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v3.23.1

Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details) - USD ($) $ in Thousands | 3 Months Ended
--- | ---
Mar. 31, 2023 | Mar. 31, 2022
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | $ 4,388 | [1] | $ 3,391
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 0
Provision (benefit) | 88 |  | 148
Ending balance | 6,285 | [1] | 3,539
Real Estate [Member] | Single Family [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 109 |  | 145
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 0
Provision (benefit) | (62) |  | 12
Ending balance | 261 |  | 157
Real Estate [Member] | Multi-Family [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 3,273 |  | 2,657
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 0
Provision (benefit) | 56 |  | 114
Ending balance | 3,932 |  | 2,771
Real Estate [Member] | Commercial Real Estate [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 449 |  | 236
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 0
Provision (benefit) | 97 |  | (20)
Ending balance | 1,012 |  | 216
Real Estate [Member] | Church [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 65 |  | 103
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 0
Provision (benefit) | (10) |  | (40)
Ending balance | 92 |  | 63
Real Estate [Member] | Construction [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 313 |  | 212
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 0
Provision (benefit) | 61 |  | 25
Ending balance | 593 |  | 237
Commercial - Other [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 175 |  | 23
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 0
Provision (benefit) | (72) |  | 57
Ending balance | 357 |  | 80
SBA Loans [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 0 |  |
Charge-offs | 0 |  |
Recoveries | 0 |  |
Provision (benefit) | 18 |  |
Ending balance | 38 |  |
Consumer [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 4 |  | 15
Charge-offs | 0 |  | 0
Recoveries | 0 |  | 0
Provision (benefit) | 0 |  | 0
Ending balance | 0 |  | $ 15
ASU 2016-13 [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 6,197 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 1,809 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Single Family [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 214 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Multi-Family [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 603 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Commercial Real Estate [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 466 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Church [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 37 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Construction [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 219 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Commercial - Other [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 254 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | SBA Loans [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | 20 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Consumer [Member] |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |
Beginning balance | $ (4) |  |
[1] | The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450 and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is reflective of estimated expected lifetime credit losses.

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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI https://asc.fasb.org/extlink&oid=126897435&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -URI https://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (c) Reference 9: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
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