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Note 4 - Allowance for Credit Losses (Tables)
12 Months Ended
Dec. 31, 2025
Notes Tables  
Financing Receivable, Allowance for Credit Loss [Table Text Block]
  

December 31, 2025

 
  

1-4 family residential

  

Multi-family

  

Commercial

  

Construction

  

Consumer

  

Total

 
  

(Dollars in thousands)

 

Year ended:

                        

Beginning balance

 $1,056  $37  $41  $65  $2  $1,201 

Charge-offs

                  

Recoveries

              99   99 

Net recoveries (charge-offs)

              99   99 

(Release of) Provision for credit losses

  (67)  2   (4)  (4)  (99)  (172)

Ending balance

 $989  $39  $37  $61  $2  $1,128 
  

December 31, 2024

 
  

1-4 family residential

  

Multi-family

  

Commercial

  

Construction

  

Consumer

  

Total

 
  

(Dollars in thousands)

 

Year ended:

                        

Beginning balance

 $1,094  $40  $37  $4  $1  $1,176 

Charge-offs

                  

Recoveries

                  

Net recoveries (charge-offs)

                  

Provision for (release of) credit losses

  (38)  (3)  4   61   1   25 

Ending balance

 $1,056  $37  $41  $65  $2  $1,201 
Financing Receivable Credit Quality Indicators [Table Text Block]
  

As of December 31, 2025

 
  

Term loans amortized cost basis by origination year

             
  

2025

  

2024

  

2023

  

2022

  

2021

  

Prior

  

Revolving loans amortized cost basis

  

Revolving loans converted to term loans amortized cost basis

  

Total

 
  

(Dollars in thousands)

 

1-4 family residential

                                    

Pass

 $16,653  $13,335  $16,423  $10,870  $16,434  $37,769  $6,454  $   117,938 

Special Mention

                           

Substandard

     262            22         284 

Total 1-4 family residential

  16,653   13,597   16,423   10,870   16,434   37,791   6,454      118,222 

Current year-to-date gross write-offs

                           

Multi-family

                                    

Pass

     507         221   2,512         3,240 

Special Mention

                           

Substandard

                           

Total multi-family

     507         221   2,512         3,240 

Current year-to-date gross write-offs

                           

Commercial

                                    

Pass

        165      92   2,834   722      3,813 

Special Mention

                           

Substandard

                           

Total commercial

        165      92   2,834   722      3,813 

Current year-to-date gross write-offs

                           

Construction

                                    

Pass

  2,156   1,676   89                  3,921 

Special Mention

                           

Substandard

                           

Total construction

  2,156   1,676   89                  3,921 

Current year-to-date gross write-offs

                           

Consumer

                                    

Pass

  130   46   47   40   3   2         268 

Special Mention

                           

Substandard

                           

Total consumer

  130   46   47   40   3   2         268 

Current year-to-date gross write-offs

                           

Total

                                    

Pass

  18,939   15,564   16,724   10,910   16,750   43,117   7,176      129,180 

Special Mention

                           

Substandard

     262            22         284 

Total

  18,939   15,826   16,724   10,910   16,750   43,139   7,176      129,464 

Current year-to-date gross write-offs

                           
  

As of December 31, 2024

 
  

Term loans amortized cost basis by origination year

                 
  

2024

  

2023

  

2022

  

2021

  

Prior

  

Revolving loans amortized cost basis

  

Revolving loans converted to term loans amortized cost basis

  

Total

 
  

(Dollars in thousands)

 

1-4 family residential

                                

Pass

 $20,577  $20,986  $12,421  $18,074  $43,245  $4,106  $  $119,409 

Special Mention

                        

Substandard

                        

Total 1-4 family residential

  20,577   20,986   12,421   18,074   43,245   4,106      119,409 

Current year-to-date gross write-offs

                        

Multi-family

                                

Pass

  515         230   2,623         3,368 

Special Mention

                        

Substandard

                        

Total multi-family

  515         230   2,623         3,368 

Current year-to-date gross write-offs

                        

Commercial

                                

Pass

  148   301      96   3,158   494      4,197 

Special Mention

                        

Substandard

                        

Total commercial

  148   301      96   3,158   494      4,197 

Current year-to-date gross write-offs

                        

Construction

                                

Pass

  3,134   517                  3,651 

Special Mention

                        

Substandard

                        

Total construction

  3,134   517                  3,651 

Current year-to-date gross write-offs

                        

Consumer

                                

Pass

  127   77   58   18   2         282 

Special Mention

                        

Substandard

                        

Total consumer

  127   77   58   18   2         282 

Current year-to-date gross write-offs

                        

Total

                                

Pass

  24,501   21,881   12,479   18,418   49,028   4,600      130,907 

Special Mention

                        

Substandard

                        

Total

  24,501   21,881   12,479   18,418   49,028   4,600      130,907 

Current year-to-date gross write-offs

                        
Financing Receivable, Past Due [Table Text Block]
  

31-89 Days Past Due and Accruing

  

Greater than 90 Days Past Due and Accruing

  

Non-Accrual

  

Total Past Due and Non-Accrual

  

Current

  

Total Loan Balance

 
  

(Dollars in thousands)

 

December 31, 2025

                        

1-4 family residential

 $641  $  $284  $925  $117,297  $118,222 

Multi-family

              3,240   3,240 

Commercial

              3,813   3,813 

Construction

              3,921   3,921 

Consumer

              268   268 

Total

 $641  $  $284  $925  $128,539  $129,464 

December 31, 2024

                        

1-4 family residential

 $371  $  $  $371  $119,038  $119,409 

Multi-family

              3,368   3,368 

Commercial

              4,197   4,197 

Construction

              3,651   3,651 

Consumer

              282   282 

Total

 $371  $  $  $371  $130,536  $130,907 
Financing Receivable, Nonaccrual [Table Text Block]
  

December 31, 2025

  

December 31, 2024

 
  

Nonaccrual with no Allowance for Credit Losses

  

Nonaccrual

  

Nonaccrual with no Allowance for Credit Losses

  

Nonaccrual

 
  

(Dollars in thousands)

 

First mortgage loans

                

1-4 family residential

 $284  $284  $  $ 

Multi-family

            

Commercial

            

Construction

            

Consumer loans

            

Total loans

 $284  $284  $  $