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Loans Receivable Held for Investment, Activity in Allowance for Credit Losses on Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2023 | Sep. 30, 2022 | Sep. 30, 2023 | Sep. 30, 2022
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | $ 6,970 |  | $ 2,962 | $ 4,388 | [1] | $ 3,391
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | (71) | [2] | 1,021 | 702 | [2] | 592
Ending balance |  | 6,899 | [1] | 3,983 | 6,899 | [1] | 3,983
Provision for off balance sheet loan commitments |  | 69 |  |  | 106 |  |
(Recapture of) provision for credit losses |  | (2) |  | 1,021 | 808 |  | 592
Real Estate [Member] | Single Family [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 247 |  | 120 | 109 |  | 145
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | (6) | [2] | (8) | (82) | [2] | (33)
Ending balance |  | 241 |  | 112 | 241 |  | 112
Real Estate [Member] | Multi-Family [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 4,255 |  | 2,278 | 3,273 |  | 2,657
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | (8) | [2] | 641 | 371 | [2] | 262
Ending balance |  | 4,247 |  | 2,919 | 4,247 |  | 2,919
Real Estate [Member] | Commercial Real Estate [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 1,012 |  | 153 | 449 |  | 236
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | 9 | [2] | 142 | 106 | [2] | 59
Ending balance |  | 1,021 |  | 295 | 1,021 |  | 295
Real Estate [Member] | Church [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 83 |  | 48 | 65 |  | 103
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | (4) | [2] | 6 | (23) | [2] | (49)
Ending balance |  | 79 |  | 54 | 79 |  | 54
Real Estate [Member] | Construction [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 788 |  | 221 | 313 |  | 212
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | 59 | [2] | 187 | 315 | [2] | 196
Ending balance |  | 847 |  | 408 | 847 |  | 408
Commercial - Other [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 546 |  | 138 | 175 |  | 23
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | (121) | [2] | 53 | (4) | [2] | 168
Ending balance |  | 425 |  | 191 | 425 |  | 191
SBA Loans [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 39 |  |  | 0 |  |
Charge-offs |  | 0 |  |  | 0 |  |
Recoveries |  | 0 |  |  | 0 |  |
Provision (recapture) | [2] | 0 |  |  | 19 |  |
Ending balance |  | 39 |  |  | 39 |  |
Consumer [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  | 0 |  | 4 | 4 |  | 15
Charge-offs |  | 0 |  | 0 | 0 |  | 0
Recoveries |  | 0 |  | 0 | 0 |  | 0
Provision (recapture) |  | 0 | [2] | 0 | 0 | [2] | (11)
Ending balance |  | $ 0 |  | $ 4 | 0 |  | $ 4
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 1,809 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Single Family [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 214 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Multi-Family [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 603 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Commercial Real Estate [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 466 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Church [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 37 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Real Estate [Member] | Construction [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 219 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Commercial - Other [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 254 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | SBA Loans [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | 20 |  |
Cumulative Effect, Period of Adoption, Adjustment [Member] | ASU 2016-13 [Member] | Consumer [Member] |  |  |  |  |  |  |
Allowance for Credit Losses on Loans [Roll Forward] |  |  |  |  |  |  |
Beginning balance |  |  |  |  | $ (4) |  |
[1] | The allowance for credit losses as of December 31, 2022 was accounted for under ASC 450 and ASC 310, which is reflective of probable incurred losses as of the date of the consolidated statement of financial condition. Effective January 1, 2023, the allowance for credit losses is accounted for under ASC 326, which is reflective of estimated expected lifetime credit losses.
[2] | The bank also recorded a provision for off-balance sheet loan commitments of $69 thousand for the three months ended September 30, 2023 and $106 thousand for the nine months ended September 30, 2023.

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable, including off-balance sheet loan commitments. + References No definition available. + Details
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