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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 1,239 $ 1,139
Adjustments to reconcile net income to net cash used in operating activities:    
Amortization of deferred acquisition costs 6,076 4,744
Acquisition costs deferred (8,357) (5,077)
Realized investment gains, net (2,279) (884)
Compensation expense related to share awards 183 366
Depreciation and amortization 793 577
Deferred income tax (benefit) expense (464) 4
Increase in receivables, net (14,648) (6,892)
Increase in insurance reserves 14,101 0
Decrease in other liabilities (2,314) (2,009)
Other, net (90) 19
Net cash used in operating activities (5,760) (8,013)
CASH FLOWS FROM INVESTING ACTIVITIES:    
Proceeds from investments sold 37,271 24,313
Proceeds from investments matured, called or redeemed 8,034 7,678
Investments purchased (39,487) (24,522)
Additions to property and equipment (82) (273)
Net cash provided by investing activities 5,736 7,196
CASH FLOWS FROM FINANCING ACTIVITIES:    
Payment of dividends on common stock (408) (408)
Proceeds from shares issued under stock plans 15 29
Purchase of shares for treasury (191) (458)
Net cash used in financing activities (584) (837)
Net decrease in cash and cash equivalents (608) (1,654)
Cash and cash equivalents at beginning of period 13,252 15,622
Cash and cash equivalents at end of period 12,644 13,968
SUPPLEMENTAL CASH FLOW INFORMATION:    
Cash paid for interest 827 751
Cash paid for income taxes $ 100 $ 300