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Loans Receivable Held for Investment, Summary (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended |  |  |
--- | --- | --- | --- | --- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2022
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | $ 973,855 |  | $ 973,855 |  | $ 886,606 |  |  |
Unamortized net deferred loan costs and premiums |  | 1,896 |  | 1,896 |  | 1,971 |  |  |
Gross loans receivable |  | 975,751 |  | 975,751 |  | 888,577 |  |  |
Credit and interest marks on purchased loans, net |  | (436) |  | (436) |  | (772) |  |  |
Allowance for credit losses |  | (8,527) | $ (6,899) | (8,527) | $ (6,899) | (7,348) | $ (8,104) | $ (6,970) | $ (4,388)
Loans receivable, net |  | 966,788 |  | 966,788 |  | 880,457 |  |  |
Accrued interest on loans receivable |  | 4,500 |  | 4,500 |  | 3,300 |  |  |
Provision for (recovery of) credit losses |  | 399 | (2) | 1,153 | 808 |  |  |  |
Recovery of provision for off-balance sheet loan commitments |  | 24 | 69 | 26 | 106 |  |  |  |
Real Estate [Member] | Single-Family [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 23,845 |  | 23,845 |  | 24,702 |  |  |
Gross loans receivable |  | 23,869 |  | 23,869 |  | 24,702 |  |  |
Allowance for credit losses |  | (214) | (241) | (214) | (241) | (260) | (301) | (247) | (109)
Real Estate [Member] | Multi-Family [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 625,662 |  | 625,662 |  | 561,447 |  |  |
Gross loans receivable |  | 628,591 |  | 628,591 |  | 563,418 |  |  |
Allowance for credit losses |  | (4,736) | (4,247) | (4,736) | (4,247) | (4,413) | (4,690) | (4,255) | (3,273)
Real Estate [Member] | Commercial Real Estate [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 163,258 |  | 163,258 |  | 119,436 |  |  |
Gross loans receivable |  | 160,808 |  | 160,808 |  | 119,436 |  |  |
Allowance for credit losses |  | (1,293) | (1,021) | (1,293) | (1,021) | (1,094) | (1,171) | (1,012) | (449)
Real Estate [Member] | Church [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 9,543 |  | 9,543 |  | 12,717 |  |  |
Gross loans receivable |  | 11,717 |  | 11,717 |  | 12,717 |  |  |
Allowance for credit losses |  | (60) | (79) | (60) | (79) | (72) | (84) | (83) | (65)
Real Estate [Member] | Construction [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 79,396 |  | 79,396 |  | 89,887 |  |  |
Gross loans receivable |  | 78,950 |  | 78,950 |  | 89,887 |  |  |
Allowance for credit losses |  | (1,381) | (847) | (1,381) | (847) | (932) | (1,110) | (788) | (313)
Commercial - Other [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 71,236 |  | 71,236 |  | 63,450 |  |  |
Allowance for credit losses |  | $ (759) | (425) | $ (759) | (425) | $ (529) | (618) | (546) | (175)
Commercial - Other [Member] | PPP Loans [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Loans receivable, interest rate |  | 1.00% |  | 1.00% |  |  |  |  |
Commercial - Other [Member] | PPP Loans [Member] | Minimum [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Loans receivable, term |  |  |  | 2 years |  | 2 years |  |  |
Commercial - Other [Member] | PPP Loans [Member] | Maximum [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Loans receivable, term |  |  |  | 5 years |  | 5 years |  |  |
SBA Loans [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums | [1] | $ 895 |  | $ 895 |  | $ 14,954 |  |  |
Gross loans receivable |  | 895 |  | 895 |  | 14,954 |  |  |
Allowance for credit losses |  | (84) | (39) | (84) | (39) | (48) | (130) | (39) | 0
SBA Loans [Member] | PPP Loans [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 0 |  | 0 |  | 2,500 |  |  |
Consumer [Member] |  |  |  |  |  |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |  |  |  |  |  |
Gross loans receivable before deferred loan costs and premiums |  | 20 |  | 20 |  | 13 |  |  |
Gross loans receivable |  | 20 |  | 20 |  | 13 |  |  |
Allowance for credit losses |  | $ 0 | $ 0 | $ 0 | $ 0 | $ 0 | $ 0 | $ 0 | $ (4)
[1] | Including Paycheck Protection Program (“PPP”) loans.

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