XML 42 R30.htm IDEA: XBRL DOCUMENT
v3.3.1.900

Insurance Reserves and Policyholder Funds (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2015
Insurance Reserves And Policyholder Funds [Abstract] |
Reserves for life, accident, health and property and casualty losses, including loss adjustment expenses | The following table presents the Company’s reserves for life, accident and health, and property and casualty losses, claims and loss adjustment expenses.
|  | Amount of Insurance In Force, Net
| 2015 | 2014 | 2015 | 2014
Future policy benefits |  |  |  |  |  |  |  |  |  |  |  |
Life insurance policies: |  |  |  |  |  |  |  |  |  |  |  |
Ordinary | $ | 54,130 |  | $ | 53,555 |  | $ | 247,590 |  | $ | 235,856 |
Mass market |  | 2,205 |  |  | 2,475 |  |  | 2,758 |  |  | 3,148 |
Individual annuities |  | 103 |  |  | 130 |  |  | — |  |  | — |
|  | 56,438 |  |  | 56,160 |  | $ | 250,348 |  | $ | 239,004 |
Accident and health insurance policies |  | 15,698 |  |  | 14,685 |  |  |  |  |  |  |
|  | 72,136 |  |  | 70,845 |  |  |  |  |  |  |
Unearned premiums |  | 25,348 |  |  | 24,544 |  |  |  |  |  |  |
Losses, claims and loss adjustment expenses |  | 63,870 |  |  | 66,625 |  |  |  |  |  |  |
Other policy liabilities |  | 1,991 |  |  | 2,080 |  |  |  |  |  |  |
Total insurance reserves and policyholder funds | $ | 163,345 |  | $ | 164,094 |  |  |  |  |  |  |
Summary of activity in liabilities for unpaid loss and claim reserved | Activity in the liability for unpaid loss and claim reserves is summarized as follows:
| 2015 | 2014
Balance at January 1 | $ | 66,625 |  | $ | 63,018 |
Less: Reinsurance receivable on unpaid losses |  | (14,302 | ) |  | (14,314 | )
Net balance at January 1 |  | 52,323 |  |  | 48,704 |
Incurred related to: |  |  |  |  |  |
Current year |  | 99,447 |  |  | 104,225 |
Prior years |  | (701 | ) |  | (483 | )
Total incurred |  | 98,746 |  |  | 103,742 |
Paid related to: |  |  |  |  |  |
Current year |  | 68,159 |  |  | 72,443 |
Prior years |  | 30,781 |  |  | 27,680 |
Total paid |  | 98,940 |  |  | 100,123 |
Net balance at December 31 |  | 52,129 |  |  | 52,323 |
Plus: Reinsurance receivable on unpaid losses |  | 11,741 |  |  | 14,302 |
Balance at December 31 | $ | 63,870 |  | $ | 66,625 |
Reconciliation of total incurred claims to total insurance benefits and losses | Following is a reconciliation of total incurred claims to total insurance benefits and losses incurred:
| 2015 | 2014
Total incurred claims | $ | 98,746 |  | $ | 103,742 |
Cash surrender value and matured endowments |  | 1,390 |  |  | 1,574 |
Benefit reserve changes |  | 1,228 |  |  | 879 |
Total insurance benefits and losses incurred | $ | 101,364 |  | $ | 106,195 |

X
- Definition A tabular disclosure of a reconciliation of total claims to total insurance benefits and losses. + References No definition available. + Details
Name: | aame_ReconciliationOfTotalIncurredClaimsToTotalInsuranceBenefitsAndLossesTableTextBlock
Namespace Prefix: | aame_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_InsuranceAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The entire disclosure for the present values of future benefits to be paid to or on behalf of policyholders and related expenses less the present value of future net premiums using assumptions such as estimates of expected investment yields, mortality, morbidity, terminations and expenses, applicable at the time the insurance contracts are made and unpaid claim costs relating to insurance contracts including estimates of costs relating to incurred but not reported claims based on the estimated ultimate cost of settling the claims (including effects of inflation and other societal and economic factors), using past experience adjusted for current trends and any other factors that would modify past experience by element such as business segment, country and interest rate range. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03.13) -URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 16 -Article 12 + Details
Name: | us-gaap_ScheduleOfLiabilityForFuturePolicyBenefitsByProductSegmentTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=6482485&loc=d3e14764-158437 + Details
Name: | us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration