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Insurance Reserves and Policyholder Funds (Tables)

12 Months Ended

Dec. 31, 2015

Insurance Reserves And Policyholder Funds [Abstract]

Reserves for life, accident, health and property and casualty losses, including loss adjustment expenses

The following table presents the Company’s reserves for life, accident and health, and property and casualty losses, claims and loss adjustment expenses.

							Amount of Insurance In Force, Net
	2015			2014			2015			2014
Future policy benefits
Life insurance policies:
Ordinary	$	54,130		$	53,555		$	247,590		$	235,856
Mass market		2,205			2,475			2,758			3,148
Individual annuities		103			130			—			—
		56,438			56,160		$	250,348		$	239,004
Accident and health insurance policies		15,698			14,685
		72,136			70,845
Unearned premiums		25,348			24,544
Losses, claims and loss adjustment expenses		63,870			66,625
Other policy liabilities		1,991			2,080
Total insurance reserves and policyholder funds	$	163,345		$	164,094

Summary of activity in liabilities for unpaid loss and claim reserved

Activity in the liability for unpaid loss and claim reserves is summarized as follows:

	2015			2014
Balance at January 1	$	66,625		$	63,018
Less: Reinsurance receivable on unpaid losses		(14,302	)		(14,314	)
Net balance at January 1		52,323			48,704
Incurred related to:
Current year		99,447			104,225
Prior years		(701	)		(483	)
Total incurred		98,746			103,742
Paid related to:
Current year		68,159			72,443
Prior years		30,781			27,680
Total paid		98,940			100,123
Net balance at December 31		52,129			52,323
Plus: Reinsurance receivable on unpaid losses		11,741			14,302
Balance at December 31	$	63,870		$	66,625

Reconciliation of total incurred claims to total insurance benefits and losses

Following is a reconciliation of total incurred claims to total insurance benefits and losses incurred:

	2015			2014
Total incurred claims	$	98,746		$	103,742
Cash surrender value and matured endowments		1,390			1,574
Benefit reserve changes		1,228			879
Total insurance benefits and losses incurred	$	101,364		$	106,195

X

- Definition

A tabular disclosure of a reconciliation of total claims to total insurance benefits and losses.

+ References

No definition available.

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X

- Definition

The entire disclosure for the present values of future benefits to be paid to or on behalf of policyholders and related expenses less the present value of future net premiums using assumptions such as estimates of expected investment yields, mortality, morbidity, terminations and expenses, applicable at the time the insurance contracts are made and unpaid claim costs relating to insurance contracts including estimates of costs relating to incurred but not reported claims based on the estimated ultimate cost of settling the claims (including effects of inflation and other societal and economic factors), using past experience adjusted for current trends and any other factors that would modify past experience by element such as business segment, country and interest rate range.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-03.13)
-URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 16
-Article 12

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- Definition

Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 944
-SubTopic 40
-Section 50
-Paragraph 3
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=6482485&loc=d3e14764-158437

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