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Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | $ 6,285 |  | $ 3,539 | $ 4,388 | [1] | $ 3,391
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | 685 | [2] | (577) | 773 | [2] | (429)
Ending balance |  | 6,970 | [1] | 2,962 | 6,970 | [1] | 2,962
Provision for off balance sheet loan commitments |  | 83 |  |  | 37 |  |
Real Estate [Member] | Single Family [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 261 |  | 157 | 109 |  | 145
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | (14) | [2] | (37) | (76) | [2] | (25)
Ending balance |  | 247 |  | 120 | 247 |  | 120
Real Estate [Member] | Multi-Family [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 3,932 |  | 2,771 | 3,273 |  | 2,657
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | 323 | [2] | (493) | 379 | [2] | (379)
Ending balance |  | 4,255 |  | 2,278 | 4,255 |  | 2,278
Real Estate [Member] | Commercial Real Estate [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 1,012 |  | 217 | 449 |  | 236
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | 0 | [2] | (64) | 97 | [2] | (83)
Ending balance |  | 1,012 |  | 153 | 1,012 |  | 153
Real Estate [Member] | Church [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 92 |  | 63 | 65 |  | 103
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | (9) | [2] | (15) | (19) | [2] | (55)
Ending balance |  | 83 |  | 48 | 83 |  | 48
Real Estate [Member] | Construction [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 593 |  | 236 | 313 |  | 212
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | 195 | [2] | (15) | 256 | [2] | 9
Ending balance |  | 788 |  | 221 | 788 |  | 221
Commercial - Other [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 357 |  | 95 | 175 |  | 23
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | 189 | [2] | 43 | 117 | [2] | 115
Ending balance |  | 546 |  | 138 | 546 |  | 138
SBA Loans [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 38 |  |  | 0 |  |
Charge-offs |  | 0 |  |  | 0 |  |
Recoveries |  | 0 |  |  | 0 |  |
Provision (recapture) | [2] | 1 |  |  | 19 |  |
Ending balance |  | 39 |  |  | 39 |  |
Consumer [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 0 |  | 0 | 4 |  | 15
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | 0 | [2] | 4 | 0 | [2] | (11)
Ending balance |  | $ 0 |  | $ 4 | 0 |  | $ 4
ASU 2016-13 [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 6,197 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 1,809 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Single Family [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 214 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Multi-Family [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 603 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Commercial Real Estate [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 466 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Church [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 37 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Construction [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 219 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Commercial - Other [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 254 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | SBA Loans [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 20 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Consumer [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | $ (4) |  |
[1] | The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450 and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is reflective of estimated expected lifetime credit losses.
[2] | The bank also recorded a provision for off balance sheet loan commitments of $83 thousand for the three months ended June 30, 2023 and $37 thousand for six months ended June 30, 2023.

X
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