-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
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 RDzUgEufn2GZgez7+HyMrQ==

<SEC-DOCUMENT>0000008177-02-000042.txt : 20020709
<SEC-HEADER>0000008177-02-000042.hdr.sgml : 20020709
<ACCEPTANCE-DATETIME>20020709152029
ACCESSION NUMBER:		0000008177-02-000042
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20020701
FILED AS OF DATE:		20020709

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ATLANTIC AMERICAN CORP
		CENTRAL INDEX KEY:			0000008177
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				581027114
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-03722
		FILM NUMBER:		02698753

	BUSINESS ADDRESS:	
		STREET 1:		4370 PEACHTREE RD NE
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30319
		BUSINESS PHONE:		4042665500

	MAIL ADDRESS:	
		STREET 1:		4370 PEACHTREE ROAD
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30319
<REPORTING-OWNER>

COMPANY DATA:	
	COMPANY CONFORMED NAME:			ATLANTIC AMERICAN CORP
	CENTRAL INDEX KEY:			0000008177
	STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
<RELATIONSHIP>DIRECTOR
	IRS NUMBER:				581027114
	STATE OF INCORPORATION:			GA
	FISCAL YEAR END:			1231

FILING VALUES:
	FORM TYPE:		3

BUSINESS ADDRESS:	
	STREET 1:		4370 PEACHTREE RD NE
	CITY:			ATLANTA
	STATE:			GA
	ZIP:			30319
	BUSINESS PHONE:		4042665500

MAIL ADDRESS:	
	STREET 1:		4370 PEACHTREE ROAD
	CITY:			ATLANTA
	STATE:			GA
	ZIP:			30319
</REPORTING-OWNER>
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>form3_2002.txt
<DESCRIPTION>INITIAL STATE/BENEFICIAL OWNERSHIP OF SECURITIES
<TEXT>

                                                  ------------------------------
                                                           OMB APPROVAL
                                                  ------------------------------
                                                  OMB Number           3235-0104
                                                  Expires:    September 30, 1998
                                                  Estimated average burden
                                                  hours per response ....... 0.5
                                                  ------------------------------

                     U.S. SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                     FORM 3

            INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

    Filed  pursuant to Section  16(a) of the  Securities  Exchange  Act of 1934,
       Section 17(a) of the Public Utility Holding Company Act of 1935 or
               Section 30(f) of the Investment Company Act of 1940

================================================================================
1. Name and Address of Reporting Person*

     Sample                John                    G.
- --------------------------------------------------------------------------------
   (Last)               (First)                 (Middle)

     4370 Peachtree Road, N.E.
- --------------------------------------------------------------------------------
                                    (Street)

     Atlanta                         GA                            30319-3000
- --------------------------------------------------------------------------------
   (City)                           (State)                       (Zip)
================================================================================
2. Date of Event Requiring Statement (Month/Day/Year)

          July 1, 2002
================================================================================
3. IRS or Social Security Number of Reporting Person (Voluntary)
================================================================================
4. Issuer Name and Ticker or Trading Symbol

          ATLANTIC AMERICAN CORPORATION (AAME)
================================================================================
5. Relationship of Reporting Person to Issuer
   (Check all applicable)

   [   ]   Director                             [   ]   10% Owner
   [ X ]   Officer (give title below)           [   ]   Other (specify below)

          Senior Vice President and CFO
      --------------------------------------------------------------------

================================================================================
6. If Amendment, Date of Original (Month/Year)
================================================================================
7. Individual or Joint/Group Filing (Check applicable line)

   [ X ] Form Filed by One Reporting Person

   [   ] Form Filed by More than One Reporting Person
================================================================================
             Table I -- Non-Derivative Securities Beneficially Owned
================================================================================
<TABLE>
<CAPTION>
                                                                 3. Ownership Form:
                                      2. Amount of Securities       Direct (D) or
1. Title of Security                     Beneficially Owned         Indirect (I)       4. Nature of Indirect Beneficial Ownership
   (Instr. 4)                            (Instr. 4)                 (Instr. 5)            (Instr.5)
- ------------------------------------------------------------------------------------------------------------------------------------
   <S>                                   <C>                         <C>                  <C>

- ------------------------------------------------------------------------------------------------------------------------------------
No securities are beneficially owned
====================================================================================================================================
</TABLE>

*    If the Form is filed by more than one  Reporting  Person,  see  Instruction
     5(b)(v)

Reminder: Report on a separate line for each class of securities beneficially
owned directly or indirectly.

                                     Page 1 of 2


<PAGE>
FORM 3 (continued)

              Table II -- Derivative Securities  Beneficially Owned (e.g., puts,
         calls, warrants, options, convertible securities)

================================================================================
<TABLE>
<CAPTION>
                                                                                                        5. Owner-
                                                    3. Title and Amount of Securities                      ship
                                                       Underlying Derivative Security                      Form of
                         2. Date Exercisable           (Instr. 4)                                          Derivative
                            and Expiration Date     ---------------------------------    4. Conver-        Security:
                            (Month/Day/Year)                               Amount           sion or        Direct      6. Nature of
                         ----------------------                            or               Exercise       (D) or         Indirect
                         Date       Expira-                                Number           Price of       Indirect       Beneficial
1. Title of Derivative   Exer-      tion                                   of               Derivative     (I)            Ownership
   Security (Instr. 4)   cisable    Date            Title                  Shares           Security       (Instr.5)      (Instr. 5)
- ------------------------------------------------------------------------------------------------------------------------------------
<S>                      <C>        <C>             <C>                    <C>           <C>            <C>            <C>

- ------------------------------------------------------------------------------------------------------------------------------------
No securities are beneficially owned
- ------------------------------------------------------------------------------------------------------------------------------------

====================================================================================================================================
</TABLE>
Explanation of Responses:



   /s/                                                      7/9/02
- ---------------------------------------------            -----------------------
      **Signature of Reporting Person                             Date

**   Intentional misstatements or omissions of facts constitute Federal Criminal
     Violations.

     See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note:  File three copies of this Form, one of which must be manually signed.
       If space provided is insufficient. See Instruction 6 for procedure.

       Alternatively,  this form is permitted to be submitted to the  Commission
       in electronic  format at the option of the reporting  person  pursuant to
       Rule 101(b)(4) of Regulation S-T.


                                     Page 2 of 2


(122795DTI)


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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