<SEC-DOCUMENT>0001140361-25-042361.txt : 20251114
<SEC-HEADER>0001140361-25-042361.hdr.sgml : 20251114
<ACCEPTANCE-DATETIME>20251114170025
ACCESSION NUMBER:		0001140361-25-042361
CONFORMED SUBMISSION TYPE:	NT 10-Q
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20250930
FILED AS OF DATE:		20251114
DATE AS OF CHANGE:		20251114
EFFECTIVENESS DATE:		20251114

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BROADWAY FINANCIAL CORP \DE\
		CENTRAL INDEX KEY:			0001001171
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		EIN:				954547287
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		NT 10-Q
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39043
		FILM NUMBER:		251487901

	BUSINESS ADDRESS:	
		STREET 1:		5055 WILSHIRE BLVD STE 500
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90036
		BUSINESS PHONE:		3236341700

	MAIL ADDRESS:	
		STREET 1:		5055 WILSHIRE BLVD STE 500
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90036
</SEC-HEADER>
<DOCUMENT>
<TYPE>NT 10-Q
<SEQUENCE>1
<FILENAME>ef20059183_nt10q.htm
<DESCRIPTION>NT 10-Q
<TEXT>
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      <div style="text-align: center; text-indent: -0.7pt; margin-right: 131.05pt; margin-left: 132.45pt; color: #000000; font-weight: bold;"><a name="z_Hlk166597767"></a><font style="font-size: 14pt;">UNITED STATES</font></div>
      <div style="text-align: center; text-indent: -0.7pt; margin-right: 131.05pt; margin-left: 132.45pt; color: rgb(0, 0, 0); font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
      <div style="text-align: center; text-indent: -0.7pt; margin-right: 131.05pt; margin-left: 132.45pt; color: rgb(0, 0, 0); font-size: 14pt; font-weight: bold;"> <font style="font-size: 12pt;">Washington, D.C. 20549</font></div>
      <div><br>
      </div>
      <div style="text-align: center; margin-left: 0.25pt; color: rgb(0, 0, 0); font-size: 18pt; font-weight: bold;">FORM 12b-25</div>
      <div>&#160;</div>
      <div style="text-align: center; text-indent: -0.5pt; margin-right: 131.85pt; margin-left: 132.25pt; color: #000000; font-weight: bold;">NOTIFICATION OF LATE FILING</div>
      <div>&#160;</div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">(<font style="font-style: italic;">Check One</font>):&#160;&#160;&#160; &#9744; Form 10-K &#9744; Form 20-F &#9744; Form 11-K &#9746;Form 10-Q &#9744; Form 10-D &#9744; Form N-CEN</div>
      <div style="margin-left: 64pt; color: rgb(0, 0, 0);">&#9744; Form N-CSR</div>
      <div><br>
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            <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
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              <div style="color: rgb(0, 0, 0);">For Period Ended:</div>
            </td>
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              <div style="color: rgb(0, 0, 0);">September 30, 2025</div>
            </td>
            <td style="width: 40%; vertical-align: top;">&#160;</td>
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          <tr>
            <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: #000000;">&#9744; Transition Report on Form 10-K</div>
            </td>
            <td style="width: 40%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
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              <div style="color: #000000;">&#9744; Transition Report on Form 20-F</div>
            </td>
            <td style="width: 40%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
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              <div style="color: #000000;">&#9744; Transition Report on Form 11-K</div>
            </td>
            <td style="width: 40%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td colspan="1" style="width: 10%; vertical-align: top;">&#160;</td>
            <td colspan="2" style="vertical-align: top;">
              <div style="color: #000000;">&#9744; Transition Report on Form 10-Q</div>
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            <td style="width: 40%; vertical-align: top;">&#160;</td>
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            <td colspan="1" style="width: 10%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td style="vertical-align: top; padding-bottom: 2px; width: 22%;">
              <div style="color: rgb(0, 0, 0);">For the Transition Period Ended:</div>
            </td>
            <td style="width: 63%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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            <td style="vertical-align: top; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0) rgb(0, 0, 0) rgb(0, 0, 0); width: 100%;">
              <div style="text-align: center; margin-right: 58.45pt; color: rgb(0, 0, 0); font-weight: bold;">Nothing in this form shall be construed to imply that the Commission has verified any information contained herein.</div>
            </td>
          </tr>

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      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">If the notification relates to a portion of the filing checked above, identify the item(s) to which the notification relates:</div>
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                <div>&#160;</div>
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              <td colspan="1" style="width: 5%; padding-bottom: 2px;">&#160;</td>
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      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;"> <br>
      </div>
      <div style="color: #000000; font-weight: bold;">PART I&#8212;REGISTRANT INFORMATION</div>
      <div><br>
      </div>
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              <div style="color: rgb(0, 0, 0);">Broadway Financial Corporation</div>
            </td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50.01%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
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              <div style="color: rgb(0, 0, 0);">Full Name of Registrant</div>
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            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
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            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
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              <div style="color: rgb(0, 0, 0);">N/A</div>
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            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
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            <td style="width: 50.01%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
          </tr>
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            <td style="width: 50.01%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Former Name if Applicable</div>
            </td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
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            <td style="width: 50.01%; vertical-align: top;">&#160;</td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
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            <td style="width: 50.01%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">4601 Wilshire Boulevard, Suite 150</div>
            </td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
          </tr>
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            <td style="width: 50.01%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
          </tr>
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            <td style="width: 50.01%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Address of Principal Executive Office (Street and Number)</div>
            </td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50.01%; vertical-align: top;">&#160;</td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
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          <tr>
            <td style="width: 50.01%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Los Angeles, California, 90010</div>
            </td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
          </tr>
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            <td style="width: 50.01%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50.01%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">City, State and Zip Code</div>
            </td>
            <td style="width: 49.99%; vertical-align: top;">&#160;</td>
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      <div style="color: #000000; font-weight: bold;">PART II&#8212;RULES 12b-25(b) AND (c)</div>
      <div>&#160;</div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief pursuant to Rule 12b-25(b), the following should be completed. (Check
        box if appropriate)</div>
      <div>&#160;</div>
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              <div style="text-align: center; color: rgb(0, 0, 0);">&#9744;</div>
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              <div style="color: rgb(0, 0, 0); margin-left: 9pt;">(a)</div>
            </td>
            <td style="width: 92%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">The reason described in reasonable detail in Part III of this form could not be eliminated without unreasonable effort or expense;</div>
            </td>
          </tr>
          <tr>
            <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td style="width: 92%; vertical-align: top;" rowspan="1">&#160;</td>
          </tr>
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            <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0);">
              <div style="color: rgb(0, 0, 0); margin-left: 9pt;">(b)</div>
            </td>
            <td style="width: 92%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">The subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, Form 11-K, Form N-CEN or Form N-CSR, or portion thereof, will be filed on or before the fifteenth calendar day
                following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q or subject distribution report on Form 10-D, or portion thereof, will be filed on or before the fifth calendar day following the prescribed
                due date; and</div>
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            <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0);" rowspan="1">&#160;</td>
            <td style="width: 92%; vertical-align: top;" rowspan="1">&#160;</td>
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            <td style="width: 5%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0);">
              <div style="color: rgb(0, 0, 0); margin-left: 9pt;">(c)</div>
            </td>
            <td style="width: 92%; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">The accountant&#8217;s statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.</div>
            </td>
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      <div><br>
      </div>
      <div style="color: #000000; font-weight: bold;">PART III&#8212;NARRATIVE</div>
      <div>&#160;</div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">State below in reasonable detail why Forms 10-K, 20-F, 11-K, 10-Q, 10-D, N-CEN, N-CSR, or the transition report or portion thereof, could not be filed within the prescribed time
        period.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: -0.5pt; margin-left: 1pt; color: #000000;">Broadway Financial Corporation (the &#8220;Company,&#8221; the &#8220;Registrant,&#8221; &#8220;our&#8221; or &#8220;we&#8221;) is unable to file, without unreasonable effort and expense, our Quarterly Report
        on Form 10-Q for the quarter ended September 30, 2025 (the &#8220;Form 10-Q&#8221;) within the time period prescribed. The Company is experiencing delays due to the evaluation of its sold loan participation accounting in accordance with Accounting Standards
        Codification Topic 860 (&#8220;ASC 860&#8221;) and its impact to the consolidated financial statements. As a result of this delay, the Company requires additional time to fully complete its review of the financial statements for the quarter ended September 30,
        2025 for adequate disclosure of the information required to be included in the Form 10-Q.</div>
      <div>&#160;</div>
      <div style="color: #000000; font-weight: bold;">PART IV&#8212;OTHER INFORMATION</div>
      <div>&#160;</div>
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            <td style="width: 17.5pt; vertical-align: top; color: rgb(0, 0, 0);">(1)</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Name and telephone number of person to contact in regard to this notification.</div>
            </td>
          </tr>

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      <div>&#160;</div>
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            <td colspan="1" style="width: 7%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div style="text-align: center; color: rgb(0, 0, 0);">&#160;Zack Ibrahim</div>
            </td>
            <td colspan="1" style="width: 1%; vertical-align: top; text-align: center;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div style="text-align: center; color: rgb(0, 0, 0);">&#160;(202)</div>
            </td>
            <td colspan="1" style="width: 1%; vertical-align: top; text-align: center;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div style="text-align: center; color: rgb(0, 0, 0);">243-7115</div>
            </td>
            <td colspan="1" style="width: 46%; vertical-align: top;">&#160;</td>
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            <td rowspan="1" colspan="1" style="width: 7%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td rowspan="1" style="width: 15%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td rowspan="1" style="width: 15%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
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            <td colspan="1" rowspan="1" style="width: 46%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
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            <td colspan="1" style="width: 7%; vertical-align: top;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div style="text-align: center; color: rgb(0, 0, 0);">(Name)</div>
            </td>
            <td colspan="1" style="width: 1%; vertical-align: top; text-align: center;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div style="text-align: center; color: rgb(0, 0, 0);">(Area Code)</div>
            </td>
            <td colspan="1" style="width: 1%; vertical-align: top; text-align: center;">&#160;</td>
            <td style="width: 15%; vertical-align: top;">
              <div style="text-align: center; color: rgb(0, 0, 0);">(Telephone Number)</div>
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            <td colspan="1" style="width: 46%; vertical-align: top;">&#160;</td>
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            <td style="width: 17.5pt; vertical-align: top; color: rgb(0, 0, 0);">(2)</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Have all other periodic reports required under Section 13 or 15(d) of the Securities Exchange Act of 1934 or Section 30 of the Investment Company Act of 1940 during the preceding 12 months or for such shorter
                period that the registrant was required to file such report(s) been filed? If the answer is no, identify report(s).&#160; &#160;&#160; &#9744;Yes&#160; &#9746;&#160; No</div>
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      <div style="margin-left: 30.45pt; color: #000000;">Form 10-Q for the quarter ended June 30, 2025</div>
      <div>&#160;</div>
      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
        <div style="page-break-after: always;" class="BRPFPageBreak">
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            <td style="width: 17.5pt; vertical-align: top; color: rgb(0, 0, 0);">(3)</td>
            <td style="width: auto; vertical-align: top;">
              <div style="color: rgb(0, 0, 0);">Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be reflected by the earnings statements to be included in the subject report
                or portion thereof?&#160; &#9746;&#160; Yes &#9744; No</div>
            </td>
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      <div><br>
      </div>
      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">If so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate of the results cannot be
        made.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: -0.5pt; margin-left: 1pt; color: #000000;">The Company currently expects a net loss attributable to common shareholders of $24.1 million for the quarter ended September 30, 2025 compared to a net loss
        attributable to common shareholders of $228 thousand for the quarter ended September 30, 2024 primarily driven by a goodwill impairment charge of $25.9 million during the quarter ended September 30, 2025. This preliminary financial information is
        subject to the Company&#8217;s completion of its financial closing procedures and issuance of its financial statements for the quarter ended September 30, 2025.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: -0.5pt; margin-left: 1pt; color: #000000; font-style: italic; font-weight: bold;">Forward-Looking Statements</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: -0.5pt; margin-left: 1pt; color: #000000;">This filing contains a number of forward-looking statements.&#160; Words such as &#8220;expects&#8221; and similar future or conditional expressions are intended to identify
        forward-looking statements.&#160; These forward-looking statements include, but are not limited to, statements regarding our beliefs and expectations relating to the preliminary financial information for the quarter ended September 30, 2025.&#160; These
        forward-looking statements are not guarantees of future events or results and are subject to a number of risks and uncertainties, many of which are difficult to predict and beyond our control.&#160; Important factors that may cause actual results to
        differ materially from those in the forward-looking statements include, but are not limited to, a material delay in the Registrant&#8217;s financial reporting.&#160; We disclaim and do not undertake any obligation to update or revise any forward-looking
        statement herein, except as required by applicable law or regulation.</div>
      <div>&#160;</div>
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              <div style="text-align: center;">Broadway Financial Corporation <br>
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              <div style="text-align: center;">(Name of Registrant as Specified in Charter) <br>
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      <div style="text-indent: -0.5pt; margin-left: 1pt; color: #000000;">has caused this notification to be signed on its behalf by the undersigned thereunto duly authorized.</div>
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              <div style="color: rgb(0, 0, 0);">Date: November 14, 2025</div>
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              <div style="color: rgb(0, 0, 0);">By:</div>
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              <div style="color: rgb(0, 0, 0);">/s/ Zack Ibrahim</div>
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              <div style="color: rgb(0, 0, 0);">Zack Ibrahim</div>
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              <div style="color: rgb(0, 0, 0);">Executive Vice President and Chief Financial Officer</div>
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