<SEC-DOCUMENT>0001140361-23-053500.txt : 20231115
<SEC-HEADER>0001140361-23-053500.hdr.sgml : 20231115
<ACCEPTANCE-DATETIME>20231115173014
ACCESSION NUMBER:		0001140361-23-053500
CONFORMED SUBMISSION TYPE:	NT 10-Q
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20230930
FILED AS OF DATE:		20231115
DATE AS OF CHANGE:		20231115
EFFECTIVENESS DATE:		20231115

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BROADWAY FINANCIAL CORP \DE\
		CENTRAL INDEX KEY:			0001001171
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				954547287
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		NT 10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39043
		FILM NUMBER:		231411735

	BUSINESS ADDRESS:	
		STREET 1:		5055 WILSHIRE BLVD STE 500
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90036
		BUSINESS PHONE:		3236341700

	MAIL ADDRESS:	
		STREET 1:		5055 WILSHIRE BLVD STE 500
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90036
</SEC-HEADER>
<DOCUMENT>
<TYPE>NT 10-Q
<SEQUENCE>1
<FILENAME>ef20014808_nt10q.htm
<DESCRIPTION>NT 10-Q
<TEXT>
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      <div style="text-align: center; text-indent: -0.7pt; margin-right: 131.05pt; margin-left: 132.45pt; color: rgb(0, 0, 0); font-size: 14pt; font-weight: bold;">UNITED STATES</div>
      <div style="text-align: center; text-indent: -0.7pt; margin-right: 131.05pt; margin-left: 132.45pt; color: rgb(0, 0, 0); font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION </div>
      <div style="text-align: center; text-indent: -0.7pt; margin-right: 131.05pt; margin-left: 132.45pt; color: rgb(0, 0, 0); font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
      <div><br>
      </div>
      <div style="text-align: center; margin-left: 0.25pt; color: rgb(0, 0, 0); font-size: 18pt; font-weight: bold;">FORM 12b-25</div>
      <div>&#160;</div>
      <div style="text-align: center; text-indent: -0.5pt; margin-right: 131.85pt; margin-left: 132.25pt; color: #000000; font-weight: bold;">NOTIFICATION OF LATE FILING</div>
      <div>&#160;</div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">(<font style="font-style: italic;">Check One</font>): &#9744; Form 10-K &#9744; Form 20-F &#9744; Form 11-K &#9746; Form 10-Q &#9744; Form 10-D &#9744; Form N-CEN</div>
      <div style="margin-left: 37pt; color: #000000;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#9744; Form N-CSR</div>
      <div style="margin-left: 37pt; color: #000000;"> <br>
      </div>
      <div>
        <div style="margin-left: 72pt;"><font style="color: #000000;"> </font>
          <table cellspacing="0" cellpadding="0" border="0" id="zafa28c21e6d64b3cb7d156c08a4cacd0" style="width: 50%; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">

              <tr>
                <td style="width: 15%; padding-bottom: 2px;">
                  <div><font style="color: #000000;">For Period Ended:</font></div>
                </td>
                <td style="width: 35%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div>&#160;<font style="color: #000000;">September 30, 2023</font></div>
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        <div style="margin-left: 72pt;"><font style="color: #000000;"> <br>
          </font></div>
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            <td style="width: 72pt;">&#160;</td>
            <td style="width: 13.9pt; vertical-align: top; color: rgb(0, 0, 0);">&#9744;</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Transition Report on Form 10-K</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf58c0bd0b062477e93f02862c6288140">

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            <td style="width: 72pt;"><br>
            </td>
            <td style="width: 13.9pt; vertical-align: top; color: rgb(0, 0, 0);">&#9744;</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Transition Report on Form 20-F</div>
            </td>
          </tr>

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      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z21ee9e360ad3467693b6609d0195955b">

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            <td style="width: 72pt;"><br>
            </td>
            <td style="width: 13.9pt; vertical-align: top; color: rgb(0, 0, 0);">&#9744;</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Transition Report on Form 11-K</div>
            </td>
          </tr>

      </table>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z23e9b237d2fd49b59a4c0bd90e823131">

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            <td style="width: 72pt;"><br>
            </td>
            <td style="width: 13.9pt; vertical-align: top; color: rgb(0, 0, 0);">&#9744;</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Transition Report on Form 10-Q</div>
            </td>
          </tr>

      </table>
      <div style="text-indent: -0.7pt; margin-left: 77pt; color: #000000;"> <br>
      </div>
      <div style="text-indent: -0.7pt; color: rgb(0, 0, 0); margin-left: 72pt;">
        <table cellspacing="0" cellpadding="0" border="0" style="width: 50%; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">

            <tr>
              <td style="width: 25%; padding-bottom: 2px;">For the Transition Period Ended:&#160; <br>
              </td>
              <td style="width: 25%; border-bottom: 2px solid rgb(0, 0, 0);"><br>
              </td>
            </tr>

        </table>
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      <div style="text-indent: -0.7pt; margin-left: 77pt; color: #000000;">&#160;&#160;&#160;&#160;&#160;&#160;&#160; <br>
      </div>
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            <td style="width: 100%; vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0);">
              <div style="text-align: center; margin-right: 58.45pt; color: rgb(0, 0, 0); font-weight: bold;">Nothing in this form shall be construed to imply that the Commission has verified any information contained herein.</div>
            </td>
          </tr>

      </table>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">If the notification relates to a portion of the filing checked above, identify the item(s) to which the notification relates:</div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;"><br>
      </div>
      <div>
        <hr align="center" style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"></div>
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      <div style="color: #000000; font-weight: bold;">PART I&#8212;REGISTRANT INFORMATION</div>
      <div>&#160;</div>
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            <td style="width: 100%; vertical-align: top;">
              <div><font style="font-size: 24pt; color: rgb(0, 0, 0);">Broadway Financial Corporation</font><font style="font-size: 24pt;"><br>
                </font></div>
            </td>
          </tr>
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            <td style="width: 100%; vertical-align: top;">
              <div><br>
              </div>
            </td>
          </tr>
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            <td style="width: 100%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">
              <div><font style="color: #000000;">Full Name of Registrant</font></div>
            </td>
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          <tr>
            <td style="width: 100%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top;">
              <div><font style="color: #000000;">N/A</font><br>
              </div>
            </td>
          </tr>
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            <td style="width: 100%; vertical-align: top;">
              <div><br>
              </div>
            </td>
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            <td style="width: 100%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">
              <div><font style="color: #000000;">Former Name if Applicable</font><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top;">
              <div><font style="color: #000000;">4601 Wilshire Boulevard, Suite 150</font> <br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top;">
              <div><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">
              <div><font style="color: #000000;">Address of Principal Executive Office (Street and Number)</font><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 100%; vertical-align: top;">
              <div><font style="color: #000000;">Los Angeles, California, 90010</font><br>
              </div>
            </td>
          </tr>
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            <td style="width: 100%; vertical-align: top;">
              <div><br>
              </div>
            </td>
          </tr>
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            <td style="width: 100%; vertical-align: top; border-top: 2px solid rgb(0, 0, 0);">
              <div><font style="color: #000000;">City, State and Zip Code</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160; <br>
              </div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="color: #000000; font-weight: bold;">PART II&#8212;RULES 12b-25(b) AND (c)</div>
      <div>&#160;</div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b), the following should be completed. (Check
        box if appropriate)</div>
      <div>&#160;</div>
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            <td rowspan="3" style="width: 5%; vertical-align: middle; border-right: 2px solid rgb(0, 0, 0);">
              <div style="color: rgb(0, 0, 0);">&#9744;</div>
            </td>
            <td style="width: 3%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0);">
              <div style="color: rgb(0, 0, 0);">(a)</div>
            </td>
            <td style="width: 92%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">The reason described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0);">
              <div style="color: rgb(0, 0, 0);">(b)</div>
            </td>
            <td style="width: 92%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">The subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, Form 11-K, Form N-CEN or Form N-CSR, or portion thereof, will be filed on or before the fifteenth calendar day
                following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q or subject distribution report on Form 10-D, or portion thereof, will be filed on or before the fifth calendar day following the prescribed
                due date; and</div>
            </td>
          </tr>
          <tr>
            <td style="width: 3%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0);">
              <div style="color: rgb(0, 0, 0);">(c)</div>
            </td>
            <td style="width: 92%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">The accountant&#8217;s statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.</div>
            </td>
          </tr>

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      <div><br>
      </div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div style="page-break-after: always;" class="BRPFPageBreak">
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      <div style="color: #000000; font-weight: bold;">PART III&#8212;NARRATIVE</div>
      <div>&#160;</div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">State below in reasonable detail why Forms 10-K, 20-F, 11-K, 10-Q, 10-D, N-CEN, N-CSR, or the transition report or portion thereof, could not be filed within the prescribed time
        period.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: -0.5pt; margin-left: 1pt; color: #000000;">Broadway Financial Corporation (the &#8220;Registrant,&#8221; &#8220;our&#8221; or &#8220;we&#8221;) is unable to file, without unreasonable effort and expense, our Quarterly Report on Form 10-Q
        for the quarter ended September 30, 2023 (the &#8220;Form 10-Q&#8221;) because the Registrant&#8217;s principal executive officer and principal financial officer need additional time to complete their evaluation of the effectiveness of the Registrant&#8217;s disclosure
        controls and procedures. In the course of preparing the Form 10-Q, we determined that a deficiency in our internal control over financial reporting existed as of September 30, 2023, which likely represents a material weakness.&#160; We intend to file
        the Form 10-Q and provide further information on our control environment as soon as reasonably practical.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: -0.5pt; margin-left: 1pt; color: #000000; font-style: italic; font-weight: bold;">Forward-Looking Statements</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: -0.5pt; margin-left: 1pt; color: #000000;">This filing contains a number of forward-looking statements.&#160; Words such as &#8220;expect,&#8221; &#8220;intend,&#8221; &#8220;will&#8221; and similar future or conditional expressions are intended
        to identify forward-looking statements.&#160; These forward-looking statements include, but are not limited to, statements regarding our beliefs and expectations relating to the filing of the Form 10-Q and the completion of the ongoing evaluation of our
        disclosure controls and procedures.&#160; These forward-looking statements are not guarantees of future events or results and are subject to a number of risks and uncertainties, many of which are difficult to predict and beyond our control.&#160; Important
        factors that may cause actual results to differ materially from those in the forward-looking statements include, but are not limited to, a material delay in the Registrant&#8217;s financial reporting, including the possibility that the ongoing evaluation
        may identify material weaknesses or other control deficiencies, misstatements, or errors in the Registrant&#8217;s accounting practices.&#160; We disclaim and do not undertake any obligation to update or revise any forward-looking statement herein, except as
        required by applicable law or regulation.</div>
      <div>&#160;</div>
      <div style="color: #000000; font-weight: bold;">PART IV&#8212;OTHER INFORMATION</div>
      <div>&#160;</div>
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          <tr>
            <td style="width: 35.5pt; vertical-align: top; color: #000000;">(1)</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Name and telephone number of person to contact in regard to this notification.</div>
            </td>
          </tr>

      </table>
      <div>&#160;</div>
      <div>
        <table cellspacing="0" cellpadding="0" border="0" align="center" id="z98092f6adf2e43d4adbfa3681b5e149d" style="width: 60%; color: #000000; font-family: 'Times New Roman'; font-size: 10pt;">

            <tr>
              <td style="width: 19%; text-align: center;"><font style="color: rgb(0, 0, 0);">Brenda J. Battey</font></td>
              <td colspan="1" style="text-align: center; width: 2%;">&#160;</td>
              <td style="width: 19%; text-align: center;"><font style="color: rgb(0, 0, 0);"><font style="color: rgb(0, 0, 0);">(323)</font></font></td>
              <td colspan="1" style="text-align: center; width: 2%;">&#160;</td>
              <td style="width: 18%; text-align: center;"><font style="color: rgb(0, 0, 0);">634-1700</font></td>
            </tr>
            <tr>
              <td style="width: 19%; border-bottom: 2px solid rgb(0, 0, 0);"><br>
              </td>
              <td colspan="1" style="padding-bottom: 2px; width: 2%;">&#160;</td>
              <td style="width: 19%; border-bottom: 2px solid rgb(0, 0, 0);"><br>
              </td>
              <td colspan="1" style="padding-bottom: 2px; width: 2%;">&#160;</td>
              <td style="width: 18%; border-bottom: 2px solid rgb(0, 0, 0);"><br>
              </td>
            </tr>
            <tr>
              <td style="width: 19%; text-align: center;"><font style="color: rgb(0, 0, 0);">(Name)</font></td>
              <td colspan="1" style="text-align: center; width: 2%;">&#160;</td>
              <td style="width: 19%; text-align: center;"><font style="color: rgb(0, 0, 0);"><font style="color: rgb(0, 0, 0);">(Area Code)</font></font></td>
              <td colspan="1" style="text-align: center; width: 2%;">&#160;</td>
              <td style="width: 18%; text-align: center;"><font style="color: rgb(0, 0, 0);">(Telephone Number)</font></td>
            </tr>

        </table>
      </div>
      <div> <br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z715130dbd98c4e7098fd2035899d44f6">

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            <td style="width: 35.5pt; vertical-align: top; color: #000000;">(2)</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Have all other periodic reports required under Section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the Investment Company Act of 1940 during the preceding 12 months or for such shorter
                period that the registrant was required to file such report(s) been filed? If the answer is no, identify report(s).&#160; &#160; &#9746; Yes &#9744; No</div>
            </td>
          </tr>

      </table>
      <div style="margin-left: 30.45pt;"><font style="color: #000000;"> </font><br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc0c965188df247658923f8ad9818a326">

          <tr>
            <td style="width: 35.5pt; vertical-align: top; color: #000000;">(3)</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be reflected by the earnings statements to be included in the subject report
                or portion thereof?&#160; &#9744;&#160; Yes &#9746; No</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">If so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate of the results cannot be
        made.</div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" border="0" align="center" style="border-collapse: collapse; width: 50%; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left;" id="z205b585999a04b229188da2b26476a12">

          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: center;"><font style="color: rgb(0, 0, 0);">Broadway Financial Corporation</font><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div><br>
              </div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="text-align: center;"><font style="color: rgb(0, 0, 0);"><font style="color: rgb(0, 0, 0);">(Name of Registrant as Specified in Charter)</font><br>
                </font></div>
            </td>
          </tr>

      </table>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;"> <br>
      </div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">has caused this notification to be signed on its behalf by the undersigned thereunto duly authorized.</div>
      <div>&#160;</div>
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          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Date: November 15, 2023</div>
            </td>
            <td style="width: 3%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">By:</div>
            </td>
            <td style="width: 47%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">/s/ Brenda J. Battey</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">
              <div><br>
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            <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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