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Loans Receivable Held for Investment, Summary (Details) - USD ($) $ in Thousands | 12 Months Ended |  |
--- | --- | --- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | $ 886,606 |  | $ 771,689 |  |
Unamortized net deferred loan costs and premiums |  | 1,971 |  | 1,755 |  |
Gross loans receivable |  | 888,577 |  | 773,444 |  |
Credit and interest marks on purchased loans, net |  | (772) |  | (1,010) |  |
Allowance for credit losses |  | (7,348) | [1] | (4,388) | [1] | $ (3,391)
Loans receivable, net |  | 880,457 |  | 768,046 |  |
Real Estate [Member] | Single-Family [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 24,702 |  | 30,038 |  |
Gross loans receivable |  | 24,702 |  | 30,038 |  |
Allowance for credit losses |  | (260) |  | (109) |  | (145)
Real Estate [Member] | Multi-Family [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 561,447 |  | 502,141 |  |
Gross loans receivable |  | 563,418 |  | 503,896 |  |
Allowance for credit losses |  | (4,413) |  | (3,273) |  | (2,657)
Real Estate [Member] | Commercial Real Estate [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 119,436 |  | 114,574 |  |
Gross loans receivable |  | 119,436 |  | 114,574 |  |
Allowance for credit losses |  | (1,094) |  | (449) |  | (236)
Real Estate [Member] | Church [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 12,717 |  | 15,780 |  |
Gross loans receivable |  | 12,717 |  | 15,780 |  |
Allowance for credit losses |  | (72) |  | (65) |  | (103)
Real Estate [Member] | Construction [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 89,887 |  | 40,703 |  |
Gross loans receivable |  | 89,887 |  | 40,703 |  |
Allowance for credit losses |  | (932) |  | (313) |  | (212)
Commercial - Other [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 63,450 |  | 64,841 |  |
Gross loans receivable |  |  |  | 68,442 |  |
Allowance for credit losses |  | (529) |  | (175) |  | (23)
Commercial - Other [Member] | PPP Loans [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | $ 2,500 |  | 2,700 |  |
Loans receivable, interest rate |  | 1.00% |  |  |  |
Commercial - Other [Member] | PPP Loans [Member] | Minimum [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Loans receivable, term |  | 2 years |  |  |  |
Commercial - Other [Member] | PPP Loans [Member] | Maximum [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Loans receivable, term |  | 5 years |  |  |  |
SBA Loans [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums | [2] | $ 14,954 |  | 3,601 |  |
Gross loans receivable |  | 14,954 |  | 3,601 |  |
Allowance for credit losses |  | (48) |  | 0 |  |
Consumer [Member] |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 13 |  | 11 |  |
Gross loans receivable |  | 13 |  | 11 |  |
Allowance for credit losses |  | $ 0 |  | $ (4) |  | $ (15)
[1] | The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450 and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is reflective of estimated expected lifetime credit losses.
[2] | Including Paycheck Protection Program (PPP) loans.

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