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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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 x/tGOYN2vin0MYlslnWH0w==

<SEC-DOCUMENT>0001209191-03-006773.txt : 20030605
<SEC-HEADER>0001209191-03-006773.hdr.sgml : 20030605
<ACCEPTANCE-DATETIME>20030605153222
ACCESSION NUMBER:		0001209191-03-006773
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030604
FILED AS OF DATE:		20030605

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			ROBINSON HARRIETT J
		CENTRAL INDEX KEY:			0001196567

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-03722
		FILM NUMBER:		03734123

	BUSINESS ADDRESS:	
		STREET 1:		3500 TUXEDO ROAD NW
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30305
		BUSINESS PHONE:		4042665532

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ATLANTIC AMERICAN CORP
		CENTRAL INDEX KEY:			0000008177
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				581027114
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		4370 PEACHTREE RD NE
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30319
		BUSINESS PHONE:		4042665500

	MAIL ADDRESS:	
		STREET 1:		4370 PEACHTREE ROAD
		CITY:			ATLANTA
		STATE:			GA
		ZIP:			30319
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0101</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-06-04</periodOfReport><issuer><issuerCik>0000008177</issuerCik><issuerName>ATLANTIC AMERICAN CORP</issuerName>        <issuerTradingSymbol>AAME</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001196567</rptOwnerCik><rptOwnerName>ROBINSON HARRIETT J</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>  </rptOwnerStreet1><rptOwnerStreet2>  </rptOwnerStreet2><rptOwnerCity>  </rptOwnerCity><rptOwnerState>  </rptOwnerState><rptOwnerZipCode>  </rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>1</isTenPercentOwner><isOther>1</isOther><officerTitle></officerTitle><otherText>Trustee under Rule 16a-8</otherText></reportingOwnerRelationship></reportingOwner><nonDerivativeSecurity><securityTitle><value>Common Stock</value></securityTitle><transactionDate>
<value>2003-06-04</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>P</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>5000</value></transactionShares><transactionValue><value>2.4588</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>502285</value><footnoteId id="F1" /><footnoteId id="F2" /><footnoteId id="F3" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeSecurity><footnotes><footnote id="F1">Mrs. Robinson has a direct ownership of 502285 shares.  Mrs. Robinson has an indirect ownership interest in 10717 shares in a 401(k) Plan based on a plan s
tatement as of December 31, 2002, owned by Mr. Robinson and for which Mrs. Robinson expressly disclaims beneficial ownership.  Mrs. Robinson also has a direct ownership of 6720 shares owned jointly with her grandson.  Mrs. Robinson also has an indirect ownership interest in 1975396 shares, of which 744694 shares are held by spouse; 946702 shares are held by Delta Life Ins. Co.; and, 300000 shares are held by Delta Fire &amp; Casualty Ins. Co., all of which Mrs. Robinson expressly disclaims any beneficial ownership of such securities. </footnote><footnote id="F2">Mrs. Robinson also has an indirect ownership interest in 3411102 shares owned by Gulf Capital Services for which her spouse individually holds a 24% intereset in the Partnership, with the remaining partnerships held in equal shares by Trust for the benefit of the reporting person's daughters, with the reporting person as Trustee.  </footnote><footnote id="F3">Mrs. Robinson also has an indirect ownership interest in 3953256 shares held by self as Trus
tee for daughter, Robin Robinson, securities held directly by Trust, for which Mrs. Robinson expressly disclaims beneficial ownership of such securities. Mrs. Robinson also has an indirect ownership interest in 4026992 shares held by self as Trustee for daughter, Jill Robinson, securities held directly by Trust, for which Mrs. Robinson expressly disclaims beneficial ownership of such securities.  Mrs. Robinson also has an indirect ownership interest in employee stock options to acquire 100000 shares of common stock granted under the Company's 1992 Incentive Plan at an exercise price of $3.374, held by spouse.  Mrs. Robinson also has a  direct ownership interest in options to acquire 5000 shares of common stock granted under the Company's 1996 Non-Employee Director Stock Option Plan at exercise prices ranging from $1.90 to $4.4375. </footnote></footnotes><ownerSignature><signatureName>Janie L. Ryan, POA</signatureName><signatureDate>2003-06-05</signatureDate></ownerSignature></ownershipDocument>

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