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v3.25.2

Loans Receivable Held for Investment, Summary (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Dec. 31, 2024 | Mar. 31, 2024 | Dec. 31, 2023
--- | --- | --- | --- | ---
Loans Receivable Held for Investment [Abstract] |  |  |  |
Gross loans receivable before deferred loan costs and premiums | $ 978,136 | $ 975,196 |  |
Unamortized net deferred loan costs and premiums | 2,114 | 2,116 |  |
Gross loans receivable | 980,250 | 977,312 |  |
Credit and interest marks on purchased loans, net | (245) | (348) |  |
Allowance for credit losses | (8,774) | (8,103) | $ (7,552) | $ (7,348)
Loans receivable, net | 971,231 | 968,861 |  |
Real Estate [Member] | Single-Family [Member] |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |
Gross loans receivable before deferred loan costs and premiums | 23,056 | 23,566 |  |
Gross loans receivable | 23,077 | 23,578 |  |
Allowance for credit losses | (188) | (196) | (298) | (260)
Real Estate [Member] | Multi-Family [Member] |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |
Gross loans receivable before deferred loan costs and premiums | 627,303 | 633,306 |  |
Gross loans receivable | 630,219 | 636,259 |  |
Allowance for credit losses | (4,583) | (4,568) | (4,325) | (4,413)
Real Estate [Member] | Commercial Real Estate [Member] |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |
Gross loans receivable before deferred loan costs and premiums | 161,056 | 156,155 |  |
Gross loans receivable | 160,954 | 156,076 |  |
Allowance for credit losses | (1,184) | (1,129) | (1,109) | (1,094)
Real Estate [Member] | Church [Member] |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |
Gross loans receivable before deferred loan costs and premiums | 9,286 | 9,470 |  |
Gross loans receivable | 9,292 | 9,475 |  |
Allowance for credit losses | (51) | (54) | (90) | (72)
Real Estate [Member] | Construction [Member] |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |
Gross loans receivable before deferred loan costs and premiums | 84,076 | 80,948 |  |
Gross loans receivable | 83,645 | 80,488 |  |
Allowance for credit losses | (1,411) | (1,475) | (956) | (932)
Commercial - Other [Member] |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |
Gross loans receivable before deferred loan costs and premiums | 72,107 | 70,596 |  |
Allowance for credit losses | (1,279) | (670) | (722) | (529)
SBA Loans [Member] |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |
Gross loans receivable before deferred loan costs and premiums | 1,127 | 1,142 |  |
Gross loans receivable | 1,127 | 1,142 |  |
Allowance for credit losses | (78) | (11) | $ (52) | $ (48)
Consumer [Member] |  |  |  |
Loans Receivable Held for Investment [Abstract] |  |  |  |
Gross loans receivable before deferred loan costs and premiums | 125 | 13 |  |
Gross loans receivable | $ 125 | $ 13 |  |

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