us-gaap_ConcentrationRiskDisclosureTextBlock_lbl" xlink:title="label: ConcentrationRiskDisclosureTextBlock to us-gaap_ConcentrationRiskDisclosureTextBlock_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="ConcentrationRiskByTypeAxis" xlink:title="ConcentrationRiskByTypeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskByTypeAxis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskByTypeAxis_lbl" xml:lang="en-US" id="us-gaap_ConcentrationRiskByTypeAxis_lbl">Concentration Risk Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskByTypeAxis" xlink:to="us-gaap_ConcentrationRiskByTypeAxis_lbl" xlink:title="label: ConcentrationRiskByTypeAxis to us-gaap_ConcentrationRiskByTypeAxis_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConcentrationRiskLineItems" xlink:label="ConcentrationRiskLineItems" xlink:title="ConcentrationRiskLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskLineItems_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskLineItems_lbl" xml:lang="en-US" id="us-gaap_ConcentrationRiskLineItems_lbl">Concentration Risk [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskLineItems" xlink:to="us-gaap_ConcentrationRiskLineItems_lbl" xlink:title="label: ConcentrationRiskLineItems to us-gaap_ConcentrationRiskLineItems_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="ConcentrationRiskTypeDomain" xlink:title="ConcentrationRiskTypeDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskTypeDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskTypeDomain_lbl" xml:lang="en-US" id="us-gaap_ConcentrationRiskTypeDomain_lbl">Concentration Risk Type [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskTypeDomain" xlink:to="us-gaap_ConcentrationRiskTypeDomain_lbl" xlink:title="label: ConcentrationRiskTypeDomain to us-gaap_ConcentrationRiskTypeDomain_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConcentrationRiskBenchmarkDomain" xlink:label="ConcentrationRiskBenchmarkDomain" xlink:title="ConcentrationRiskBenchmarkDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskBenchmarkDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskBenchmarkDomain_lbl" xml:lang="en-US" id="us-gaap_ConcentrationRiskBenchmarkDomain_lbl">Concentration Risk Benchmark [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskBenchmarkDomain" xlink:to="us-gaap_ConcentrationRiskBenchmarkDomain_lbl" xlink:title="label: ConcentrationRiskBenchmarkDomain to us-gaap_ConcentrationRiskBenchmarkDomain_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConcentrationRiskPercentage1" xlink:label="ConcentrationRiskPercentage1" xlink:title="ConcentrationRiskPercentage1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskPercentage1_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskPercentage1_lbl" xml:lang="en-US" id="us-gaap_ConcentrationRiskPercentage1_lbl">Percentage of concentration risk</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskPercentage1" xlink:to="us-gaap_ConcentrationRiskPercentage1_lbl" xlink:title="label: ConcentrationRiskPercentage1 to us-gaap_ConcentrationRiskPercentage1_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConcentrationRiskTable" xlink:label="ConcentrationRiskTable" xlink:title="ConcentrationRiskTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskTable_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskTable_lbl" xml:lang="en-US" id="us-gaap_ConcentrationRiskTable_lbl">Concentration Risk [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskTable" xlink:to="us-gaap_ConcentrationRiskTable_lbl" xlink:title="label: ConcentrationRiskTable to us-gaap_ConcentrationRiskTable_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:label="ConcentrationRiskByBenchmarkAxis" xlink:title="ConcentrationRiskByBenchmarkAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConcentrationRiskByBenchmarkAxis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConcentrationRiskByBenchmarkAxis_lbl" xml:lang="en-US" id="us-gaap_ConcentrationRiskByBenchmarkAxis_lbl">Concentration Risk Benchmark [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationRiskByBenchmarkAxis" xlink:to="us-gaap_ConcentrationRiskByBenchmarkAxis_lbl" xlink:title="label: ConcentrationRiskByBenchmarkAxis to us-gaap_ConcentrationRiskByBenchmarkAxis_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConsolidationPolicyTextBlock" xlink:label="ConsolidationPolicyTextBlock" xlink:title="ConsolidationPolicyTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConstructionLoansMember" xlink:label="ConstructionLoansMember" xlink:title="ConstructionLoansMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConstructionLoansMember_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ConstructionLoansMember_lbl" xml:lang="en-US" id="us-gaap_ConstructionLoansMember_lbl">Construction [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConstructionLoansMember" xlink:to="us-gaap_ConstructionLoansMember_lbl" xlink:title="label: ConstructionLoansMember to us-gaap_ConstructionLoansMember_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConstructionLoansMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConstructionLoansMember_lbl1" xml:lang="en-US" id="us-gaap_ConstructionLoansMember_lbl1">Construction Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConstructionLoansMember" xlink:to="us-gaap_ConstructionLoansMember_lbl1" xlink:title="label: ConstructionLoansMember to us-gaap_ConstructionLoansMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ConsumerPortfolioSegmentMember" xlink:label="ConsumerPortfolioSegmentMember" xlink:title="ConsumerPortfolioSegmentMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConsumerPortfolioSegmentMember" xlink:to="us-gaap_ConsumerPortfolioSegmentMember_lbl" xlink:title="label: ConsumerPortfolioSegmentMember to us-gaap_ConsumerPortfolioSegmentMember_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ConsumerPortfolioSegmentMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ConsumerPortfolioSegmentMember_lbl1" xml:lang="en-US" id="us-gaap_ConsumerPortfolioSegmentMember_lbl1">Consumer Portfolio Segment [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_CoreDepositsMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_CoreDepositsMember_lbl1" xml:lang="en-US" id="us-gaap_CoreDepositsMember_lbl1">Core Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CoreDepositsMember" xlink:to="us-gaap_CoreDepositsMember_lbl1" xlink:title="label: CoreDepositsMember to us-gaap_CoreDepositsMember_lbl1" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_CreditLossStatusDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CreditLossStatusDomain_lbl" xml:lang="en-US" id="us-gaap_CreditLossStatusDomain_lbl">Credit Loss Status [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditLossStatusDomain" xlink:to="us-gaap_CreditLossStatusDomain_lbl" xlink:title="label: CreditLossStatusDomain to us-gaap_CreditLossStatusDomain_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_CustomerConcentrationRiskMember" xlink:label="CustomerConcentrationRiskMember" xlink:title="CustomerConcentrationRiskMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_CustomerConcentrationRiskMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_CustomerConcentrationRiskMember_lbl" xml:lang="en-US" id="us-gaap_CustomerConcentrationRiskMember_lbl">Customer Concentration Risk [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CustomerConcentrationRiskMember" xlink:to="us-gaap_CustomerConcentrationRiskMember_lbl" xlink:title="label: CustomerConcentrationRiskMember to us-gaap_CustomerConcentrationRiskMember_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DoubtfulMember" xlink:label="DoubtfulMember" xlink:title="DoubtfulMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DoubtfulMember" xlink:to="us-gaap_DoubtfulMember_lbl" xlink:title="label: DoubtfulMember to us-gaap_DoubtfulMember_lbl" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentMaturityDate_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DebtInstrumentMaturityDate_lbl" xml:lang="en-US" id="us-gaap_DebtInstrumentMaturityDate_lbl">Debt instrument, maturity date</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_DebtInstrumentMaturityDate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DebtInstrumentMaturityDate_lbl1" xml:lang="en-US" id="us-gaap_DebtInstrumentMaturityDate_lbl1">Debt Instrument, Maturity Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DebtInstrumentMaturityDate" xlink:to="us-gaap_DebtInstrumentMaturityDate_lbl1" xlink:title="label: DebtInstrumentMaturityDate to us-gaap_DebtInstrumentMaturityDate_lbl1" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredIncomeTaxAssetsNet_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DeferredIncomeTaxAssetsNet_lbl" xml:lang="en-US" id="us-gaap_DeferredIncomeTaxAssetsNet_lbl">Deferred tax assets, net</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowance_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DeferredTaxAssetsValuationAllowance_lbl" xml:lang="en-US" id="us-gaap_DeferredTaxAssetsValuationAllowance_lbl">Deferred tax assets, valuation allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsValuationAllowance" xlink:to="us-gaap_DeferredTaxAssetsValuationAllowance_lbl" xlink:title="label: DeferredTaxAssetsValuationAllowance to us-gaap_DeferredTaxAssetsValuationAllowance_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DepositsFairValueDisclosure" xlink:label="DepositsFairValueDisclosure" xlink:title="DepositsFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_DepositsFairValueDisclosure_lbl" xml:lang="en-US" id="us-gaap_DepositsFairValueDisclosure_lbl">Deposits</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsFairValueDisclosure" xlink:to="us-gaap_DepositsFairValueDisclosure_lbl" xlink:title="label: DepositsFairValueDisclosure to us-gaap_DepositsFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsFairValueDisclosure_lbl1" xml:lang="en-US" id="us-gaap_DepositsFairValueDisclosure_lbl1">Deposits, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsFairValueDisclosure" xlink:to="us-gaap_DepositsFairValueDisclosure_lbl1" xlink:title="label: DepositsFairValueDisclosure to us-gaap_DepositsFairValueDisclosure_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_Deposits" xlink:label="Deposits" xlink:title="Deposits" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Deposits_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Deposits_lbl" xml:lang="en-US" id="us-gaap_Deposits_lbl">Deposits</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DepositsMember" xlink:label="DepositsMember" xlink:title="DepositsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DepositsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DepositsMember_lbl" xml:lang="en-US" id="us-gaap_DepositsMember_lbl">Deposits [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DepositsMember" xlink:to="us-gaap_DepositsMember_lbl" xlink:title="label: DepositsMember to us-gaap_DepositsMember_lbl" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_Depreciation_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_Depreciation_lbl" xml:lang="en-US" id="us-gaap_Depreciation_lbl">Depreciation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Depreciation" xlink:to="us-gaap_Depreciation_lbl" xlink:title="label: Depreciation to us-gaap_Depreciation_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Depreciation_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Depreciation_lbl1" xml:lang="en-US" id="us-gaap_Depreciation_lbl1">Depreciation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Depreciation" xlink:to="us-gaap_Depreciation_lbl1" xlink:title="label: Depreciation to us-gaap_Depreciation_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:label="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:title="DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_lbl" xml:lang="en-US" id="us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_lbl">Stock-based Compensation [Abstract]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_DividendsPreferredStock_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_DividendsPreferredStock_lbl" xml:lang="en-US" id="us-gaap_DividendsPreferredStock_lbl">Dividends paid on preferred stock</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DividendsPreferredStock" xlink:to="us-gaap_DividendsPreferredStock_lbl1" xlink:title="label: DividendsPreferredStock to us-gaap_DividendsPreferredStock_lbl1" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares_lbl" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares_lbl">Committed to be released (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares to us-gaap_EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:label="EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:title="EmployeeStockOwnershipPlanESOPCompensationExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl">ESOP compensation expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPCompensationExpense to us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl1" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl1">Compensation expense related to ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPCompensationExpense" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPCompensationExpense to us-gaap_EmployeeStockOwnershipPlanESOPCompensationExpense_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares_lbl" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares_lbl">Allocated to participants (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares to us-gaap_EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:label="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:title="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl">Fair value of unearned shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPDeferredSharesFairValue to us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1">Employee Stock Ownership Plan (ESOP), Deferred Shares, Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPDeferredSharesFairValue" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPDeferredSharesFairValue to us-gaap_EmployeeStockOwnershipPlanESOPDeferredSharesFairValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:label="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:title="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares_lbl" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares_lbl">Suspense shares (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares to us-gaap_EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:label="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:title="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP_lbl" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP_lbl">Number of common stock purchased by ESOP (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesContributedToESOP" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesContributedToESOP to us-gaap_EmployeeStockOwnershipPlanESOPSharesContributedToESOP_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOP" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl">Total ESOP shares (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesInESOP to us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1">Employee Stock Ownership Plan (ESOP), Shares in ESOP</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOP" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesInESOP to us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOP_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:label="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:title="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract_lbl" xml:lang="en-US" id="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract_lbl">Shares Held by ESOP [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EmployeeStockOwnershipPlanESOPSharesInESOPAbstract" xlink:to="us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract_lbl" xlink:title="label: EmployeeStockOwnershipPlanESOPSharesInESOPAbstract to us-gaap_EmployeeStockOwnershipPlanESOPSharesInESOPAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EquityComponentDomain" xlink:label="EquityComponentDomain" xlink:title="EquityComponentDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EquityComponentDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EquityComponentDomain_lbl" xml:lang="en-US" id="us-gaap_EquityComponentDomain_lbl">Equity Component [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityComponentDomain" xlink:to="us-gaap_EquityComponentDomain_lbl" xlink:title="label: EquityComponentDomain to us-gaap_EquityComponentDomain_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="EstimateOfFairValueFairValueDisclosureMember" xlink:title="EstimateOfFairValueFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xml:lang="en-US" id="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl">Fair Value [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EstimateOfFairValueFairValueDisclosureMember" xlink:to="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xlink:title="label: EstimateOfFairValueFairValueDisclosureMember to us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinitelivedIntangibleAssetsAcquired1" xlink:label="FinitelivedIntangibleAssetsAcquired1" xlink:title="FinitelivedIntangibleAssetsAcquired1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinitelivedIntangibleAssetsAcquired1_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinitelivedIntangibleAssetsAcquired1_lbl" xml:lang="en-US" id="us-gaap_FinitelivedIntangibleAssetsAcquired1_lbl">Additions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinitelivedIntangibleAssetsAcquired1" xlink:to="us-gaap_FinitelivedIntangibleAssetsAcquired1_lbl" xlink:title="label: FinitelivedIntangibleAssetsAcquired1 to us-gaap_FinitelivedIntangibleAssetsAcquired1_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="FairValueByMeasurementBasisAxis" xlink:title="FairValueByMeasurementBasisAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByMeasurementBasisAxis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByMeasurementBasisAxis_lbl" xml:lang="en-US" id="us-gaap_FairValueByMeasurementBasisAxis_lbl">Measurement Basis [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByMeasurementBasisAxis" xlink:to="us-gaap_FairValueByMeasurementBasisAxis_lbl" xlink:title="label: FairValueByMeasurementBasisAxis to us-gaap_FairValueByMeasurementBasisAxis_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="FairValueByMeasurementFrequencyAxis" xlink:title="FairValueByMeasurementFrequencyAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" xml:lang="en-US" id="us-gaap_FairValueByMeasurementFrequencyAxis_lbl">Measurement Frequency [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByMeasurementFrequencyAxis" xlink:to="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" xlink:title="label: FairValueByMeasurementFrequencyAxis to us-gaap_FairValueByMeasurementFrequencyAxis_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_lbl" xml:lang="en-US" id="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_lbl">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_lbl" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:title="FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" xml:lang="en-US" id="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl">Asset Class [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:to="us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" xlink:title="label: FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain to us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="FairValueDisclosuresAbstract" xlink:title="FairValueDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueDisclosuresAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueDisclosuresAbstract_lbl" xml:lang="en-US" id="us-gaap_FairValueDisclosuresAbstract_lbl">Fair Value [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresAbstract" xlink:to="us-gaap_FairValueDisclosuresAbstract_lbl" xlink:title="label: FairValueDisclosuresAbstract to us-gaap_FairValueDisclosuresAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="FairValueByAssetClassAxis" xlink:title="FairValueByAssetClassAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByAssetClassAxis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByAssetClassAxis_lbl" xml:lang="en-US" id="us-gaap_FairValueByAssetClassAxis_lbl">Asset Class [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByAssetClassAxis" xlink:to="us-gaap_FairValueByAssetClassAxis_lbl" xlink:title="label: FairValueByAssetClassAxis to us-gaap_FairValueByAssetClassAxis_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl" xml:lang="en-US" id="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl">Fair Value, Recurring and Nonrecurring [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xml:lang="en-US" id="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl">Fair Value Hierarchy and NAV [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xlink:title="label: FairValueByFairValueHierarchyLevelAxis to us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" xml:lang="en-US" id="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl">Fair Values of Financial Instruments</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueDisclosureItemAmountsDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueDisclosureItemAmountsDomain_lbl" xml:lang="en-US" id="us-gaap_FairValueDisclosureItemAmountsDomain_lbl">Fair Value Measurement [Domain]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueInputsLevel1Member_lbl" xml:lang="en-US" id="us-gaap_FairValueInputsLevel1Member_lbl">Level 1 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel1Member_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueInputsLevel1Member_lbl1" xml:lang="en-US" id="us-gaap_FairValueInputsLevel1Member_lbl1">Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueInputsLevel2Member_lbl1" xml:lang="en-US" id="us-gaap_FairValueInputsLevel2Member_lbl1">Significant Other Observable Inputs (Level 2) [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US" id="us-gaap_FairValueInputsLevel3Member_lbl">Level 3 [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FairValueInputsLevel3Member_lbl1" xml:lang="en-US" id="us-gaap_FairValueInputsLevel3Member_lbl1">Significant Unobservable Inputs (Level 3) [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancialAssetPastDueMember" xlink:label="FinancialAssetPastDueMember" xlink:title="FinancialAssetPastDueMember" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:label="FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:title="FinancialAssetAcquiredWithCreditDeteriorationMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialAssetAcquiredWithCreditDeteriorationMember" xlink:to="us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember_lbl1" xlink:title="label: FinancialAssetAcquiredWithCreditDeteriorationMember to us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:label="FinancialInstrumentsOwnedAtFairValue" xlink:title="FinancialInstrumentsOwnedAtFairValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl" xml:lang="en-US" id="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl">Securities pledged to secure public deposits</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivables60To89DaysPastDueMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivables60To89DaysPastDueMember_lbl" xml:lang="en-US" id="us-gaap_FinancingReceivables60To89DaysPastDueMember_lbl">60-89 Days Past Due [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablePortfolioSegmentDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablePortfolioSegmentDomain_lbl" xml:lang="en-US" id="us-gaap_FinancingReceivablePortfolioSegmentDomain_lbl">Financing Receivable Portfolio Segment [Domain]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:to="us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_lbl" xlink:title="label: FinancingReceivablesEqualToGreaterThan90DaysPastDueMember to us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:label="FinancingReceivables30To59DaysPastDueMember" xlink:title="FinancingReceivables30To59DaysPastDueMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl" xml:lang="en-US" id="us-gaap_FinancingReceivables30To59DaysPastDueMember_lbl">30-59 Days Past Due [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesPeriodPastDueAxis_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablesPeriodPastDueAxis_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivablesPeriodPastDueAxis_lbl1">Financial Asset, Period Past Due [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivablesPeriodPastDueAxis" xlink:to="us-gaap_FinancingReceivablesPeriodPastDueAxis_lbl1" xlink:title="label: FinancingReceivablesPeriodPastDueAxis to us-gaap_FinancingReceivablesPeriodPastDueAxis_lbl1" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesPeriodPastDueDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_FinancingReceivablesPeriodPastDueDomain_lbl" xml:lang="en-US" id="us-gaap_FinancingReceivablesPeriodPastDueDomain_lbl">Financial Asset, Aging [Domain]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_FinancingReceivablesPeriodPastDueDomain_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FinancingReceivablesPeriodPastDueDomain_lbl1" xml:lang="en-US" id="us-gaap_FinancingReceivablesPeriodPastDueDomain_lbl1">Financial Asset, Period Past Due [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_lbl">2025</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:label="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:title="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl">2026</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl" xlink:title="label: FiniteLivedIntangibleAssetsAmortizationExpenseYearFour to us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="FiniteLivedIntangibleAssetsGross" xlink:title="FiniteLivedIntangibleAssetsGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsGross_lbl">Core deposit intangible acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsGross" xlink:to="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xlink:title="label: FiniteLivedIntangibleAssetsGross to us-gaap_FiniteLivedIntangibleAssetsGross_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FiniteLivedIntangibleAssetsRollForward" xlink:label="FiniteLivedIntangibleAssetsRollForward" xlink:title="FiniteLivedIntangibleAssetsRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsRollForward_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsRollForward_lbl" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsRollForward_lbl">Changes in Carrying Amount of Core Deposit Intangibles [Roll Forward]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="FiniteLivedIntangibleAssetsNet" xlink:title="FiniteLivedIntangibleAssetsNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet_lbl">Core deposit intangible, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet_lbl1" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet_lbl1">Balance, end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet_lbl1" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet_lbl1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl2" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet_lbl2" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet_lbl2">Balance, beginning of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet_lbl2" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet_lbl2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_FiniteLivedIntangibleAssetsNet_lbl3" xml:lang="en-US" id="us-gaap_FiniteLivedIntangibleAssetsNet_lbl3">Net core deposit intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet_lbl3" xlink:title="label: FiniteLivedIntangibleAssetsNet to us-gaap_FiniteLivedIntangibleAssetsNet_lbl3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_GeneralInsuranceExpense" xlink:label="GeneralInsuranceExpense" xlink:title="GeneralInsuranceExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GeneralInsuranceExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GeneralInsuranceExpense_lbl" xml:lang="en-US" id="us-gaap_GeneralInsuranceExpense_lbl">Corporate insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GeneralInsuranceExpense" xlink:to="us-gaap_GeneralInsuranceExpense_lbl" xlink:title="label: GeneralInsuranceExpense to us-gaap_GeneralInsuranceExpense_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="GoodwillAcquiredDuringPeriod" xlink:title="GoodwillAcquiredDuringPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAcquiredDuringPeriod_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_GoodwillAcquiredDuringPeriod_lbl" xml:lang="en-US" id="us-gaap_GoodwillAcquiredDuringPeriod_lbl">Additions</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAcquiredDuringPeriod" xlink:to="us-gaap_GoodwillAcquiredDuringPeriod_lbl" xlink:title="label: GoodwillAcquiredDuringPeriod to us-gaap_GoodwillAcquiredDuringPeriod_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAcquiredDuringPeriod_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillAcquiredDuringPeriod_lbl1" xml:lang="en-US" id="us-gaap_GoodwillAcquiredDuringPeriod_lbl1">Goodwill, Acquired During Period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAcquiredDuringPeriod" xlink:to="us-gaap_GoodwillAcquiredDuringPeriod_lbl1" xlink:title="label: GoodwillAcquiredDuringPeriod to us-gaap_GoodwillAcquiredDuringPeriod_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="GoodwillImpairmentLoss" xlink:title="GoodwillImpairmentLoss" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillImpairmentLoss_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_GoodwillImpairmentLoss_lbl" xml:lang="en-US" id="us-gaap_GoodwillImpairmentLoss_lbl">Impairment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillImpairmentLoss" xlink:to="us-gaap_GoodwillImpairmentLoss_lbl" xlink:title="label: GoodwillImpairmentLoss to us-gaap_GoodwillImpairmentLoss_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillImpairmentLoss_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillImpairmentLoss_lbl1" xml:lang="en-US" id="us-gaap_GoodwillImpairmentLoss_lbl1">Goodwill, Impairment Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillImpairmentLoss" xlink:to="us-gaap_GoodwillImpairmentLoss_lbl1" xlink:title="label: GoodwillImpairmentLoss to us-gaap_GoodwillImpairmentLoss_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:label="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:title="GoodwillAndIntangibleAssetsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl" xml:lang="en-US" id="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl">Goodwill and Intangible Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl" xlink:title="label: GoodwillAndIntangibleAssetsDisclosureTextBlock to us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_Goodwill" xlink:label="Goodwill" xlink:title="Goodwill" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_Goodwill_lbl" xml:lang="en-US" id="us-gaap_Goodwill_lbl">Goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill_lbl" xlink:title="label: Goodwill to us-gaap_Goodwill_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill_lbl1" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="us-gaap_Goodwill_lbl1" xml:lang="en-US" id="us-gaap_Goodwill_lbl1">Balance, end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill_lbl1" xlink:title="label: Goodwill to us-gaap_Goodwill_lbl1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill_lbl2" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="us-gaap_Goodwill_lbl2" xml:lang="en-US" id="us-gaap_Goodwill_lbl2">Balance, beginning of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill_lbl2" xlink:title="label: Goodwill to us-gaap_Goodwill_lbl2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_Goodwill_lbl3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_Goodwill_lbl3" xml:lang="en-US" id="us-gaap_Goodwill_lbl3">Goodwill recognized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Goodwill" xlink:to="us-gaap_Goodwill_lbl3" xlink:title="label: Goodwill to us-gaap_Goodwill_lbl3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_GoodwillRollForward" xlink:label="GoodwillRollForward" xlink:title="GoodwillRollForward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillRollForward_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillRollForward_lbl" xml:lang="en-US" id="us-gaap_GoodwillRollForward_lbl">Changes in Carrying Amount of Goodwill [Roll Forward]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:label="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:title="GoodwillAndIntangibleAssetsDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_lbl" xml:lang="en-US" id="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_lbl">Goodwill and Intangible Assets [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_lbl" xlink:title="label: GoodwillAndIntangibleAssetsDisclosureAbstract to us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:label="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" xlink:title="ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance_lbl">Unpaid principal balance</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:title="ImpairedFinancingReceivableAverageRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl">Average recorded investment</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1">Impaired Financing Receivable, Average Recorded Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1" xlink:title="label: ImpairedFinancingReceivableAverageRecordedInvestment to us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableRecordedInvestment" xlink:label="ImpairedFinancingReceivableRecordedInvestment" xlink:title="ImpairedFinancingReceivableRecordedInvestment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl">Recorded investment</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1">Impaired Financing Receivable, Recorded Investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedFinancingReceivableRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1" xlink:title="label: ImpairedFinancingReceivableRecordedInvestment to us-gaap_ImpairedFinancingReceivableRecordedInvestment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="ImpairedFinancingReceivableRelatedAllowance" xlink:title="ImpairedFinancingReceivableRelatedAllowance" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US" id="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl">Allowance for loan losses allocated</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInInterestAndDividendsReceivable_lbl1">Increase (Decrease) in Interest and Dividends Receivable</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="IncreaseDecreaseInOtherOperatingAssets" xlink:title="IncreaseDecreaseInOtherOperatingAssets" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl1">Increase (Decrease) in Other Operating Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOtherOperatingAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl1" xlink:title="label: IncreaseDecreaseInOtherOperatingAssets to us-gaap_IncreaseDecreaseInOtherOperatingAssets_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="IncreaseDecreaseInOperatingCapitalAbstract" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1" xml:lang="en-US" id="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl1">Increase (Decrease) in Operating Capital [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:label="IncreaseDecreaseInStockholdersEquityRollForward" xlink:title="IncreaseDecreaseInStockholdersEquityRollForward" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_lbl" xlink:title="label: IncreaseDecreaseInStockholdersEquityRollForward to us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_lbl" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InformationTechnologyAndDataProcessing" xlink:label="InformationTechnologyAndDataProcessing" xlink:title="InformationTechnologyAndDataProcessing" />
    <link:label xlink:type="resource" xlink:label="us-gaap_InformationTechnologyAndDataProcessing_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_InformationTechnologyAndDataProcessing_lbl" xml:lang="en-US" id="us-gaap_InformationTechnologyAndDataProcessing_lbl">Information services</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InformationTechnologyAndDataProcessing" xlink:to="us-gaap_InformationTechnologyAndDataProcessing_lbl" xlink:title="label: InformationTechnologyAndDataProcessing to us-gaap_InformationTechnologyAndDataProcessing_lbl" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InterestAndDividendIncomeOperating" xlink:label="InterestAndDividendIncomeOperating" xlink:title="InterestAndDividendIncomeOperating" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1" xlink:title="label: InterestIncomeExpenseAfterProvisionForLoanLoss to us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="InternalCreditAssessmentAxis" xlink:title="InternalCreditAssessmentAxis" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:label="InvestmentsDebtAndEquitySecuritiesAbstract" xlink:title="InvestmentsDebtAndEquitySecuritiesAbstract" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:title="InvestmentsClassifiedByContractualMaturityDateTableTextBlock" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LiabilitiesAbstract_lbl" xml:lang="en-US" id="us-gaap_LiabilitiesAbstract_lbl">Liabilities:</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableBeforeFeesGross" xlink:label="LoansAndLeasesReceivableBeforeFeesGross" xlink:title="LoansAndLeasesReceivableBeforeFeesGross" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_lbl1" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_lbl1">Loans and Leases Receivable, Net Amount [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableNetReportedAmountAbstract" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_lbl1" xlink:title="label: LoansAndLeasesReceivableNetReportedAmountAbstract to us-gaap_LoansAndLeasesReceivableNetReportedAmountAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:label="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:title="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl">Foregone interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl" xlink:title="label: LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans to us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1" xml:lang="en-US" id="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1">Loans and Leases Receivable, Impaired, Interest Lost on Nonaccrual Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1" xlink:title="label: LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans to us-gaap_LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_LoansReceivableFairValueDisclosure" xlink:label="LoansReceivableFairValueDisclosure" xlink:title="LoansReceivableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_LoansReceivableFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_LoansReceivableFairValueDisclosure_lbl" xml:lang="en-US" id="us-gaap_LoansReceivableFairValueDisclosure_lbl">Loans receivable held for investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableFairValueDisclosure" xlink:to="us-gaap_LoansReceivableFairValueDisclosure_lbl" xlink:title="label: LoansReceivableFairValueDisclosure to us-gaap_LoansReceivableFairValueDisclosure_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MinorityInterest" xlink:label="MinorityInterest" xlink:title="MinorityInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MinorityInterest_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MinorityInterest_lbl" xml:lang="en-US" id="us-gaap_MinorityInterest_lbl">Non-controlling interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterest" xlink:to="us-gaap_MinorityInterest_lbl" xlink:title="label: MinorityInterest to us-gaap_MinorityInterest_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders" xlink:label="MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders" xlink:title="MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl" xml:lang="en-US" id="us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl">Payment to non-controlling interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders" xlink:to="us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl" xlink:title="label: MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders to us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl1" xml:lang="en-US" id="us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl1">Noncontrolling Interest, Decrease from Distributions to Noncontrolling Interest Holders</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders" xlink:to="us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl1" xlink:title="label: MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders to us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:label="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:title="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" xml:lang="en-US" id="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl">Federal Agency Mortgage-backed Securities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:to="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" xlink:title="label: MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember to us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl1" xml:lang="en-US" id="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl1">Federal Agency Mortgage-backed [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:to="us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl1" xlink:title="label: MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember to us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MortgageBackedSecuritiesMember" xlink:label="MortgageBackedSecuritiesMember" xlink:title="MortgageBackedSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MortgageBackedSecuritiesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_MortgageBackedSecuritiesMember_lbl" xml:lang="en-US" id="us-gaap_MortgageBackedSecuritiesMember_lbl">Mortgage Backed Securities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageBackedSecuritiesMember" xlink:to="us-gaap_MortgageBackedSecuritiesMember_lbl" xlink:title="label: MortgageBackedSecuritiesMember to us-gaap_MortgageBackedSecuritiesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MortgageBackedSecuritiesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MortgageBackedSecuritiesMember_lbl1" xml:lang="en-US" id="us-gaap_MortgageBackedSecuritiesMember_lbl1">Collateralized Mortgage-Backed Securities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MortgageBackedSecuritiesMember" xlink:to="us-gaap_MortgageBackedSecuritiesMember_lbl1" xlink:title="label: MortgageBackedSecuritiesMember to us-gaap_MortgageBackedSecuritiesMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_MunicipalBondsMember" xlink:label="MunicipalBondsMember" xlink:title="MunicipalBondsMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_MunicipalBondsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_MunicipalBondsMember_lbl" xml:lang="en-US" id="us-gaap_MunicipalBondsMember_lbl">Municipal Bonds [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MunicipalBondsMember" xlink:to="us-gaap_MunicipalBondsMember_lbl" xlink:title="label: MunicipalBondsMember to us-gaap_MunicipalBondsMember_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl">Cash flows from financing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl1">Net Cash Provided by (Used in) Financing Activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl1" xlink:title="label: NetCashProvidedByUsedInFinancingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="NetCashProvidedByUsedInOperatingActivities" xlink:title="NetCashProvidedByUsedInOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl">Net cash provided by operating activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1">Net Cash Provided by (Used in) Operating Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInOperatingActivities to us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="NetCashProvidedByUsedInInvestingActivities" xlink:title="NetCashProvidedByUsedInInvestingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl">Net cash (used in) provided by investing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xlink:title="label: NetCashProvidedByUsedInInvestingActivities to us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1">Net Cash Provided by (Used in) Investing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInInvestingActivities to us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="NetCashProvidedByUsedInFinancingActivities" xlink:title="NetCashProvidedByUsedInFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl">Net cash provided by financing activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1">Net Cash Provided by (Used in) Financing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" xlink:title="label: NetCashProvidedByUsedInFinancingActivities to us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl">Cash flows from investing activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1">Net Cash Provided by (Used in) Investing Activities [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1" xlink:title="label: NetCashProvidedByUsedInInvestingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl">Cash flows from operating activities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xlink:title="label: NetCashProvidedByUsedInOperatingActivitiesAbstract to us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl1" xml:lang="en-US" id="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl1">Net Cash Provided by (Used in) Operating Activities [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLoss" xlink:label="NetIncomeLoss" xlink:title="NetIncomeLoss" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetIncomeLoss_lbl1" xml:lang="en-US" id="us-gaap_NetIncomeLoss_lbl1">Net income (loss) attributable to Broadway Financial Corporation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl1" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss_lbl1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLoss_lbl2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetIncomeLoss_lbl2" xml:lang="en-US" id="us-gaap_NetIncomeLoss_lbl2">Net Income (Loss) Attributable to Parent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLoss" xlink:to="us-gaap_NetIncomeLoss_lbl2" xlink:title="label: NetIncomeLoss to us-gaap_NetIncomeLoss_lbl2" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest" xlink:label="NetIncomeLossAttributableToNoncontrollingInterest" xlink:title="NetIncomeLossAttributableToNoncontrollingInterest" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl" xml:lang="en-US" id="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl">Less: Net income attributable to non-controlling interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAttributableToNoncontrollingInterest" xlink:to="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl" xlink:title="label: NetIncomeLossAttributableToNoncontrollingInterest to us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1" xml:lang="en-US" id="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1">Net Income (Loss) Attributable to Noncontrolling Interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAttributableToNoncontrollingInterest" xlink:to="us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1" xlink:title="label: NetIncomeLossAttributableToNoncontrollingInterest to us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:label="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:title="NetIncomeLossAvailableToCommonStockholdersBasic" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" xml:lang="en-US" id="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl">Income (loss) available to common stockholders</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" xlink:title="label: NetIncomeLossAvailableToCommonStockholdersBasic to us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" xml:lang="en-US" id="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1">Net Income (Loss) Available to Common Stockholders, Basic</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" xlink:title="label: NetIncomeLossAvailableToCommonStockholdersBasic to us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:label="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:title="NewAccountingPronouncementsPolicyPolicyTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl" xml:lang="en-US" id="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl">Accounting Pronouncements Yet to Be Adopted</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl" xlink:title="label: NewAccountingPronouncementsPolicyPolicyTextBlock to us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1" xml:lang="en-US" id="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1">New Accounting Pronouncements, Policy [Policy Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1" xlink:title="label: NewAccountingPronouncementsPolicyPolicyTextBlock to us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1" xlink:label="NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1" xlink:title="NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl">Core deposit intangible</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1" xlink:to="us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1 to us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl1" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl1">Noncash or Part Noncash Acquisition, Intangible Assets Acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1" xlink:to="us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1 to us-gaap_NoncashOrPartNoncashAcquisitionIntangibleAssetsAcquired1_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1" xlink:label="NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1" xlink:title="NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1_lbl" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1_lbl">Office property and equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1" xlink:to="us-gaap_NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1 to us-gaap_NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1" xlink:label="NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1" xlink:title="NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl">Other assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1" xlink:to="us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1 to us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl1" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl1">Noncash or Part Noncash Acquisition, Other Assets Acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1" xlink:to="us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1 to us-gaap_NoncashOrPartNoncashAcquisitionOtherAssetsAcquired1_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1" xlink:label="NoncashOrPartNoncashAcquisitionPayablesAssumed1" xlink:title="NoncashOrPartNoncashAcquisitionPayablesAssumed1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1_lbl" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1_lbl">Accrued expenses and other liabilities</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1_lbl1" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1_lbl1">Noncash or Part Noncash Acquisition, Payables Assumed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionPayablesAssumed1" xlink:to="us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionPayablesAssumed1 to us-gaap_NoncashOrPartNoncashAcquisitionPayablesAssumed1_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1" xlink:label="NoncashOrPartNoncashAcquisitionDebtAssumed1" xlink:title="NoncashOrPartNoncashAcquisitionDebtAssumed1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1_lbl" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1_lbl">Other borrowings</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1_lbl1" xml:lang="en-US" id="us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1_lbl1">Noncash or Part Noncash Acquisition, Debt Assumed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionDebtAssumed1" xlink:to="us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionDebtAssumed1 to us-gaap_NoncashOrPartNoncashAcquisitionDebtAssumed1_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoncashOrPartNoncashAcquisitionInvestmentsAcquired1" xlink:label="NoncashOrPartNoncashAcquisitionInvestmentsAcquired1" xlink:title="NoncashOrPartNoncashAcquisitionInvestmentsAcquired1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:label="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" xlink:title="NoncashOrPartNoncashAcquisitionNetNonmonetaryAssetsAcquiredLiabilitiesAssumedAbstract" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoninterestExpense" xlink:label="NoninterestExpense" xlink:title="NoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NoninterestExpense_lbl" xml:lang="en-US" id="us-gaap_NoninterestExpense_lbl">Total non-interest expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl" xlink:title="label: NoninterestExpense to us-gaap_NoninterestExpense_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestExpense_lbl1" xml:lang="en-US" id="us-gaap_NoninterestExpense_lbl1">Noninterest Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpense" xlink:to="us-gaap_NoninterestExpense_lbl1" xlink:title="label: NoninterestExpense to us-gaap_NoninterestExpense_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="NoninterestExpenseAbstract" xlink:title="NoninterestExpenseAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestExpenseAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestExpenseAbstract_lbl" xml:lang="en-US" id="us-gaap_NoninterestExpenseAbstract_lbl">Non-Interest Expense:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestExpenseAbstract" xlink:to="us-gaap_NoninterestExpenseAbstract_lbl" xlink:title="label: NoninterestExpenseAbstract to us-gaap_NoninterestExpenseAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoninterestIncome" xlink:label="NoninterestIncome" xlink:title="NoninterestIncome" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncome_lbl" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NoninterestIncome_lbl" xml:lang="en-US" id="us-gaap_NoninterestIncome_lbl">Total non-interest income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_lbl" xlink:title="label: NoninterestIncome to us-gaap_NoninterestIncome_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncome_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestIncome_lbl1" xml:lang="en-US" id="us-gaap_NoninterestIncome_lbl1">Noninterest Income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoninterestIncome" xlink:to="us-gaap_NoninterestIncome_lbl1" xlink:title="label: NoninterestIncome to us-gaap_NoninterestIncome_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="NoninterestIncomeAbstract" xlink:title="NoninterestIncomeAbstract" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl" xml:lang="en-US" id="us-gaap_NoninterestIncomeOtherOperatingIncome_lbl">Other</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NonvotingCommonStockMember" xlink:label="NonvotingCommonStockMember" xlink:title="NonvotingCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NonvotingCommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NonvotingCommonStockMember_lbl" xml:lang="en-US" id="us-gaap_NonvotingCommonStockMember_lbl">Common Stock Non-Voting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingCommonStockMember" xlink:to="us-gaap_NonvotingCommonStockMember_lbl" xlink:title="label: NonvotingCommonStockMember to us-gaap_NonvotingCommonStockMember_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NotesReceivableNet" xlink:label="NotesReceivableNet" xlink:title="NotesReceivableNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNet_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesReceivableNet_lbl" xml:lang="en-US" id="us-gaap_NotesReceivableNet_lbl">Loans receivable held for investment, net of allowance of $3,983 and $3,391</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet_lbl" xlink:title="label: NotesReceivableNet to us-gaap_NotesReceivableNet_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_NotesReceivableNet_lbl1" xml:lang="en-US" id="us-gaap_NotesReceivableNet_lbl1">Loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet_lbl1" xlink:title="label: NotesReceivableNet to us-gaap_NotesReceivableNet_lbl1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableNet_lbl2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NotesReceivableNet_lbl2" xml:lang="en-US" id="us-gaap_NotesReceivableNet_lbl2">Loans receivable, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet_lbl2" xlink:title="label: NotesReceivableNet to us-gaap_NotesReceivableNet_lbl2" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_NotesPayable_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesPayable_lbl" xml:lang="en-US" id="us-gaap_NotesPayable_lbl">Notes payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayable" xlink:to="us-gaap_NotesPayable_lbl" xlink:title="label: NotesPayable to us-gaap_NotesPayable_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesPayable_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NotesPayable_lbl1" xml:lang="en-US" id="us-gaap_NotesPayable_lbl1">Notes payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayable" xlink:to="us-gaap_NotesPayable_lbl1" xlink:title="label: NotesPayable to us-gaap_NotesPayable_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NotesReceivableGross" xlink:label="NotesReceivableGross" xlink:title="NotesReceivableGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableGross_lbl" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="us-gaap_NotesReceivableGross_lbl" xml:lang="en-US" id="us-gaap_NotesReceivableGross_lbl">Loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableGross" xlink:to="us-gaap_NotesReceivableGross_lbl" xlink:title="label: NotesReceivableGross to us-gaap_NotesReceivableGross_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableGross_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NotesReceivableGross_lbl1" xml:lang="en-US" id="us-gaap_NotesReceivableGross_lbl1">Recorded total loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableGross" xlink:to="us-gaap_NotesReceivableGross_lbl1" xlink:title="label: NotesReceivableGross to us-gaap_NotesReceivableGross_lbl1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableGross_lbl2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_NotesReceivableGross_lbl2" xml:lang="en-US" id="us-gaap_NotesReceivableGross_lbl2">Gross loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableGross" xlink:to="us-gaap_NotesReceivableGross_lbl2" xlink:title="label: NotesReceivableGross to us-gaap_NotesReceivableGross_lbl2" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesReceivableGross_lbl3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesReceivableGross_lbl3" xml:lang="en-US" id="us-gaap_NotesReceivableGross_lbl3">Financing Receivable, before Allowance for Credit Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesReceivableGross" xlink:to="us-gaap_NotesReceivableGross_lbl3" xlink:title="label: NotesReceivableGross to us-gaap_NotesReceivableGross_lbl3" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NotesPayableFairValueDisclosure" xlink:label="NotesPayableFairValueDisclosure" xlink:title="NotesPayableFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesPayableFairValueDisclosure_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NotesPayableFairValueDisclosure_lbl" xml:lang="en-US" id="us-gaap_NotesPayableFairValueDisclosure_lbl">Note payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableFairValueDisclosure" xlink:to="us-gaap_NotesPayableFairValueDisclosure_lbl" xlink:title="label: NotesPayableFairValueDisclosure to us-gaap_NotesPayableFairValueDisclosure_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NotesPayableFairValueDisclosure_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NotesPayableFairValueDisclosure_lbl1" xml:lang="en-US" id="us-gaap_NotesPayableFairValueDisclosure_lbl1">Notes Payable, Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableFairValueDisclosure" xlink:to="us-gaap_NotesPayableFairValueDisclosure_lbl1" xlink:title="label: NotesPayableFairValueDisclosure to us-gaap_NotesPayableFairValueDisclosure_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_NoncontrollingInterestMember" xlink:label="NoncontrollingInterestMember" xlink:title="NoncontrollingInterestMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncontrollingInterestMember_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_NoncontrollingInterestMember_lbl" xml:lang="en-US" id="us-gaap_NoncontrollingInterestMember_lbl">Non-Controlling Interest [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestMember" xlink:to="us-gaap_NoncontrollingInterestMember_lbl" xlink:title="label: NoncontrollingInterestMember to us-gaap_NoncontrollingInterestMember_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_NoncontrollingInterestMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_NoncontrollingInterestMember_lbl1" xml:lang="en-US" id="us-gaap_NoncontrollingInterestMember_lbl1">Noncontrolling Interest [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncontrollingInterestMember" xlink:to="us-gaap_NoncontrollingInterestMember_lbl1" xlink:title="label: NoncontrollingInterestMember to us-gaap_NoncontrollingInterestMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OffsettingLiabilitiesTable" xlink:label="OffsettingLiabilitiesTable" xlink:title="OffsettingLiabilitiesTable" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffsettingLiabilitiesTable_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OffsettingLiabilitiesTable_lbl" xml:lang="en-US" id="us-gaap_OffsettingLiabilitiesTable_lbl">Offsetting Liabilities [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffsettingLiabilitiesTable" xlink:to="us-gaap_OffsettingLiabilitiesTable_lbl" xlink:title="label: OffsettingLiabilitiesTable to us-gaap_OffsettingLiabilitiesTable_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OffsettingLiabilitiesLineItems" xlink:label="OffsettingLiabilitiesLineItems" xlink:title="OffsettingLiabilitiesLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffsettingLiabilitiesLineItems_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OffsettingLiabilitiesLineItems_lbl" xml:lang="en-US" id="us-gaap_OffsettingLiabilitiesLineItems_lbl">Offsetting Liabilities [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffsettingLiabilitiesLineItems" xlink:to="us-gaap_OffsettingLiabilitiesLineItems_lbl" xlink:title="label: OffsettingLiabilitiesLineItems to us-gaap_OffsettingLiabilitiesLineItems_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:label="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:title="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract_lbl" xml:lang="en-US" id="us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract_lbl">Repurchase Agreements [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OffsettingSecuritiesSoldUnderAgreementsToResellAbstract" xlink:to="us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract_lbl" xlink:title="label: OffsettingSecuritiesSoldUnderAgreementsToResellAbstract to us-gaap_OffsettingSecuritiesSoldUnderAgreementsToResellAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OccupancyNet" xlink:label="OccupancyNet" xlink:title="OccupancyNet" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OccupancyNet_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OccupancyNet_lbl" xml:lang="en-US" id="us-gaap_OccupancyNet_lbl">Occupancy expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OccupancyNet" xlink:to="us-gaap_OccupancyNet_lbl" xlink:title="label: OccupancyNet to us-gaap_OccupancyNet_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:label="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xlink:title="OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:title="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:to="us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_lbl" xlink:title="label: OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract to us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:label="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:title="OriginationOfLoansToEmployeeStockOwnershipPlans" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OriginationOfLoansToEmployeeStockOwnershipPlans" xlink:to="us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans_lbl" xlink:title="label: OriginationOfLoansToEmployeeStockOwnershipPlans to us-gaap_OriginationOfLoansToEmployeeStockOwnershipPlans_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:label="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:title="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherAssets" xlink:label="OtherAssets" xlink:title="OtherAssets" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:label="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:title="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_OtherInterestAndDividendIncome_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherInterestAndDividendIncome_lbl" xml:lang="en-US" id="us-gaap_OtherInterestAndDividendIncome_lbl">Other interest income</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherNoninterestExpense" xlink:label="OtherNoninterestExpense" xlink:title="OtherNoninterestExpense" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherNoninterestExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_OtherNoninterestExpense_lbl" xml:lang="en-US" id="us-gaap_OtherNoninterestExpense_lbl">Other</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense_lbl" xlink:title="label: OtherNoninterestExpense to us-gaap_OtherNoninterestExpense_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherNoninterestExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherNoninterestExpense_lbl1" xml:lang="en-US" id="us-gaap_OtherNoninterestExpense_lbl1">Other Noninterest Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherNoninterestExpense" xlink:to="us-gaap_OtherNoninterestExpense_lbl1" xlink:title="label: OtherNoninterestExpense to us-gaap_OtherNoninterestExpense_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl">Other comprehensive income (loss), net of tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent to us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl1" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl1">Other comprehensive income (loss), net of tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl1" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent to us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:label="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:title="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl" xml:lang="en-US" id="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl">Other comprehensive income, net of tax:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:to="us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl" xlink:title="label: OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract to us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PledgingPurposeDomain" xlink:label="PledgingPurposeDomain" xlink:title="PledgingPurposeDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PledgingPurposeDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PledgingPurposeDomain_lbl" xml:lang="en-US" id="us-gaap_PledgingPurposeDomain_lbl">Pledging Purpose [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PledgingPurposeDomain" xlink:to="us-gaap_PledgingPurposeDomain_lbl" xlink:title="label: PledgingPurposeDomain to us-gaap_PledgingPurposeDomain_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PledgingPurposeAxis" xlink:label="PledgingPurposeAxis" xlink:title="PledgingPurposeAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PledgingPurposeAxis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PledgingPurposeAxis_lbl" xml:lang="en-US" id="us-gaap_PledgingPurposeAxis_lbl">Pledging Purpose [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PledgingPurposeAxis" xlink:to="us-gaap_PledgingPurposeAxis_lbl" xlink:title="label: PledgingPurposeAxis to us-gaap_PledgingPurposeAxis_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:label="PastDueFinancingReceivablesTableTextBlock" xlink:title="PastDueFinancingReceivablesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl" xml:lang="en-US" id="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl">Aging of Recorded Investment in Past Due Loans by Loan Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PastDueFinancingReceivablesTableTextBlock" xlink:to="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl" xlink:title="label: PastDueFinancingReceivablesTableTextBlock to us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1" xml:lang="en-US" id="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1">Financing Receivable, Past Due [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PastDueFinancingReceivablesTableTextBlock" xlink:to="us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1" xlink:title="label: PastDueFinancingReceivablesTableTextBlock to us-gaap_PastDueFinancingReceivablesTableTextBlock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PassMember" xlink:label="PassMember" xlink:title="PassMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PassMember_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PassMember_lbl" xml:lang="en-US" id="us-gaap_PassMember_lbl">Pass [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PassMember" xlink:to="us-gaap_PassMember_lbl" xlink:title="label: PassMember to us-gaap_PassMember_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PassMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PassMember_lbl1" xml:lang="en-US" id="us-gaap_PassMember_lbl1">Pass [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PassMember" xlink:to="us-gaap_PassMember_lbl1" xlink:title="label: PassMember to us-gaap_PassMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:label="PaymentsToAcquireFederalHomeLoanBankStock" xlink:title="PaymentsToAcquireFederalHomeLoanBankStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl" xml:lang="en-US" id="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl">Purchase of FHLB stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireFederalHomeLoanBankStock" xlink:to="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl" xlink:title="label: PaymentsToAcquireFederalHomeLoanBankStock to us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1">Payments to Acquire Federal Home Loan Bank Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireFederalHomeLoanBankStock" xlink:to="us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1" xlink:title="label: PaymentsToAcquireFederalHomeLoanBankStock to us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:label="PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:title="PaymentsRelatedToTaxWithholdingForShareBasedCompensation" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl" xml:lang="en-US" id="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl">Stock cancelled for income tax withholding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:to="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl" xlink:title="label: PaymentsRelatedToTaxWithholdingForShareBasedCompensation to us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl1" xml:lang="en-US" id="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl1">Payment, Tax Withholding, Share-Based Payment Arrangement</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:to="us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl1" xlink:title="label: PaymentsRelatedToTaxWithholdingForShareBasedCompensation to us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="PaymentsForProceedsFromLoansAndLeases" xlink:title="PaymentsForProceedsFromLoansAndLeases" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl">Net change in loans receivable held for investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" xlink:title="label: PaymentsForProceedsFromLoansAndLeases to us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" xml:lang="en-US" id="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1">Payments for (Proceeds from) Loans and Leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsForProceedsFromLoansAndLeases" xlink:to="us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" xlink:title="label: PaymentsForProceedsFromLoansAndLeases to us-gaap_PaymentsForProceedsFromLoansAndLeases_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:label="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:title="PaymentsOfDividendsPreferredStockAndPreferenceStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl" xml:lang="en-US" id="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl">Dividends paid on preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl" xlink:title="label: PaymentsOfDividendsPreferredStockAndPreferenceStock to us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1" xml:lang="en-US" id="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1">Payments of Ordinary Dividends, Preferred Stock and Preference Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsOfDividendsPreferredStockAndPreferenceStock" xlink:to="us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1" xlink:title="label: PaymentsOfDividendsPreferredStockAndPreferenceStock to us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:label="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:title="PaymentsToAcquireAvailableForSaleSecuritiesDebt" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl">Purchase of available-for-sale securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1">Payments to Acquire Debt Securities, Available-for-Sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" xlink:title="label: PaymentsToAcquireAvailableForSaleSecuritiesDebt to us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="PaymentsToAcquirePropertyPlantAndEquipment" xlink:title="PaymentsToAcquirePropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US" id="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl">Purchase of office properties and equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xlink:title="label: PaymentsToAcquirePropertyPlantAndEquipment to us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1">Payments to Acquire Property, Plant, and Equipment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" xlink:title="label: PaymentsToAcquirePropertyPlantAndEquipment to us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PaymentsToMinorityShareholders" xlink:label="PaymentsToMinorityShareholders" xlink:title="PaymentsToMinorityShareholders" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToMinorityShareholders_lbl" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="us-gaap_PaymentsToMinorityShareholders_lbl" xml:lang="en-US" id="us-gaap_PaymentsToMinorityShareholders_lbl">Distributions to non-controlling interest</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToMinorityShareholders" xlink:to="us-gaap_PaymentsToMinorityShareholders_lbl" xlink:title="label: PaymentsToMinorityShareholders to us-gaap_PaymentsToMinorityShareholders_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PaymentsToMinorityShareholders_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PaymentsToMinorityShareholders_lbl1" xml:lang="en-US" id="us-gaap_PaymentsToMinorityShareholders_lbl1">Payments to Noncontrolling Interests</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaymentsToMinorityShareholders" xlink:to="us-gaap_PaymentsToMinorityShareholders_lbl1" xlink:title="label: PaymentsToMinorityShareholders to us-gaap_PaymentsToMinorityShareholders_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PlanNameDomain" xlink:label="PlanNameDomain" xlink:title="PlanNameDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PlanNameDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PlanNameDomain_lbl" xml:lang="en-US" id="us-gaap_PlanNameDomain_lbl">Plan Name [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PlanNameAxis" xlink:label="PlanNameAxis" xlink:title="PlanNameAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PlanNameAxis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PlanNameAxis_lbl" xml:lang="en-US" id="us-gaap_PlanNameAxis_lbl">Plan Name [Axis]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PledgedStatusDomain" xlink:label="PledgedStatusDomain" xlink:title="PledgedStatusDomain" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PledgedStatusDomain_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PledgedStatusDomain_lbl" xml:lang="en-US" id="us-gaap_PledgedStatusDomain_lbl">Pledged Status [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PledgedStatusDomain" xlink:to="us-gaap_PledgedStatusDomain_lbl" xlink:title="label: PledgedStatusDomain to us-gaap_PledgedStatusDomain_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PledgedStatusAxis" xlink:label="PledgedStatusAxis" xlink:title="PledgedStatusAxis" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PledgedStatusAxis_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PledgedStatusAxis_lbl" xml:lang="en-US" id="us-gaap_PledgedStatusAxis_lbl">Pledged Status [Axis]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="PortionAtFairValueFairValueDisclosureMember" xlink:title="PortionAtFairValueFairValueDisclosureMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PortionAtFairValueFairValueDisclosureMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PortionAtFairValueFairValueDisclosureMember_lbl" xml:lang="en-US" id="us-gaap_PortionAtFairValueFairValueDisclosureMember_lbl">Portion at Fair Value Measurement [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockMember_lbl" xml:lang="en-US" id="us-gaap_PreferredStockMember_lbl">Preferred Stock [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockLiquidationPreferenceValue" xlink:label="PreferredStockLiquidationPreferenceValue" xlink:title="PreferredStockLiquidationPreferenceValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockLiquidationPreferenceValue_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PreferredStockLiquidationPreferenceValue_lbl" xml:lang="en-US" id="us-gaap_PreferredStockLiquidationPreferenceValue_lbl">Preferred stock, aggregate liquidation rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreferenceValue" xlink:to="us-gaap_PreferredStockLiquidationPreferenceValue_lbl" xlink:title="label: PreferredStockLiquidationPreferenceValue to us-gaap_PreferredStockLiquidationPreferenceValue_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockLiquidationPreferenceValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockLiquidationPreferenceValue_lbl1" xml:lang="en-US" id="us-gaap_PreferredStockLiquidationPreferenceValue_lbl1">Preferred Stock, Liquidation Preference, Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreferenceValue" xlink:to="us-gaap_PreferredStockLiquidationPreferenceValue_lbl1" xlink:title="label: PreferredStockLiquidationPreferenceValue to us-gaap_PreferredStockLiquidationPreferenceValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockDividendRatePercentage" xlink:label="PreferredStockDividendRatePercentage" xlink:title="PreferredStockDividendRatePercentage" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockDividendRatePercentage_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockDividendRatePercentage_lbl" xml:lang="en-US" id="us-gaap_PreferredStockDividendRatePercentage_lbl">Preferred initial dividend rate for first two years after issuance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRatePercentage" xlink:to="us-gaap_PreferredStockDividendRatePercentage_lbl" xlink:title="label: PreferredStockDividendRatePercentage to us-gaap_PreferredStockDividendRatePercentage_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="PreferredStockSharesIssued" xlink:title="PreferredStockSharesIssued" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockSharesIssued_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockSharesIssued_lbl" xml:lang="en-US" id="us-gaap_PreferredStockSharesIssued_lbl">Preferred stock, shares issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesIssued" xlink:to="us-gaap_PreferredStockSharesIssued_lbl" xlink:title="label: PreferredStockSharesIssued to us-gaap_PreferredStockSharesIssued_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="PreferredStockSharesAuthorized" xlink:title="PreferredStockSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockSharesAuthorized_lbl" xml:lang="en-US" id="us-gaap_PreferredStockSharesAuthorized_lbl">Preferred stock, shares authorized (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesAuthorized" xlink:to="us-gaap_PreferredStockSharesAuthorized_lbl" xlink:title="label: PreferredStockSharesAuthorized to us-gaap_PreferredStockSharesAuthorized_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockValue" xlink:label="PreferredStockValue" xlink:title="PreferredStockValue" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockValue_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockValue_lbl" xml:lang="en-US" id="us-gaap_PreferredStockValue_lbl">Preferred stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockValue" xlink:to="us-gaap_PreferredStockValue_lbl" xlink:title="label: PreferredStockValue to us-gaap_PreferredStockValue_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockValue_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_PreferredStockValue_lbl1" xml:lang="en-US" id="us-gaap_PreferredStockValue_lbl1">Capital investment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockValue" xlink:to="us-gaap_PreferredStockValue_lbl1" xlink:title="label: PreferredStockValue to us-gaap_PreferredStockValue_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockSharesOutstanding" xlink:label="PreferredStockSharesOutstanding" xlink:title="PreferredStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockSharesOutstanding_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockSharesOutstanding_lbl" xml:lang="en-US" id="us-gaap_PreferredStockSharesOutstanding_lbl">Preferred stock, shares outstanding (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockSharesOutstanding" xlink:to="us-gaap_PreferredStockSharesOutstanding_lbl" xlink:title="label: PreferredStockSharesOutstanding to us-gaap_PreferredStockSharesOutstanding_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_PreferredStockLiquidationPreference" xlink:label="PreferredStockLiquidationPreference" xlink:title="PreferredStockLiquidationPreference" />
    <link:label xlink:type="resource" xlink:label="us-gaap_PreferredStockLiquidationPreference_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_PreferredStockLiquidationPreference_lbl" xml:lang="en-US" id="us-gaap_PreferredStockLiquidationPreference_lbl">Preferred stock, liquidation value (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockLiquidationPreference" xlink:to="us-gaap_PreferredStockLiquidationPreference_lbl" xlink:title="label: PreferredStockLiquidationPreference to us-gaap_PreferredStockLiquidationPreference_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:label="ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:title="ProceedsFromSaleOfFederalHomeLoanBankStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_lbl" xml:lang="en-US" id="us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_lbl">Proceeds from redemption of FHLB stock</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:label="ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:title="ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_lbl" xml:lang="en-US" id="us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_lbl">Net change in securities sold under agreements to repurchase</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:label="ProceedsFromIssuanceOfCommonStock" xlink:title="ProceedsFromIssuanceOfCommonStock" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromIssuanceOfCommonStock_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ProceedsFromIssuanceOfCommonStock_lbl" xml:lang="en-US" id="us-gaap_ProceedsFromIssuanceOfCommonStock_lbl">Proceeds from sale of stock (net of costs)</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:label="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" xlink:title="ProceedsFromIssuanceOfPreferredStockAndPreferenceStock" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromFederalHomeLoanBankBorrowings" xlink:label="ProceedsFromFederalHomeLoanBankBorrowings" xlink:title="ProceedsFromFederalHomeLoanBankBorrowings" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:label="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:title="ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl" xml:lang="en-US" id="us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_lbl">Principal payments on available-for-sale securities</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_RestrictedStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_RestrictedStockMember_lbl1" xml:lang="en-US" id="us-gaap_RestrictedStockMember_lbl1">Unvested Restricted Stock Awards [Member]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SeriesCPreferredStockMember" xlink:to="us-gaap_SeriesCPreferredStockMember_lbl1" xlink:title="label: SeriesCPreferredStockMember to us-gaap_SeriesCPreferredStockMember_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl">Award vesting period</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_lbl1">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl">Granted during period (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl" xlink:title="label: ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice to us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:label="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:title="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" xlink:title="label: ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice to us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_lbl" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_lbl">Granted during period (in shares)</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl">Weighted Average Exercise Price [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl1">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_lbl1" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract_lbl" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract_lbl">Share-based Compensation Arrangement by Share-based Payment Award, Additional General Disclosures [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalGeneralDisclosuresAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl">Restricted stock awards issued (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_lbl" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_lbl">Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensation" xlink:label="ShareBasedCompensation" xlink:title="ShareBasedCompensation" />
    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensation_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US" id="us-gaap_ShareBasedCompensation_lbl">Stock-based compensation expense</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod to us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_lbl1" xml:lang="en-US" id="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAdditionalDisclosuresAbstract_lbl1">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Additional Disclosures [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" />
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    <link:label xlink:type="resource" xlink:label="us-gaap_StockIssuedDuringPeriodValueIssuedForServices_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_StockIssuedDuringPeriodValueIssuedForServices_lbl1" xml:lang="en-US" id="us-gaap_StockIssuedDuringPeriodValueIssuedForServices_lbl1">Stock Issued During Period, Value, Issued for Services</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_UnlikelyToBeCollectedFinancingReceivableMember" xlink:label="UnlikelyToBeCollectedFinancingReceivableMember" xlink:title="UnlikelyToBeCollectedFinancingReceivableMember" />
    <link:label xlink:type="resource" xlink:label="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl" xml:lang="en-US" id="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl">Loss [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl1" xml:lang="en-US" id="us-gaap_UnlikelyToBeCollectedFinancingReceivableMember_lbl1">Unlikely to be Collected Financing Receivable [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_lbl" xml:lang="en-US" id="us-gaap_UndistributedEarningsLossAllocatedToParticipatingSecuritiesBasic_lbl">Less net income (loss) attributable to participating securities</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2022/elts/us-gaap-2022.xsd#us-gaap_USGovernmentAgenciesDebtSecuritiesMember" xlink:label="USGovernmentAgenciesDebtSecuritiesMember" xlink:title="USGovernmentAgenciesDebtSecuritiesMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl1" xlink:title="label: WeightedAverageNumberOfDilutedSharesOutstanding to us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_RangeMember" xlink:label="RangeMember" xlink:title="RangeMember" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_TitleOfIndividualAxis" xlink:label="TitleOfIndividualAxis" xlink:title="TitleOfIndividualAxis" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2022/elts/srt-2022.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="TitleOfIndividualWithRelationshipToEntityDomain" xlink:title="TitleOfIndividualWithRelationshipToEntityDomain" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentInformationLineItems" xlink:label="DocumentInformationLineItems" xlink:title="DocumentInformationLineItems" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentType_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentType_lbl" xml:lang="en-US" id="dei_DocumentType_lbl">Document Type</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentQuarterlyReport" xlink:label="DocumentQuarterlyReport" xlink:title="DocumentQuarterlyReport" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_DocumentTransitionReport" xlink:label="DocumentTransitionReport" xlink:title="DocumentTransitionReport" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentTransitionReport_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentTransitionReport_lbl" xml:lang="en-US" id="dei_DocumentTransitionReport_lbl">Document Transition Report</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityInteractiveDataCurrent" xlink:label="EntityInteractiveDataCurrent" xlink:title="EntityInteractiveDataCurrent" />
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="dei_AmendmentFlag_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AmendmentFlag_lbl" xml:lang="en-US" id="dei_AmendmentFlag_lbl">Amendment Flag</link:label>
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    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US" id="dei_EntityIncorporationStateCountryCode_lbl">Entity Incorporation, State or Country Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:title="label: EntityIncorporationStateCountryCode to dei_EntityIncorporationStateCountryCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate" />
    <link:label xlink:type="resource" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US" id="dei_CurrentFiscalYearEndDate_lbl">Current Fiscal Year End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:title="label: CurrentFiscalYearEndDate to dei_CurrentFiscalYearEndDate_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCurrentReportingStatus_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US" id="dei_EntityCurrentReportingStatus_lbl">Entity Current Reporting Status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:title="label: EntityCurrentReportingStatus to dei_EntityCurrentReportingStatus_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityShellCompany" xlink:label="EntityShellCompany" xlink:title="EntityShellCompany" />
    <link:label xlink:type="resource" xlink:label="dei_EntityShellCompany_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityShellCompany_lbl" xml:lang="en-US" id="dei_EntityShellCompany_lbl">Entity Shell Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:title="label: EntityShellCompany to dei_EntityShellCompany_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory" />
    <link:label xlink:type="resource" xlink:label="dei_EntityFilerCategory_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityFilerCategory_lbl" xml:lang="en-US" id="dei_EntityFilerCategory_lbl">Entity Filer Category</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:title="label: EntityFilerCategory to dei_EntityFilerCategory_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntitySmallBusiness" xlink:label="EntitySmallBusiness" xlink:title="EntitySmallBusiness" />
    <link:label xlink:type="resource" xlink:label="dei_EntitySmallBusiness_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntitySmallBusiness_lbl" xml:lang="en-US" id="dei_EntitySmallBusiness_lbl">Entity Small Business</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:title="label: EntitySmallBusiness to dei_EntitySmallBusiness_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:label xlink:type="resource" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US" id="dei_EntityEmergingGrowthCompany_lbl">Entity Emerging Growth Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:title="label: EntityEmergingGrowthCompany to dei_EntityEmergingGrowthCompany_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine1_lbl">Entity Address, Address Line One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:title="label: EntityAddressAddressLine1 to dei_EntityAddressAddressLine1_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US" id="dei_EntityAddressCityOrTown_lbl">Entity Address, City or Town</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:title="label: EntityAddressCityOrTown to dei_EntityAddressCityOrTown_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US" id="dei_EntityAddressStateOrProvince_lbl">Entity Address, State or Province</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:title="label: EntityAddressStateOrProvince to dei_EntityAddressStateOrProvince_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US" id="dei_EntityAddressPostalZipCode_lbl">Entity Address, Postal Zip Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:title="label: EntityAddressPostalZipCode to dei_EntityAddressPostalZipCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:label xlink:type="resource" xlink:label="dei_CityAreaCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CityAreaCode_lbl" xml:lang="en-US" id="dei_CityAreaCode_lbl">City Area Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:title="label: CityAreaCode to dei_CityAreaCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:label xlink:type="resource" xlink:label="dei_LocalPhoneNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_LocalPhoneNumber_lbl" xml:lang="en-US" id="dei_LocalPhoneNumber_lbl">Local Phone Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:title="label: LocalPhoneNumber to dei_LocalPhoneNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:label xlink:type="resource" xlink:label="dei_Security12bTitle_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_Security12bTitle_lbl" xml:lang="en-US" id="dei_Security12bTitle_lbl">Title of 12(b) Security</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:title="label: Security12bTitle to dei_Security12bTitle_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:label xlink:type="resource" xlink:label="dei_TradingSymbol_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_TradingSymbol_lbl" xml:lang="en-US" id="dei_TradingSymbol_lbl">Trading Symbol</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:title="label: TradingSymbol to dei_TradingSymbol_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_SecurityExchangeName" xlink:label="SecurityExchangeName" xlink:title="SecurityExchangeName" />
    <link:label xlink:type="resource" xlink:label="dei_SecurityExchangeName_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_SecurityExchangeName_lbl" xml:lang="en-US" id="dei_SecurityExchangeName_lbl">Security Exchange Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:title="label: SecurityExchangeName to dei_SecurityExchangeName_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2022/dei-2022.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US" id="dei_EntityCommonStockSharesOutstanding_lbl">Entity Common Stock, Shares Outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:title="label: EntityCommonStockSharesOutstanding to dei_EntityCommonStockSharesOutstanding_lbl" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1">Share-based Compensation Arrangement by Share-based Payment Award, Additional Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl2" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl2">Stock-based Compensation [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl2" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAdditionalInformationAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl">The aggregate number of shares awarded to date under the plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1">Share-based Compensation Arrangement by Share-based Payment Award, Aggregate Number of Shares Awarded to Date Under the Plan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl2" xml:lang="en-US" id="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl2">Aggregate number of shares awarded to date under the plan (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan" xlink:to="byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl2" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan to byfc_ShareBasedCompensationArrangementByShareBasedPaymentAwardAggregateNumberOfSharesAwardedToDateUnderPlan_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_OfficersAndEmployeesMember" xlink:label="OfficersAndEmployeesMember" xlink:title="OfficersAndEmployeesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficersAndEmployeesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OfficersAndEmployeesMember_lbl" xml:lang="en-US" id="byfc_OfficersAndEmployeesMember_lbl">Represents information pertaining to officers and employees.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndEmployeesMember" xlink:to="byfc_OfficersAndEmployeesMember_lbl" xlink:title="label: OfficersAndEmployeesMember to byfc_OfficersAndEmployeesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficersAndEmployeesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OfficersAndEmployeesMember_lbl1" xml:lang="en-US" id="byfc_OfficersAndEmployeesMember_lbl1">Officers And Employees [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndEmployeesMember" xlink:to="byfc_OfficersAndEmployeesMember_lbl1" xlink:title="label: OfficersAndEmployeesMember to byfc_OfficersAndEmployeesMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficersAndEmployeesMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OfficersAndEmployeesMember_lbl2" xml:lang="en-US" id="byfc_OfficersAndEmployeesMember_lbl2">Officers and Employees [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficersAndEmployeesMember" xlink:to="byfc_OfficersAndEmployeesMember_lbl2" xlink:title="label: OfficersAndEmployeesMember to byfc_OfficersAndEmployeesMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:label="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:title="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" />
    <link:label xlink:type="resource" xlink:label="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" xml:lang="en-US" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl">Represents risk arising from securities held by individual issuers in an amount exceeding 10% of stockholders' equity. Excludes U.S. Government and its agencies.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:to="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" xlink:title="label: AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity to byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" xml:lang="en-US" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1">Available for Sale Securities of Any One Issuer Exceeding Ten Percent of Shareholders Equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:to="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" xlink:title="label: AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity to byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl2" xml:lang="en-US" id="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl2">Securities of any one issuer, other than U.S. Government, exceeding 10% of stockholders' equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity" xlink:to="byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl2" xlink:title="label: AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity to byfc_AvailableForSaleSecuritiesOfAnyOneIssuerExceedingTenPercentOfShareholdersEquity_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_SmallBusinessAdministrationSecuritiesMember" xlink:label="SmallBusinessAdministrationSecuritiesMember" xlink:title="SmallBusinessAdministrationSecuritiesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationSecuritiesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SmallBusinessAdministrationSecuritiesMember_lbl" xml:lang="en-US" id="byfc_SmallBusinessAdministrationSecuritiesMember_lbl">Securities issued by financial institutions under the U.S. Small Business Administration (SBA).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationSecuritiesMember" xlink:to="byfc_SmallBusinessAdministrationSecuritiesMember_lbl" xlink:title="label: SmallBusinessAdministrationSecuritiesMember to byfc_SmallBusinessAdministrationSecuritiesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationSecuritiesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SmallBusinessAdministrationSecuritiesMember_lbl1" xml:lang="en-US" id="byfc_SmallBusinessAdministrationSecuritiesMember_lbl1">Small Business Administration Securities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationSecuritiesMember" xlink:to="byfc_SmallBusinessAdministrationSecuritiesMember_lbl1" xlink:title="label: SmallBusinessAdministrationSecuritiesMember to byfc_SmallBusinessAdministrationSecuritiesMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationSecuritiesMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SmallBusinessAdministrationSecuritiesMember_lbl2" xml:lang="en-US" id="byfc_SmallBusinessAdministrationSecuritiesMember_lbl2">SBA Pools [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationSecuritiesMember" xlink:to="byfc_SmallBusinessAdministrationSecuritiesMember_lbl2" xlink:title="label: SmallBusinessAdministrationSecuritiesMember to byfc_SmallBusinessAdministrationSecuritiesMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:label="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:title="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl">The category includes multiclass, pay-through securitizations collateralized by mortgages secured by assets, such as automobiles and boats, issued by US Government Agencies.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1">Collateralized Debt Obligations Issued by US Government Agencies [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2">Federal Agency Collateralized Mortgage Obligations (CMO) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl2" />
    <link:label xlink:type="resource" xlink:label="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl3" xml:lang="en-US" id="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl3">Federal Agency CMO [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember" xlink:to="byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl3" xlink:title="label: CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember to byfc_CollateralizedDebtObligationsIssuedByUSGovernmentAgenciesMember_lbl3" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1">Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl2" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl2">Loans Individually Evaluated for Impairment by Loan Type and Related Interest Income [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl2" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByLoanTypeAndRelatedInterestIncomeAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NotesPayableBMember" xlink:label="NotesPayableBMember" xlink:title="NotesPayableBMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableBMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NotesPayableBMember_lbl" xml:lang="en-US" id="byfc_NotesPayableBMember_lbl">A written promise to pay a note.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableBMember" xlink:to="byfc_NotesPayableBMember_lbl" xlink:title="label: NotesPayableBMember to byfc_NotesPayableBMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableBMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NotesPayableBMember_lbl1" xml:lang="en-US" id="byfc_NotesPayableBMember_lbl1">Notes Payable B [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableBMember" xlink:to="byfc_NotesPayableBMember_lbl1" xlink:title="label: NotesPayableBMember to byfc_NotesPayableBMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableBMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NotesPayableBMember_lbl2" xml:lang="en-US" id="byfc_NotesPayableBMember_lbl2">Note B [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableBMember" xlink:to="byfc_NotesPayableBMember_lbl2" xlink:title="label: NotesPayableBMember to byfc_NotesPayableBMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NotesPayableAMember" xlink:label="NotesPayableAMember" xlink:title="NotesPayableAMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableAMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NotesPayableAMember_lbl" xml:lang="en-US" id="byfc_NotesPayableAMember_lbl">A written promise to pay a note.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableAMember" xlink:to="byfc_NotesPayableAMember_lbl" xlink:title="label: NotesPayableAMember to byfc_NotesPayableAMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableAMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NotesPayableAMember_lbl1" xml:lang="en-US" id="byfc_NotesPayableAMember_lbl1">Notes Payable A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableAMember" xlink:to="byfc_NotesPayableAMember_lbl1" xlink:title="label: NotesPayableAMember to byfc_NotesPayableAMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NotesPayableAMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NotesPayableAMember_lbl2" xml:lang="en-US" id="byfc_NotesPayableAMember_lbl2">Note A [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NotesPayableAMember" xlink:to="byfc_NotesPayableAMember_lbl2" xlink:title="label: NotesPayableAMember to byfc_NotesPayableAMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets" xlink:label="FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets" xlink:title="FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl" xml:lang="en-US" id="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl">The debt amount approved in terms of percentage on total assets.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets" xlink:to="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl" xlink:title="label: FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets to byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl1" xml:lang="en-US" id="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl1">Federal Home Loan Bank, Advances, Debt Amount Approved, Percentage on Total Assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets" xlink:to="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl1" xlink:title="label: FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets to byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl2" xml:lang="en-US" id="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl2">Borrowings approved amount, in terms of percentage on total assets</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets" xlink:to="byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl2" xlink:title="label: FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets to byfc_FederalHomeLoanBankAdvancesDebtAmountApprovedPercentageOnTotalAssets_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NumberOfNotesPayables" xlink:label="NumberOfNotesPayables" xlink:title="NumberOfNotesPayables" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfNotesPayables_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfNotesPayables_lbl" xml:lang="en-US" id="byfc_NumberOfNotesPayables_lbl">The number of notes payable notes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNotesPayables" xlink:to="byfc_NumberOfNotesPayables_lbl" xlink:title="label: NumberOfNotesPayables to byfc_NumberOfNotesPayables_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfNotesPayables_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfNotesPayables_lbl1" xml:lang="en-US" id="byfc_NumberOfNotesPayables_lbl1">Number of Notes Payables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNotesPayables" xlink:to="byfc_NumberOfNotesPayables_lbl1" xlink:title="label: NumberOfNotesPayables to byfc_NumberOfNotesPayables_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfNotesPayables_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfNotesPayables_lbl2" xml:lang="en-US" id="byfc_NumberOfNotesPayables_lbl2">Number of notes payables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfNotesPayables" xlink:to="byfc_NumberOfNotesPayables_lbl2" xlink:title="label: NumberOfNotesPayables to byfc_NumberOfNotesPayables_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_AccrualStatusMember" xlink:label="AccrualStatusMember" xlink:title="AccrualStatusMember" />
    <link:label xlink:type="resource" xlink:label="byfc_AccrualStatusMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AccrualStatusMember_lbl" xml:lang="en-US" id="byfc_AccrualStatusMember_lbl">Represents those loans that are classified as accrual status due to compliance with terms or high likelihood of collectability.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccrualStatusMember" xlink:to="byfc_AccrualStatusMember_lbl" xlink:title="label: AccrualStatusMember to byfc_AccrualStatusMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AccrualStatusMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AccrualStatusMember_lbl1" xml:lang="en-US" id="byfc_AccrualStatusMember_lbl1">Accrual Status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccrualStatusMember" xlink:to="byfc_AccrualStatusMember_lbl1" xlink:title="label: AccrualStatusMember to byfc_AccrualStatusMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AccrualStatusMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AccrualStatusMember_lbl2" xml:lang="en-US" id="byfc_AccrualStatusMember_lbl2">Accrual Status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccrualStatusMember" xlink:to="byfc_AccrualStatusMember_lbl2" xlink:title="label: AccrualStatusMember to byfc_AccrualStatusMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NonAccrualStatusMember" xlink:label="NonAccrualStatusMember" xlink:title="NonAccrualStatusMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonAccrualStatusMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonAccrualStatusMember_lbl" xml:lang="en-US" id="byfc_NonAccrualStatusMember_lbl">Represents those loans that are classified as non-accrual status due to delinquency or low likelihood of collectability.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonAccrualStatusMember" xlink:to="byfc_NonAccrualStatusMember_lbl" xlink:title="label: NonAccrualStatusMember to byfc_NonAccrualStatusMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonAccrualStatusMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonAccrualStatusMember_lbl1" xml:lang="en-US" id="byfc_NonAccrualStatusMember_lbl1">Non Accrual Status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonAccrualStatusMember" xlink:to="byfc_NonAccrualStatusMember_lbl1" xlink:title="label: NonAccrualStatusMember to byfc_NonAccrualStatusMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonAccrualStatusMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NonAccrualStatusMember_lbl2" xml:lang="en-US" id="byfc_NonAccrualStatusMember_lbl2">Non-accrual Status [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonAccrualStatusMember" xlink:to="byfc_NonAccrualStatusMember_lbl2" xlink:title="label: NonAccrualStatusMember to byfc_NonAccrualStatusMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_TroubledDebtRestructuringsAbstract" xlink:label="TroubledDebtRestructuringsAbstract" xlink:title="TroubledDebtRestructuringsAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_TroubledDebtRestructuringsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_TroubledDebtRestructuringsAbstract_lbl1" xml:lang="en-US" id="byfc_TroubledDebtRestructuringsAbstract_lbl1">Troubled Debt Restructurings [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:label="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" xlink:title="CarryingAmountOfPurchasedCreditImpairedLoansTableTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_BankOwnedLifeInsuranceFairValueDisclosure" xlink:label="BankOwnedLifeInsuranceFairValueDisclosure" xlink:title="BankOwnedLifeInsuranceFairValueDisclosure" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_AssetsMeasuredOnRecurringBasisAbstract" xlink:label="AssetsMeasuredOnRecurringBasisAbstract" xlink:title="AssetsMeasuredOnRecurringBasisAbstract" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_CFBancCorporationMember" xlink:label="CFBancCorporationMember" xlink:title="CFBancCorporationMember" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankAdvances" xlink:label="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankAdvances" xlink:title="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankAdvances" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDepositsAcquired" xlink:label="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDepositsAcquired" xlink:title="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDepositsAcquired" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_PurchasedCreditImpairedLoansAcquiredAbstract" xlink:label="PurchasedCreditImpairedLoansAcquiredAbstract" xlink:title="PurchasedCreditImpairedLoansAcquiredAbstract" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_EmployeeStockOwnershipPlanLoanTerm" xlink:label="EmployeeStockOwnershipPlanLoanTerm" xlink:title="EmployeeStockOwnershipPlanLoanTerm" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_lbl">Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:label="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" xlink:title="DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10" />
    <link:label xlink:type="resource" xlink:label="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl" xml:lang="en-US" id="byfc_DebtSecuritiesAvailableForSaleGrossUnrealizedGainsMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_lbl">Gross unrealized gains of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_OneCustomerMember" xlink:label="OneCustomerMember" xlink:title="OneCustomerMember" />
    <link:label xlink:type="resource" xlink:label="byfc_OneCustomerMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OneCustomerMember_lbl" xml:lang="en-US" id="byfc_OneCustomerMember_lbl">Customers that have a significant concentration risk with the entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OneCustomerMember" xlink:to="byfc_OneCustomerMember_lbl" xlink:title="label: OneCustomerMember to byfc_OneCustomerMember_lbl" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OneCustomerMember" xlink:to="byfc_OneCustomerMember_lbl1" xlink:title="label: OneCustomerMember to byfc_OneCustomerMember_lbl1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OneCustomerMember" xlink:to="byfc_OneCustomerMember_lbl2" xlink:title="label: OneCustomerMember to byfc_OneCustomerMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_SecuritiesSoldUnderAgreementsToRepurchaseTotalMember" xlink:label="SecuritiesSoldUnderAgreementsToRepurchaseTotalMember" xlink:title="SecuritiesSoldUnderAgreementsToRepurchaseTotalMember" />
    <link:label xlink:type="resource" xlink:label="byfc_SecuritiesSoldUnderAgreementsToRepurchaseTotalMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SecuritiesSoldUnderAgreementsToRepurchaseTotalMember_lbl" xml:lang="en-US" id="byfc_SecuritiesSoldUnderAgreementsToRepurchaseTotalMember_lbl">Carrying amount as of the balance sheet date of total securities sold under agreements to repurchase, when it serves as a benchmark in a concentration of risk calculation. Sum of all reported securities sold under agreements to repurchase as of the balance sheet date.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesSoldUnderAgreementsToRepurchaseTotalMember" xlink:to="byfc_SecuritiesSoldUnderAgreementsToRepurchaseTotalMember_lbl" xlink:title="label: SecuritiesSoldUnderAgreementsToRepurchaseTotalMember to byfc_SecuritiesSoldUnderAgreementsToRepurchaseTotalMember_lbl" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SecuritiesSoldUnderAgreementsToRepurchaseTotalMember" xlink:to="byfc_SecuritiesSoldUnderAgreementsToRepurchaseTotalMember_lbl2" xlink:title="label: SecuritiesSoldUnderAgreementsToRepurchaseTotalMember to byfc_SecuritiesSoldUnderAgreementsToRepurchaseTotalMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_DepositsTotalMember" xlink:label="DepositsTotalMember" xlink:title="DepositsTotalMember" />
    <link:label xlink:type="resource" xlink:label="byfc_DepositsTotalMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DepositsTotalMember_lbl" xml:lang="en-US" id="byfc_DepositsTotalMember_lbl">Carrying amount as of the balance sheet date of total deposits, when it serves as a benchmark in a concentration of risk calculation. Sum of all reported deposits as of the balance sheet date.</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_ConcentrationPercentageAbstract" xlink:label="ConcentrationPercentageAbstract" xlink:title="ConcentrationPercentageAbstract" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationPercentageAbstract" xlink:to="byfc_ConcentrationPercentageAbstract_lbl1" xlink:title="label: ConcentrationPercentageAbstract to byfc_ConcentrationPercentageAbstract_lbl1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConcentrationPercentageAbstract" xlink:to="byfc_ConcentrationPercentageAbstract_lbl2" xlink:title="label: ConcentrationPercentageAbstract to byfc_ConcentrationPercentageAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NumberOfSignificantCustomers" xlink:label="NumberOfSignificantCustomers" xlink:title="NumberOfSignificantCustomers" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_DeferredTaxAssetValuationAllowanceLookbackPeriod" xlink:label="DeferredTaxAssetValuationAllowanceLookbackPeriod" xlink:title="DeferredTaxAssetValuationAllowanceLookbackPeriod" />
    <link:label xlink:type="resource" xlink:label="byfc_DeferredTaxAssetValuationAllowanceLookbackPeriod_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_DeferredTaxAssetValuationAllowanceLookbackPeriod_lbl" xml:lang="en-US" id="byfc_DeferredTaxAssetValuationAllowanceLookbackPeriod_lbl">Represents the period for which prior cumulative losses are considered in assessing the realization of deferred tax assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_WeightedAverageRateOnRepurchaseAgreements" xlink:label="WeightedAverageRateOnRepurchaseAgreements" xlink:title="WeightedAverageRateOnRepurchaseAgreements" />
    <link:label xlink:type="resource" xlink:label="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" xml:lang="en-US" id="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl">Percentage of weighted average rate of repurchase agreements.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageRateOnRepurchaseAgreements" xlink:to="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" xlink:title="label: WeightedAverageRateOnRepurchaseAgreements to byfc_WeightedAverageRateOnRepurchaseAgreements_lbl" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageRateOnRepurchaseAgreements" xlink:to="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl1" xlink:title="label: WeightedAverageRateOnRepurchaseAgreements to byfc_WeightedAverageRateOnRepurchaseAgreements_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl2" xml:lang="en-US" id="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl2">Weighted average rate on repurchase agreements</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WeightedAverageRateOnRepurchaseAgreements" xlink:to="byfc_WeightedAverageRateOnRepurchaseAgreements_lbl2" xlink:title="label: WeightedAverageRateOnRepurchaseAgreements to byfc_WeightedAverageRateOnRepurchaseAgreements_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" xlink:label="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" xlink:title="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" />
    <link:label xlink:type="resource" xlink:label="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl" xml:lang="en-US" id="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl">Amount of amortization for asset, excluding financial asset and goodwill, lacking physical substance with finite life expected to be recognized after fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" xlink:to="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl" xlink:title="label: FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour to byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl1" xml:lang="en-US" id="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl1">Finite-Lived Intangible Asset, Expected Amortization, after Year Four</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" xlink:to="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl1" xlink:title="label: FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour to byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl2" xml:lang="en-US" id="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl2">Thereafter</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour" xlink:to="byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl2" xlink:title="label: FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour to byfc_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_ImpairedLoansMember" xlink:label="ImpairedLoansMember" xlink:title="ImpairedLoansMember" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ImpairedLoansMember_lbl" xml:lang="en-US" id="byfc_ImpairedLoansMember_lbl">Loans for which it is probable that not all amounts due according to the contractual terms of the loan arrangement will be collected, and which have been written down to the fair value of the collateral on the loan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansMember" xlink:to="byfc_ImpairedLoansMember_lbl" xlink:title="label: ImpairedLoansMember to byfc_ImpairedLoansMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ImpairedLoansMember_lbl1" xml:lang="en-US" id="byfc_ImpairedLoansMember_lbl1">Impaired Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansMember" xlink:to="byfc_ImpairedLoansMember_lbl1" xlink:title="label: ImpairedLoansMember to byfc_ImpairedLoansMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ImpairedLoansMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ImpairedLoansMember_lbl2" xml:lang="en-US" id="byfc_ImpairedLoansMember_lbl2">Impaired Loans Carried at Fair Value [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ImpairedLoansMember" xlink:to="byfc_ImpairedLoansMember_lbl2" xlink:title="label: ImpairedLoansMember to byfc_ImpairedLoansMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_AssetsMeasuredOnNonRecurringBasisAbstract" xlink:label="AssetsMeasuredOnNonRecurringBasisAbstract" xlink:title="AssetsMeasuredOnNonRecurringBasisAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl1" xml:lang="en-US" id="byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl1">Assets Measured on Non-Recurring Basis [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsMeasuredOnNonRecurringBasisAbstract" xlink:to="byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl1" xlink:title="label: AssetsMeasuredOnNonRecurringBasisAbstract to byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl2" xml:lang="en-US" id="byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl2">Assets Measured on Non-Recurring Basis [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsMeasuredOnNonRecurringBasisAbstract" xlink:to="byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl2" xlink:title="label: AssetsMeasuredOnNonRecurringBasisAbstract to byfc_AssetsMeasuredOnNonRecurringBasisAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_TwoThousandEighteenLtipMember" xlink:label="TwoThousandEighteenLtipMember" xlink:title="TwoThousandEighteenLtipMember" />
    <link:label xlink:type="resource" xlink:label="byfc_TwoThousandEighteenLtipMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_TwoThousandEighteenLtipMember_lbl" xml:lang="en-US" id="byfc_TwoThousandEighteenLtipMember_lbl">Represents the entity's 2018 Long-Term Incentive Plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TwoThousandEighteenLtipMember" xlink:to="byfc_TwoThousandEighteenLtipMember_lbl" xlink:title="label: TwoThousandEighteenLtipMember to byfc_TwoThousandEighteenLtipMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_TwoThousandEighteenLtipMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_TwoThousandEighteenLtipMember_lbl1" xml:lang="en-US" id="byfc_TwoThousandEighteenLtipMember_lbl1">Two Thousand Eighteen Ltip [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TwoThousandEighteenLtipMember" xlink:to="byfc_TwoThousandEighteenLtipMember_lbl1" xlink:title="label: TwoThousandEighteenLtipMember to byfc_TwoThousandEighteenLtipMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_TwoThousandEighteenLtipMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_TwoThousandEighteenLtipMember_lbl2" xml:lang="en-US" id="byfc_TwoThousandEighteenLtipMember_lbl2">2018 LTIP [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TwoThousandEighteenLtipMember" xlink:to="byfc_TwoThousandEighteenLtipMember_lbl2" xlink:title="label: TwoThousandEighteenLtipMember to byfc_TwoThousandEighteenLtipMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_FinancingReceivableTerm" xlink:label="FinancingReceivableTerm" xlink:title="FinancingReceivableTerm" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableTerm_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableTerm_lbl" xml:lang="en-US" id="byfc_FinancingReceivableTerm_lbl">Period of time between issuance and maturity of financing receivable, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableTerm" xlink:to="byfc_FinancingReceivableTerm_lbl" xlink:title="label: FinancingReceivableTerm to byfc_FinancingReceivableTerm_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableTerm_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableTerm_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableTerm_lbl1">Financing Receivable, Term</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableTerm" xlink:to="byfc_FinancingReceivableTerm_lbl1" xlink:title="label: FinancingReceivableTerm to byfc_FinancingReceivableTerm_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableTerm_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableTerm_lbl2" xml:lang="en-US" id="byfc_FinancingReceivableTerm_lbl2">Loans receivable, term</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableTerm" xlink:to="byfc_FinancingReceivableTerm_lbl2" xlink:title="label: FinancingReceivableTerm to byfc_FinancingReceivableTerm_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_CreditAndInterestMarksOnPurchasedLoansNet" xlink:label="CreditAndInterestMarksOnPurchasedLoansNet" xlink:title="CreditAndInterestMarksOnPurchasedLoansNet" />
    <link:label xlink:type="resource" xlink:label="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" xml:lang="en-US" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl">The amount of credit and interest marks on purchased loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditAndInterestMarksOnPurchasedLoansNet" xlink:to="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" xlink:title="label: CreditAndInterestMarksOnPurchasedLoansNet to byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" xml:lang="en-US" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1">Credit and Interest Marks on Purchased Loans, Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditAndInterestMarksOnPurchasedLoansNet" xlink:to="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" xlink:title="label: CreditAndInterestMarksOnPurchasedLoansNet to byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl2" xml:lang="en-US" id="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl2">Credit and interest marks on purchased loans, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CreditAndInterestMarksOnPurchasedLoansNet" xlink:to="byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl2" xlink:title="label: CreditAndInterestMarksOnPurchasedLoansNet to byfc_CreditAndInterestMarksOnPurchasedLoansNet_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_FinancingReceivableInterestRate" xlink:label="FinancingReceivableInterestRate" xlink:title="FinancingReceivableInterestRate" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableInterestRate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableInterestRate_lbl" xml:lang="en-US" id="byfc_FinancingReceivableInterestRate_lbl">Percentage of interest rate on a financing receivable.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableInterestRate" xlink:to="byfc_FinancingReceivableInterestRate_lbl" xlink:title="label: FinancingReceivableInterestRate to byfc_FinancingReceivableInterestRate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableInterestRate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableInterestRate_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableInterestRate_lbl1">Financing Receivable, Interest Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableInterestRate" xlink:to="byfc_FinancingReceivableInterestRate_lbl1" xlink:title="label: FinancingReceivableInterestRate to byfc_FinancingReceivableInterestRate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableInterestRate_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_FinancingReceivableInterestRate_lbl2" xml:lang="en-US" id="byfc_FinancingReceivableInterestRate_lbl2">Loans receivable, interest rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableInterestRate" xlink:to="byfc_FinancingReceivableInterestRate_lbl2" xlink:title="label: FinancingReceivableInterestRate to byfc_FinancingReceivableInterestRate_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_PaycheckProtectionProgramMember" xlink:label="PaycheckProtectionProgramMember" xlink:title="PaycheckProtectionProgramMember" />
    <link:label xlink:type="resource" xlink:label="byfc_PaycheckProtectionProgramMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PaycheckProtectionProgramMember_lbl" xml:lang="en-US" id="byfc_PaycheckProtectionProgramMember_lbl">Loans issued under the SBA's paycheck protection program ("PPP").</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaycheckProtectionProgramMember" xlink:to="byfc_PaycheckProtectionProgramMember_lbl" xlink:title="label: PaycheckProtectionProgramMember to byfc_PaycheckProtectionProgramMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PaycheckProtectionProgramMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PaycheckProtectionProgramMember_lbl1" xml:lang="en-US" id="byfc_PaycheckProtectionProgramMember_lbl1">Paycheck Protection Program [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaycheckProtectionProgramMember" xlink:to="byfc_PaycheckProtectionProgramMember_lbl1" xlink:title="label: PaycheckProtectionProgramMember to byfc_PaycheckProtectionProgramMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PaycheckProtectionProgramMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PaycheckProtectionProgramMember_lbl2" xml:lang="en-US" id="byfc_PaycheckProtectionProgramMember_lbl2">PPP Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PaycheckProtectionProgramMember" xlink:to="byfc_PaycheckProtectionProgramMember_lbl2" xlink:title="label: PaycheckProtectionProgramMember to byfc_PaycheckProtectionProgramMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_VotingClassACommonStockMember" xlink:label="VotingClassACommonStockMember" xlink:title="VotingClassACommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_VotingClassACommonStockMember_lbl" xml:lang="en-US" id="byfc_VotingClassACommonStockMember_lbl">Common stock securities classified as A that empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember_lbl" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_VotingClassACommonStockMember_lbl1" xml:lang="en-US" id="byfc_VotingClassACommonStockMember_lbl1">Voting Class A Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember_lbl1" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingClassACommonStockMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_VotingClassACommonStockMember_lbl2" xml:lang="en-US" id="byfc_VotingClassACommonStockMember_lbl2">Class A Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingClassACommonStockMember" xlink:to="byfc_VotingClassACommonStockMember_lbl2" xlink:title="label: VotingClassACommonStockMember to byfc_VotingClassACommonStockMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_UnearnedESOPSharesCost" xlink:label="UnearnedESOPSharesCost" xlink:title="UnearnedESOPSharesCost" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_UnearnedESOPSharesCost_lbl" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl">Cost of unearned shares that qualify as permanent equity that are held by an employee stock ownership plan (ESOP).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_UnearnedESOPSharesCost_lbl1" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl1">Unearned ESOP Shares, Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl1" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="byfc_UnearnedESOPSharesCost_lbl2" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl2">Unearned Employee Stock Ownership Plan (ESOP) shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl2" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl2" />
    <link:label xlink:type="resource" xlink:label="byfc_UnearnedESOPSharesCost_lbl3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_UnearnedESOPSharesCost_lbl3" xml:lang="en-US" id="byfc_UnearnedESOPSharesCost_lbl3">Unearned ESOP shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="UnearnedESOPSharesCost" xlink:to="byfc_UnearnedESOPSharesCost_lbl3" xlink:title="label: UnearnedESOPSharesCost to byfc_UnearnedESOPSharesCost_lbl3" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NonvotingClassBCommonStockMember" xlink:label="NonvotingClassBCommonStockMember" xlink:title="NonvotingClassBCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassBCommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonvotingClassBCommonStockMember_lbl" xml:lang="en-US" id="byfc_NonvotingClassBCommonStockMember_lbl">Common stock securities classified as B that do not empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember_lbl" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassBCommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonvotingClassBCommonStockMember_lbl1" xml:lang="en-US" id="byfc_NonvotingClassBCommonStockMember_lbl1">Nonvoting Class B Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember_lbl1" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember_lbl1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassBCommonStockMember" xlink:to="byfc_NonvotingClassBCommonStockMember_lbl2" xlink:title="label: NonvotingClassBCommonStockMember to byfc_NonvotingClassBCommonStockMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NonvotingClassCCommonStockMember" xlink:label="NonvotingClassCCommonStockMember" xlink:title="NonvotingClassCCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NonvotingClassCCommonStockMember_lbl" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember_lbl">Common stock securities classified as C that do not empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember_lbl" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NonvotingClassCCommonStockMember_lbl1" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember_lbl1">Nonvoting Class C Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember_lbl1" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NonvotingClassCCommonStockMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_NonvotingClassCCommonStockMember_lbl2" xml:lang="en-US" id="byfc_NonvotingClassCCommonStockMember_lbl2">Class C Non-Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NonvotingClassCCommonStockMember" xlink:to="byfc_NonvotingClassCCommonStockMember_lbl2" xlink:title="label: NonvotingClassCCommonStockMember to byfc_NonvotingClassCCommonStockMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:label="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:title="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl">Ratio of minimum community bank leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1">Banking Regulation, Community Bank Leverage Capital Ratio, Well Capitalized, Minimum</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl2" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl2">Community Bank Leverage Ratio, Ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl2" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:label="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:title="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl">Amount of minimum community bank leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1">Banking Regulation, Community Bank Leverage Capital, Well Capitalized, Minimum</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl2" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl2">Community Bank Leverage Ratio, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl2" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum to byfc_BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:label="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:title="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1" xml:lang="en-US" id="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1">Regulatory Matters, Minimum Required to be Well Capitalized under Prompt Corrective Action Provisions [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract" xlink:to="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1" xlink:title="label: RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract to byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl2" xml:lang="en-US" id="byfc_RegulatoryMattersMinimumRequiredToBeWellCapitalizedUnderPromptCorrectiveActionProvisionsAbstract_lbl2">Minimum Required To Be Well Capitalized Under Prompt Corrective Action Provisions [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalActual" xlink:label="BankingRegulationCommunityBankLeverageCapitalActual" xlink:title="BankingRegulationCommunityBankLeverageCapitalActual" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl">Amount of community bank leverage capital as defined by regulatory framework.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalActual to byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1">Banking Regulation, Community Bank Leverage Capital, Actual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalActual to byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl2" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl2">Community Bank Leverage Ratio, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl2" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalActual to byfc_BankingRegulationCommunityBankLeverageCapitalActual_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_ConversionOfStockExchangePricePricePerShare" xlink:label="ConversionOfStockExchangePricePricePerShare" xlink:title="ConversionOfStockExchangePricePricePerShare" />
    <link:label xlink:type="resource" xlink:label="byfc_ConversionOfStockExchangePricePricePerShare_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ConversionOfStockExchangePricePricePerShare_lbl" xml:lang="en-US" id="byfc_ConversionOfStockExchangePricePricePerShare_lbl">Per share or per unit amount of preferred stock exchanged to common stock.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockExchangePricePricePerShare" xlink:to="byfc_ConversionOfStockExchangePricePricePerShare_lbl" xlink:title="label: ConversionOfStockExchangePricePricePerShare to byfc_ConversionOfStockExchangePricePricePerShare_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ConversionOfStockExchangePricePricePerShare_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ConversionOfStockExchangePricePricePerShare_lbl1" xml:lang="en-US" id="byfc_ConversionOfStockExchangePricePricePerShare_lbl1">Conversion of Stock, Exchange Price, Price Per Share</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockExchangePricePricePerShare" xlink:to="byfc_ConversionOfStockExchangePricePricePerShare_lbl1" xlink:title="label: ConversionOfStockExchangePricePricePerShare to byfc_ConversionOfStockExchangePricePricePerShare_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ConversionOfStockExchangePricePricePerShare_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ConversionOfStockExchangePricePricePerShare_lbl2" xml:lang="en-US" id="byfc_ConversionOfStockExchangePricePricePerShare_lbl2">Exchange price (in dollars per share)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ConversionOfStockExchangePricePricePerShare" xlink:to="byfc_ConversionOfStockExchangePricePricePerShare_lbl2" xlink:title="label: ConversionOfStockExchangePricePricePerShare to byfc_ConversionOfStockExchangePricePricePerShare_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_CommonStockSharesUponConversionFromPreferredStock" xlink:label="CommonStockSharesUponConversionFromPreferredStock" xlink:title="CommonStockSharesUponConversionFromPreferredStock" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl" xml:lang="en-US" id="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl">Number of shares common stock converted for share of convertible preferred stock that is converted.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesUponConversionFromPreferredStock" xlink:to="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl" xlink:title="label: CommonStockSharesUponConversionFromPreferredStock to byfc_CommonStockSharesUponConversionFromPreferredStock_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1" xml:lang="en-US" id="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1">Common Stock, Shares upon Conversion from Preferred Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesUponConversionFromPreferredStock" xlink:to="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1" xlink:title="label: CommonStockSharesUponConversionFromPreferredStock to byfc_CommonStockSharesUponConversionFromPreferredStock_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl2" xml:lang="en-US" id="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl2">Common stock, shares upon conversion from preferred stock (in shares)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockSharesUponConversionFromPreferredStock" xlink:to="byfc_CommonStockSharesUponConversionFromPreferredStock_lbl2" xlink:title="label: CommonStockSharesUponConversionFromPreferredStock to byfc_CommonStockSharesUponConversionFromPreferredStock_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_PreferredStockDividendRateCeiling" xlink:label="PreferredStockDividendRateCeiling" xlink:title="PreferredStockDividendRateCeiling" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateCeiling_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockDividendRateCeiling_lbl" xml:lang="en-US" id="byfc_PreferredStockDividendRateCeiling_lbl">The ceiling percentage rate used to calculate dividend payments on the preferred stock after the period of initial dividend rate.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateCeiling" xlink:to="byfc_PreferredStockDividendRateCeiling_lbl" xlink:title="label: PreferredStockDividendRateCeiling to byfc_PreferredStockDividendRateCeiling_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateCeiling_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockDividendRateCeiling_lbl1" xml:lang="en-US" id="byfc_PreferredStockDividendRateCeiling_lbl1">Preferred Stock, Dividend Rate, Ceiling</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateCeiling" xlink:to="byfc_PreferredStockDividendRateCeiling_lbl1" xlink:title="label: PreferredStockDividendRateCeiling to byfc_PreferredStockDividendRateCeiling_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateCeiling_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockDividendRateCeiling_lbl2" xml:lang="en-US" id="byfc_PreferredStockDividendRateCeiling_lbl2">Ceiling dividend rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateCeiling" xlink:to="byfc_PreferredStockDividendRateCeiling_lbl2" xlink:title="label: PreferredStockDividendRateCeiling to byfc_PreferredStockDividendRateCeiling_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_PreferredStockDividendRateFloor" xlink:label="PreferredStockDividendRateFloor" xlink:title="PreferredStockDividendRateFloor" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateFloor_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockDividendRateFloor_lbl" xml:lang="en-US" id="byfc_PreferredStockDividendRateFloor_lbl">The floor percentage rate used to calculate dividend payments on the preferred stock after the period of initial dividend rate.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateFloor" xlink:to="byfc_PreferredStockDividendRateFloor_lbl" xlink:title="label: PreferredStockDividendRateFloor to byfc_PreferredStockDividendRateFloor_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateFloor_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockDividendRateFloor_lbl1" xml:lang="en-US" id="byfc_PreferredStockDividendRateFloor_lbl1">Preferred Stock, Dividend Rate, Floor</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateFloor" xlink:to="byfc_PreferredStockDividendRateFloor_lbl1" xlink:title="label: PreferredStockDividendRateFloor to byfc_PreferredStockDividendRateFloor_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockDividendRateFloor_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockDividendRateFloor_lbl2" xml:lang="en-US" id="byfc_PreferredStockDividendRateFloor_lbl2">Floor dividend rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockDividendRateFloor" xlink:to="byfc_PreferredStockDividendRateFloor_lbl2" xlink:title="label: PreferredStockDividendRateFloor to byfc_PreferredStockDividendRateFloor_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_PreferredStockPeriodForInitialDividendRate" xlink:label="PreferredStockPeriodForInitialDividendRate" xlink:title="PreferredStockPeriodForInitialDividendRate" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockPeriodForInitialDividendRate_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockPeriodForInitialDividendRate_lbl" xml:lang="en-US" id="byfc_PreferredStockPeriodForInitialDividendRate_lbl">The period of initial dividend rate for preferred stock issued.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockPeriodForInitialDividendRate" xlink:to="byfc_PreferredStockPeriodForInitialDividendRate_lbl" xlink:title="label: PreferredStockPeriodForInitialDividendRate to byfc_PreferredStockPeriodForInitialDividendRate_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockPeriodForInitialDividendRate_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockPeriodForInitialDividendRate_lbl1" xml:lang="en-US" id="byfc_PreferredStockPeriodForInitialDividendRate_lbl1">Preferred Stock, Period for Initial Dividend Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockPeriodForInitialDividendRate" xlink:to="byfc_PreferredStockPeriodForInitialDividendRate_lbl1" xlink:title="label: PreferredStockPeriodForInitialDividendRate to byfc_PreferredStockPeriodForInitialDividendRate_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockPeriodForInitialDividendRate_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockPeriodForInitialDividendRate_lbl2" xml:lang="en-US" id="byfc_PreferredStockPeriodForInitialDividendRate_lbl2">Preferred stock, period for initial dividend rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockPeriodForInitialDividendRate" xlink:to="byfc_PreferredStockPeriodForInitialDividendRate_lbl2" xlink:title="label: PreferredStockPeriodForInitialDividendRate to byfc_PreferredStockPeriodForInitialDividendRate_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_PerpetualPreferredStockDisclosureAbstract" xlink:label="PerpetualPreferredStockDisclosureAbstract" xlink:title="PerpetualPreferredStockDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_PerpetualPreferredStockDisclosureAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PerpetualPreferredStockDisclosureAbstract_lbl1" xml:lang="en-US" id="byfc_PerpetualPreferredStockDisclosureAbstract_lbl1">Perpetual Preferred Stock Disclosure [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerpetualPreferredStockDisclosureAbstract" xlink:to="byfc_PerpetualPreferredStockDisclosureAbstract_lbl1" xlink:title="label: PerpetualPreferredStockDisclosureAbstract to byfc_PerpetualPreferredStockDisclosureAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PerpetualPreferredStockDisclosureAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PerpetualPreferredStockDisclosureAbstract_lbl2" xml:lang="en-US" id="byfc_PerpetualPreferredStockDisclosureAbstract_lbl2">Perpetual Preferred Stock [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PerpetualPreferredStockDisclosureAbstract" xlink:to="byfc_PerpetualPreferredStockDisclosureAbstract_lbl2" xlink:title="label: PerpetualPreferredStockDisclosureAbstract to byfc_PerpetualPreferredStockDisclosureAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:label="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:title="BankingRegulationCommunityBankLeverageCapitalRatioActual" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl">Ratio of community bank capital to average assets as defined by regulatory framework.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioActual to byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1">Banking Regulation, Community Bank Leverage Capital Ratio, Actual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioActual to byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl2" xml:lang="en-US" id="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl2">Community Bank Leverage Ratio, Ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankingRegulationCommunityBankLeverageCapitalRatioActual" xlink:to="byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl2" xlink:title="label: BankingRegulationCommunityBankLeverageCapitalRatioActual to byfc_BankingRegulationCommunityBankLeverageCapitalRatioActual_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_RegulatoryMattersActualAbstract" xlink:label="RegulatoryMattersActualAbstract" xlink:title="RegulatoryMattersActualAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_RegulatoryMattersActualAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_RegulatoryMattersActualAbstract_lbl1" xml:lang="en-US" id="byfc_RegulatoryMattersActualAbstract_lbl1">Regulatory Matters, Actual [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryMattersActualAbstract" xlink:to="byfc_RegulatoryMattersActualAbstract_lbl1" xlink:title="label: RegulatoryMattersActualAbstract to byfc_RegulatoryMattersActualAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_RegulatoryMattersActualAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_RegulatoryMattersActualAbstract_lbl2" xml:lang="en-US" id="byfc_RegulatoryMattersActualAbstract_lbl2">Actual [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RegulatoryMattersActualAbstract" xlink:to="byfc_RegulatoryMattersActualAbstract_lbl2" xlink:title="label: RegulatoryMattersActualAbstract to byfc_RegulatoryMattersActualAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:label="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:title="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl" xml:lang="en-US" id="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl">Amount, before allowance for credit loss, of financing receivable, excluding loans acquired in merger.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:to="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl" xlink:title="label: FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger to byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1">Financing Receivable, before Allowance for Credit Loss, Excluding Loans Acquired in Merger</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:to="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1" xlink:title="label: FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger to byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl2" xml:lang="en-US" id="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl2">Subtotal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger" xlink:to="byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl2" xlink:title="label: FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger to byfc_FinancingReceivableBeforeAllowanceForCreditLossExcludingLoansAcquiredInMerger_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_FinancingReceivableAcquiredInMerger" xlink:label="FinancingReceivableAcquiredInMerger" xlink:title="FinancingReceivableAcquiredInMerger" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAcquiredInMerger_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FinancingReceivableAcquiredInMerger_lbl" xml:lang="en-US" id="byfc_FinancingReceivableAcquiredInMerger_lbl">Amount of financing receivables acquired in a merger.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAcquiredInMerger" xlink:to="byfc_FinancingReceivableAcquiredInMerger_lbl" xlink:title="label: FinancingReceivableAcquiredInMerger to byfc_FinancingReceivableAcquiredInMerger_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAcquiredInMerger_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FinancingReceivableAcquiredInMerger_lbl1" xml:lang="en-US" id="byfc_FinancingReceivableAcquiredInMerger_lbl1">Financing Receivable, Acquired in Merger</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAcquiredInMerger" xlink:to="byfc_FinancingReceivableAcquiredInMerger_lbl1" xlink:title="label: FinancingReceivableAcquiredInMerger to byfc_FinancingReceivableAcquiredInMerger_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_FinancingReceivableAcquiredInMerger_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_FinancingReceivableAcquiredInMerger_lbl2" xml:lang="en-US" id="byfc_FinancingReceivableAcquiredInMerger_lbl2">Loans acquired in the merger</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancingReceivableAcquiredInMerger" xlink:to="byfc_FinancingReceivableAcquiredInMerger_lbl2" xlink:title="label: FinancingReceivableAcquiredInMerger to byfc_FinancingReceivableAcquiredInMerger_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_LoansAndLeasesReceivableAbstract" xlink:label="LoansAndLeasesReceivableAbstract" xlink:title="LoansAndLeasesReceivableAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansAndLeasesReceivableAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansAndLeasesReceivableAbstract_lbl1" xml:lang="en-US" id="byfc_LoansAndLeasesReceivableAbstract_lbl1">Loans and Leases Receivable [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAbstract" xlink:to="byfc_LoansAndLeasesReceivableAbstract_lbl1" xlink:title="label: LoansAndLeasesReceivableAbstract to byfc_LoansAndLeasesReceivableAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansAndLeasesReceivableAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansAndLeasesReceivableAbstract_lbl2" xml:lang="en-US" id="byfc_LoansAndLeasesReceivableAbstract_lbl2">Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableAbstract" xlink:to="byfc_LoansAndLeasesReceivableAbstract_lbl2" xlink:title="label: LoansAndLeasesReceivableAbstract to byfc_LoansAndLeasesReceivableAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_EndingAllowanceAttributableToLoansAbstract" xlink:label="EndingAllowanceAttributableToLoansAbstract" xlink:title="EndingAllowanceAttributableToLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_EndingAllowanceAttributableToLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_EndingAllowanceAttributableToLoansAbstract_lbl1" xml:lang="en-US" id="byfc_EndingAllowanceAttributableToLoansAbstract_lbl1">Ending Allowance Attributable to Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EndingAllowanceAttributableToLoansAbstract" xlink:to="byfc_EndingAllowanceAttributableToLoansAbstract_lbl1" xlink:title="label: EndingAllowanceAttributableToLoansAbstract to byfc_EndingAllowanceAttributableToLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_EndingAllowanceAttributableToLoansAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_EndingAllowanceAttributableToLoansAbstract_lbl2" xml:lang="en-US" id="byfc_EndingAllowanceAttributableToLoansAbstract_lbl2">Ending Allowance Balance Attributable to Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EndingAllowanceAttributableToLoansAbstract" xlink:to="byfc_EndingAllowanceAttributableToLoansAbstract_lbl2" xlink:title="label: EndingAllowanceAttributableToLoansAbstract to byfc_EndingAllowanceAttributableToLoansAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_PreferredStockNonVotingMember" xlink:label="PreferredStockNonVotingMember" xlink:title="PreferredStockNonVotingMember" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockNonVotingMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_PreferredStockNonVotingMember_lbl" xml:lang="en-US" id="byfc_PreferredStockNonVotingMember_lbl">Preferred stock securities that do not empower a holder to vote on corporate resolutions or the election of directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockNonVotingMember" xlink:to="byfc_PreferredStockNonVotingMember_lbl" xlink:title="label: PreferredStockNonVotingMember to byfc_PreferredStockNonVotingMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockNonVotingMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PreferredStockNonVotingMember_lbl1" xml:lang="en-US" id="byfc_PreferredStockNonVotingMember_lbl1">Preferred Stock Non-Voting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockNonVotingMember" xlink:to="byfc_PreferredStockNonVotingMember_lbl1" xlink:title="label: PreferredStockNonVotingMember to byfc_PreferredStockNonVotingMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PreferredStockNonVotingMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PreferredStockNonVotingMember_lbl2" xml:lang="en-US" id="byfc_PreferredStockNonVotingMember_lbl2">Preferred Stock Non-Voting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockNonVotingMember" xlink:to="byfc_PreferredStockNonVotingMember_lbl2" xlink:title="label: PreferredStockNonVotingMember to byfc_PreferredStockNonVotingMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination" xlink:label="SharesTransferredFromVotingToNonVotingAfterBusinessCombination" xlink:title="SharesTransferredFromVotingToNonVotingAfterBusinessCombination" />
    <link:label xlink:type="resource" xlink:label="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl" xml:lang="en-US" id="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl">Value of transferred from voting to non-voting after business combination during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesTransferredFromVotingToNonVotingAfterBusinessCombination" xlink:to="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl" xlink:title="label: SharesTransferredFromVotingToNonVotingAfterBusinessCombination to byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl1" xml:lang="en-US" id="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl1">Shares Transferred From Voting to Non-Voting After Business Combination</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesTransferredFromVotingToNonVotingAfterBusinessCombination" xlink:to="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl1" xlink:title="label: SharesTransferredFromVotingToNonVotingAfterBusinessCombination to byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl2" xml:lang="en-US" id="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl2">Shares transferred from voting to non-voting after business combination</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesTransferredFromVotingToNonVotingAfterBusinessCombination" xlink:to="byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl2" xlink:title="label: SharesTransferredFromVotingToNonVotingAfterBusinessCombination to byfc_SharesTransferredFromVotingToNonVotingAfterBusinessCombination_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_CommonStockHeldByESOPMember" xlink:label="CommonStockHeldByESOPMember" xlink:title="CommonStockHeldByESOPMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CommonStockHeldByESOPMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CommonStockHeldByESOPMember_lbl" xml:lang="en-US" id="byfc_CommonStockHeldByESOPMember_lbl">Represents the total common stock held by the Employee Stock Option Plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockHeldByESOPMember" xlink:to="byfc_CommonStockHeldByESOPMember_lbl" xlink:title="label: CommonStockHeldByESOPMember to byfc_CommonStockHeldByESOPMember_lbl" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_FairValueOfPreferredSharesIssued" xlink:label="FairValueOfPreferredSharesIssued" xlink:title="FairValueOfPreferredSharesIssued" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_CommonStockCancelledForPaymentOfTaxWithholding" xlink:label="CommonStockCancelledForPaymentOfTaxWithholding" xlink:title="CommonStockCancelledForPaymentOfTaxWithholding" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:label="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" xlink:title="StockIssuedDuringPeriodValueConversionOfNonVotingCommonSharesIntoVotingCommonShares" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_FairValueOfPreferredSharesIssuedInBusinessCombination" xlink:label="FairValueOfPreferredSharesIssuedInBusinessCombination" xlink:title="FairValueOfPreferredSharesIssuedInBusinessCombination" />
    <link:label xlink:type="resource" xlink:label="byfc_FairValueOfPreferredSharesIssuedInBusinessCombination_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FairValueOfPreferredSharesIssuedInBusinessCombination_lbl" xml:lang="en-US" id="byfc_FairValueOfPreferredSharesIssuedInBusinessCombination_lbl">Fair value of preferred shares issued in business combination value of stock issued pursuant to acquisitions during the period.</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfPreferredSharesIssuedInBusinessCombination" xlink:to="byfc_FairValueOfPreferredSharesIssuedInBusinessCombination_lbl1" xlink:title="label: FairValueOfPreferredSharesIssuedInBusinessCombination to byfc_FairValueOfPreferredSharesIssuedInBusinessCombination_lbl1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfPreferredSharesIssuedInBusinessCombination" xlink:to="byfc_FairValueOfPreferredSharesIssuedInBusinessCombination_lbl2" xlink:title="label: FairValueOfPreferredSharesIssuedInBusinessCombination to byfc_FairValueOfPreferredSharesIssuedInBusinessCombination_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_FairValueOfCommonSharesIssuedInBusinessCombination" xlink:label="FairValueOfCommonSharesIssuedInBusinessCombination" xlink:title="FairValueOfCommonSharesIssuedInBusinessCombination" />
    <link:label xlink:type="resource" xlink:label="byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl" xml:lang="en-US" id="byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl">Fair value of common shares issued in business combination value of stock issued pursuant to acquisitions during the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfCommonSharesIssuedInBusinessCombination" xlink:to="byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl" xlink:title="label: FairValueOfCommonSharesIssuedInBusinessCombination to byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl1" xml:lang="en-US" id="byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl1">Fair Value of Common Shares Issued in Business Combination</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueOfCommonSharesIssuedInBusinessCombination" xlink:to="byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl1" xlink:title="label: FairValueOfCommonSharesIssuedInBusinessCombination to byfc_FairValueOfCommonSharesIssuedInBusinessCombination_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_VotingCommonStockMember" xlink:label="VotingCommonStockMember" xlink:title="VotingCommonStockMember" />
    <link:label xlink:type="resource" xlink:label="byfc_VotingCommonStockMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_VotingCommonStockMember_lbl" xml:lang="en-US" id="byfc_VotingCommonStockMember_lbl">Common stock securities that empower a holder to vote on corporate resolutions or the election of directors.</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_VotingCommonStockMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_VotingCommonStockMember_lbl1" xml:lang="en-US" id="byfc_VotingCommonStockMember_lbl1">Voting Common Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingCommonStockMember" xlink:to="byfc_VotingCommonStockMember_lbl1" xlink:title="label: VotingCommonStockMember to byfc_VotingCommonStockMember_lbl1" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VotingCommonStockMember" xlink:to="byfc_VotingCommonStockMember_lbl2" xlink:title="label: VotingCommonStockMember to byfc_VotingCommonStockMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NoncashOrPartNoncashAcquisitionDepositsAssumed" xlink:label="NoncashOrPartNoncashAcquisitionDepositsAssumed" xlink:title="NoncashOrPartNoncashAcquisitionDepositsAssumed" />
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    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionDepositsAssumed_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NoncashOrPartNoncashAcquisitionDepositsAssumed_lbl1" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionDepositsAssumed_lbl1">Noncash or Part Noncash Acquisition, Deposits Assumed</link:label>
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:label="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:title="LongTermIncentivePlanParticipantsExcludingDirectorsMember" />
    <link:label xlink:type="resource" xlink:label="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl" xml:lang="en-US" id="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl">Eligible participants in the Company's Long-Term Incentive Plan, excluding directors.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LongTermIncentivePlanParticipantsExcludingDirectorsMember" xlink:to="byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl" xlink:title="label: LongTermIncentivePlanParticipantsExcludingDirectorsMember to byfc_LongTermIncentivePlanParticipantsExcludingDirectorsMember_lbl" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NoncashOrPartNoncashAcquisitionAccruedInterestReceivableAcquired" xlink:label="NoncashOrPartNoncashAcquisitionAccruedInterestReceivableAcquired" xlink:title="NoncashOrPartNoncashAcquisitionAccruedInterestReceivableAcquired" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed" xlink:label="NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed" xlink:title="NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl">The amount of securities sold under agreements to repurchase that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl1" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl1">Noncash or Part Noncash Acquisition, Securities Sold Under Agreements to Repurchase Assumed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed to byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl2" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl2">Securities sold under agreements to repurchase</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl2" xlink:title="label: NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed to byfc_NoncashOrPartNoncashAcquisitionSecuritiesSoldUnderAgreementsToRepurchaseAssumed_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired" xlink:label="NoncashOrPartNoncashAcquisitionLoanReceivableAcquired" xlink:title="NoncashOrPartNoncashAcquisitionLoanReceivableAcquired" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl">The amount of loan receivable that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl1" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl1">Noncash or Part Noncash Acquisition, Loan Receivable Acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionLoanReceivableAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionLoanReceivableAcquired to byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl2" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl2">Loans receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionLoanReceivableAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl2" xlink:title="label: NoncashOrPartNoncashAcquisitionLoanReceivableAcquired to byfc_NoncashOrPartNoncashAcquisitionLoanReceivableAcquired_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired" xlink:label="NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired" xlink:title="NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl">The amount of FHLB and FRB stock that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired to byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl1" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl1">Noncash or Part Noncash Acquisition, FHLB and FRB stock Acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired to byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl2" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl2">FHLB and FRB stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl2" xlink:title="label: NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired to byfc_NoncashOrPartNoncashAcquisitionFHLBAndFRBStockAcquired_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:label="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:title="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl">The amount of deferred taxes that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed to byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1">Noncash or Part Noncash Acquisition, Deferred Taxes Assumed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed to byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl2" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl2">Deferred taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl2" xlink:title="label: NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed to byfc_NoncashOrPartNoncashAcquisitionDeferredTaxesAssumed_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:label="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:title="NoncashOrPartNoncashAcquisitionGoodwillAcquired" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl">The amount of goodwill that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionGoodwillAcquired to byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1">Noncash or Part Noncash Acquisition Goodwill Acquired</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionGoodwillAcquired to byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl2" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl2">Goodwill</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionGoodwillAcquired" xlink:to="byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl2" xlink:title="label: NoncashOrPartNoncashAcquisitionGoodwillAcquired to byfc_NoncashOrPartNoncashAcquisitionGoodwillAcquired_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed" xlink:label="NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed" xlink:title="NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl">The amount of FHLB advances that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl" xlink:title="label: NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed to byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl1" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl1">Noncash or Part Noncash Acquisition, FHLB Advances Assumed</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl1" xlink:title="label: NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed to byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl2" xml:lang="en-US" id="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl2">FHLB advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed" xlink:to="byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl2" xlink:title="label: NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed to byfc_NoncashOrPartNoncashAcquisitionFHLBAdvancesAssumed_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_AmortizationOfPurchaseAccountingMarksOnLoans" xlink:label="AmortizationOfPurchaseAccountingMarksOnLoans" xlink:title="AmortizationOfPurchaseAccountingMarksOnLoans" />
    <link:label xlink:type="resource" xlink:label="byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl" xml:lang="en-US" id="byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl">Amount of amortization expense for purchase of accounting marks on loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfPurchaseAccountingMarksOnLoans" xlink:to="byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl" xlink:title="label: AmortizationOfPurchaseAccountingMarksOnLoans to byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl1" xml:lang="en-US" id="byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl1">Amortization of Purchase Accounting Marks on Loans</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationOfPurchaseAccountingMarksOnLoans" xlink:to="byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl1" xlink:title="label: AmortizationOfPurchaseAccountingMarksOnLoans to byfc_AmortizationOfPurchaseAccountingMarksOnLoans_lbl1" />
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    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:label="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:title="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" />
    <link:label xlink:type="resource" xlink:label="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl" xml:lang="en-US" id="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl">Amount of noncash expense included in expense to (amortization) accretion of (premium) discount associated with the Federal Home Loan Bank (FHLB) advances.</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl1" xml:lang="en-US" id="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl1">(Amortization) Accretion of (Premium) Discount on Federal Home Loan Bank (FHLB) Advances</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl2" xml:lang="en-US" id="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl2">Accretion of premium on FHLB advances</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances" xlink:to="byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl2" xlink:title="label: AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances to byfc_AmortizationAccretionOfPremiumDiscountOnFederalHomeLoanBankFHLBAdvances_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization" xlink:label="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization" xlink:title="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization" />
    <link:label xlink:type="resource" xlink:label="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl" xml:lang="en-US" id="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl">Amount of accretion (amortization) recognized for the excess of a loan's cash flows expected to be collected over the investor's initial investment in acquired loans not accounted for as debt securities, with evidence of deterioration of credit quality.</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl1" xml:lang="en-US" id="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl1">Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion (Amortization)</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl2" xml:lang="en-US" id="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl2">Accretion</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization" xlink:to="byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl2" xlink:title="label: CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization to byfc_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretionAmortization_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual" xlink:label="NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual" xlink:title="NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl" xml:lang="en-US" id="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl">The number of purchased credit impaired loans that were classified as nonaccrual.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual" xlink:to="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl" xlink:title="label: NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual to byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl1" xml:lang="en-US" id="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl1">Number of Purchased Credit Impaired Loans Classified as Nonaccrual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual" xlink:to="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl1" xlink:title="label: NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual to byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl2" xml:lang="en-US" id="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl2">Number of purchased credit impaired loans classified as nonaccrual</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual" xlink:to="byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl2" xlink:title="label: NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual to byfc_NumberOfPurchasedCreditImpairedLoansClassifiedAsNonaccrual_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:label="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:title="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" />
    <link:label xlink:type="resource" xlink:label="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl" xml:lang="en-US" id="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl">Number of acquired loans with evidence of credit deterioration of credit quality since origination at acquisition.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:to="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl" xlink:title="label: AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition to byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1" xml:lang="en-US" id="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1">Acquired Loans with Evidence of Credit Deterioration of Credit Quality Since Origination at Acquisition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:to="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1" xlink:title="label: AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition to byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl2" xml:lang="en-US" id="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl2">Number of acquired loans with evidence of credit deterioration of credit quality since origination at acquisition</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition" xlink:to="byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl2" xlink:title="label: AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition to byfc_AcquiredLoansWithEvidenceOfCreditDeteriorationOfCreditQualitySinceOriginationAtAcquisition_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_PurchasedCreditImpairedLoansAbstract" xlink:label="PurchasedCreditImpairedLoansAbstract" xlink:title="PurchasedCreditImpairedLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_PurchasedCreditImpairedLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_PurchasedCreditImpairedLoansAbstract_lbl1" xml:lang="en-US" id="byfc_PurchasedCreditImpairedLoansAbstract_lbl1">Purchased Credit Impaired Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PurchasedCreditImpairedLoansAbstract" xlink:to="byfc_PurchasedCreditImpairedLoansAbstract_lbl1" xlink:title="label: PurchasedCreditImpairedLoansAbstract to byfc_PurchasedCreditImpairedLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_PurchasedCreditImpairedLoansAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_PurchasedCreditImpairedLoansAbstract_lbl2" xml:lang="en-US" id="byfc_PurchasedCreditImpairedLoansAbstract_lbl2">Purchased Credit Impaired Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PurchasedCreditImpairedLoansAbstract" xlink:to="byfc_PurchasedCreditImpairedLoansAbstract_lbl2" xlink:title="label: PurchasedCreditImpairedLoansAbstract to byfc_PurchasedCreditImpairedLoansAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_OfficeServicesAndSuppliesExpense" xlink:label="OfficeServicesAndSuppliesExpense" xlink:title="OfficeServicesAndSuppliesExpense" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficeServicesAndSuppliesExpense_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_OfficeServicesAndSuppliesExpense_lbl" xml:lang="en-US" id="byfc_OfficeServicesAndSuppliesExpense_lbl">Amount of expense associated with office services and supplies that were used during the current accounting period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficeServicesAndSuppliesExpense" xlink:to="byfc_OfficeServicesAndSuppliesExpense_lbl" xlink:title="label: OfficeServicesAndSuppliesExpense to byfc_OfficeServicesAndSuppliesExpense_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficeServicesAndSuppliesExpense_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_OfficeServicesAndSuppliesExpense_lbl1" xml:lang="en-US" id="byfc_OfficeServicesAndSuppliesExpense_lbl1">Office Services and Supplies Expense</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficeServicesAndSuppliesExpense" xlink:to="byfc_OfficeServicesAndSuppliesExpense_lbl1" xlink:title="label: OfficeServicesAndSuppliesExpense to byfc_OfficeServicesAndSuppliesExpense_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_OfficeServicesAndSuppliesExpense_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_OfficeServicesAndSuppliesExpense_lbl2" xml:lang="en-US" id="byfc_OfficeServicesAndSuppliesExpense_lbl2">Office services and supplies</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OfficeServicesAndSuppliesExpense" xlink:to="byfc_OfficeServicesAndSuppliesExpense_lbl2" xlink:title="label: OfficeServicesAndSuppliesExpense to byfc_OfficeServicesAndSuppliesExpense_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_SupervisoryCost" xlink:label="SupervisoryCost" xlink:title="SupervisoryCost" />
    <link:label xlink:type="resource" xlink:label="byfc_SupervisoryCost_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SupervisoryCost_lbl" xml:lang="en-US" id="byfc_SupervisoryCost_lbl">Amount of expense associated with the supervision incurred during the current accounting period.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupervisoryCost" xlink:to="byfc_SupervisoryCost_lbl" xlink:title="label: SupervisoryCost to byfc_SupervisoryCost_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SupervisoryCost_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SupervisoryCost_lbl1" xml:lang="en-US" id="byfc_SupervisoryCost_lbl1">Supervisory Cost</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupervisoryCost" xlink:to="byfc_SupervisoryCost_lbl1" xlink:title="label: SupervisoryCost to byfc_SupervisoryCost_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SupervisoryCost_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SupervisoryCost_lbl2" xml:lang="en-US" id="byfc_SupervisoryCost_lbl2">Supervisory costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupervisoryCost" xlink:to="byfc_SupervisoryCost_lbl2" xlink:title="label: SupervisoryCost to byfc_SupervisoryCost_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:label="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:title="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1" xml:lang="en-US" id="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1">Loans Receivable Held for Investment, Non-accrual Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:to="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1" xlink:title="label: LoansReceivableHeldForInvestmentNonAccrualLoansAbstract to byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl2" xml:lang="en-US" id="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl2">Loans Receivable Held for Investment [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansReceivableHeldForInvestmentNonAccrualLoansAbstract" xlink:to="byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl2" xlink:title="label: LoansReceivableHeldForInvestmentNonAccrualLoansAbstract to byfc_LoansReceivableHeldForInvestmentNonAccrualLoansAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:label="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:title="RiskGradeCategoryOfLoansByLoanTypeAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1" xml:lang="en-US" id="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1">Risk Grade Category of Loans by Loan Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:to="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1" xlink:title="label: RiskGradeCategoryOfLoansByLoanTypeAbstract to byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl2" xml:lang="en-US" id="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl2">Risk Grade Category of Loans by Loan Type [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RiskGradeCategoryOfLoansByLoanTypeAbstract" xlink:to="byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl2" xlink:title="label: RiskGradeCategoryOfLoansByLoanTypeAbstract to byfc_RiskGradeCategoryOfLoansByLoanTypeAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_WatchMember" xlink:label="WatchMember" xlink:title="WatchMember" />
    <link:label xlink:type="resource" xlink:label="byfc_WatchMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_WatchMember_lbl" xml:lang="en-US" id="byfc_WatchMember_lbl">Represents loans that exhibit weaknesses that could threaten the current net worth and paying capacity of the obligors. A watch rating is used when a material deficiency exists but correction is anticipated within an acceptable time frame.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatchMember" xlink:to="byfc_WatchMember_lbl" xlink:title="label: WatchMember to byfc_WatchMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_WatchMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_WatchMember_lbl1" xml:lang="en-US" id="byfc_WatchMember_lbl1">Watch [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatchMember" xlink:to="byfc_WatchMember_lbl1" xlink:title="label: WatchMember to byfc_WatchMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_WatchMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_WatchMember_lbl2" xml:lang="en-US" id="byfc_WatchMember_lbl2">Watch [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WatchMember" xlink:to="byfc_WatchMember_lbl2" xlink:title="label: WatchMember to byfc_WatchMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_CommercialPortfolioSegmentExcludingSBALoansMember" xlink:label="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:title="CommercialPortfolioSegmentExcludingSBALoansMember" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl">Portfolio segment of the company's total financing receivables related to commercial receivables, excluding SBA loans.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1">Commercial Portfolio Segment, Excluding SBA Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" xml:lang="en-US" id="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2">Commercial - Other [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommercialPortfolioSegmentExcludingSBALoansMember" xlink:to="byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" xlink:title="label: CommercialPortfolioSegmentExcludingSBALoansMember to byfc_CommercialPortfolioSegmentExcludingSBALoansMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_SmallBusinessAdministrationLoanMember" xlink:label="SmallBusinessAdministrationLoanMember" xlink:title="SmallBusinessAdministrationLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SmallBusinessAdministrationLoanMember_lbl" xml:lang="en-US" id="byfc_SmallBusinessAdministrationLoanMember_lbl">Loans issued by financial institutions under the U.S. Small Business Administration (SBA).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationLoanMember" xlink:to="byfc_SmallBusinessAdministrationLoanMember_lbl" xlink:title="label: SmallBusinessAdministrationLoanMember to byfc_SmallBusinessAdministrationLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SmallBusinessAdministrationLoanMember_lbl1" xml:lang="en-US" id="byfc_SmallBusinessAdministrationLoanMember_lbl1">Small Business Administration Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationLoanMember" xlink:to="byfc_SmallBusinessAdministrationLoanMember_lbl1" xlink:title="label: SmallBusinessAdministrationLoanMember to byfc_SmallBusinessAdministrationLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SmallBusinessAdministrationLoanMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="byfc_SmallBusinessAdministrationLoanMember_lbl2" xml:lang="en-US" id="byfc_SmallBusinessAdministrationLoanMember_lbl2">SBA Loans [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SmallBusinessAdministrationLoanMember" xlink:to="byfc_SmallBusinessAdministrationLoanMember_lbl2" xlink:title="label: SmallBusinessAdministrationLoanMember to byfc_SmallBusinessAdministrationLoanMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1">Loans Individually Evaluated for Impairment by Class of Loans [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl2" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl2">Total [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl2" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_SingleFamilyLoanMember" xlink:label="SingleFamilyLoanMember" xlink:title="SingleFamilyLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_SingleFamilyLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_SingleFamilyLoanMember_lbl" xml:lang="en-US" id="byfc_SingleFamilyLoanMember_lbl">Loan to finance the purchase of single family real estate property.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SingleFamilyLoanMember" xlink:to="byfc_SingleFamilyLoanMember_lbl" xlink:title="label: SingleFamilyLoanMember to byfc_SingleFamilyLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_SingleFamilyLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_SingleFamilyLoanMember_lbl1" xml:lang="en-US" id="byfc_SingleFamilyLoanMember_lbl1">Single Family Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SingleFamilyLoanMember" xlink:to="byfc_SingleFamilyLoanMember_lbl1" xlink:title="label: SingleFamilyLoanMember to byfc_SingleFamilyLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_SingleFamilyLoanMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_SingleFamilyLoanMember_lbl2" xml:lang="en-US" id="byfc_SingleFamilyLoanMember_lbl2">Single Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SingleFamilyLoanMember" xlink:to="byfc_SingleFamilyLoanMember_lbl2" xlink:title="label: SingleFamilyLoanMember to byfc_SingleFamilyLoanMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1">Loans Individually Evaluated for Impairment by Class of Loans with Related Allowance [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl2" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl2">With an Allowance Recorded [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract" xlink:to="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl2" xlink:title="label: LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract to byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithRelatedAllowanceAbstract_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_MultifamilyLoanMember" xlink:label="MultifamilyLoanMember" xlink:title="MultifamilyLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_MultifamilyLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_MultifamilyLoanMember_lbl" xml:lang="en-US" id="byfc_MultifamilyLoanMember_lbl">Loan to finance the purchase of multi-family residential real property.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MultifamilyLoanMember" xlink:to="byfc_MultifamilyLoanMember_lbl" xlink:title="label: MultifamilyLoanMember to byfc_MultifamilyLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_MultifamilyLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_MultifamilyLoanMember_lbl1" xml:lang="en-US" id="byfc_MultifamilyLoanMember_lbl1">Multifamily Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MultifamilyLoanMember" xlink:to="byfc_MultifamilyLoanMember_lbl1" xlink:title="label: MultifamilyLoanMember to byfc_MultifamilyLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_MultifamilyLoanMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_MultifamilyLoanMember_lbl2" xml:lang="en-US" id="byfc_MultifamilyLoanMember_lbl2">Multi-Family [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MultifamilyLoanMember" xlink:to="byfc_MultifamilyLoanMember_lbl2" xlink:title="label: MultifamilyLoanMember to byfc_MultifamilyLoanMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_ChurchLoanMember" xlink:label="ChurchLoanMember" xlink:title="ChurchLoanMember" />
    <link:label xlink:type="resource" xlink:label="byfc_ChurchLoanMember_lbl" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="byfc_ChurchLoanMember_lbl" xml:lang="en-US" id="byfc_ChurchLoanMember_lbl">Loan receivables related to church real estate receivables.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChurchLoanMember" xlink:to="byfc_ChurchLoanMember_lbl" xlink:title="label: ChurchLoanMember to byfc_ChurchLoanMember_lbl" />
    <link:label xlink:type="resource" xlink:label="byfc_ChurchLoanMember_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_ChurchLoanMember_lbl1" xml:lang="en-US" id="byfc_ChurchLoanMember_lbl1">Church Loan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChurchLoanMember" xlink:to="byfc_ChurchLoanMember_lbl1" xlink:title="label: ChurchLoanMember to byfc_ChurchLoanMember_lbl1" />
    <link:label xlink:type="resource" xlink:label="byfc_ChurchLoanMember_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_ChurchLoanMember_lbl2" xml:lang="en-US" id="byfc_ChurchLoanMember_lbl2">Church [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ChurchLoanMember" xlink:to="byfc_ChurchLoanMember_lbl2" xlink:title="label: ChurchLoanMember to byfc_ChurchLoanMember_lbl2" />
    <link:loc xlink:type="locator" xlink:href="byfc-20220930.xsd#byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:label="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" xlink:title="LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract" />
    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl1" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl1">Loans Individually Evaluated for Impairment by Class of Loans with No Related Allowance [Abstract]</link:label>
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    <link:label xlink:type="resource" xlink:label="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl2" xml:lang="en-US" id="byfc_LoansIndividuallyEvaluatedForImpairmentByClassOfLoansWithNoRelatedAllowanceAbstract_lbl2">With No Related Allowance Recorded [Abstract]</link:label>
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