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Insurance Reserves for Losses and Claims (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2021 | Sep. 30, 2020 | Sep. 30, 2021 | Sep. 30, 2020
Insurance Reserves for Losses and Claims [Roll Forward] |  |  |  |  |  |  |
Beginning insurance reserves for losses and claims, gross |  |  |  | $ 79,147 |  | $ 81,448 |
Less: Reinsurance recoverable on unpaid losses |  |  |  | (17,600) |  | (18,339) |
Beginning insurance reserves for losses and claims, net |  |  |  | 61,547 |  | 63,109 |
Incurred related to [Abstract] |  |  |  |  |  |  |
Current accident year |  |  |  | 98,972 |  | 91,788 |
Prior accident year development | [1] |  |  | 678 | [2] | (2,740) | [3]
Total incurred |  |  |  | 99,650 |  | 89,048 |
Paid related to [Abstract] |  |  |  |  |  |  |
Current accident year |  |  |  | 59,492 |  | 57,676 |
Prior accident years |  |  |  | 33,060 |  | 34,435 |
Total paid |  |  |  | 92,552 |  | 92,111 |
Ending insurance reserves for losses and claims, net |  | $ 68,645 | $ 60,046 | 68,645 |  | 60,046 |
Plus: Reinsurance recoverable on unpaid losses |  | 18,528 | 18,111 | 18,528 |  | 18,111 |
Ending insurance reserves for losses and claims, gross |  | 87,173 | 78,157 | 87,173 |  | 78,157 |
Reconciliation of total incurred claims to total insurance benefits and losses incurred [Abstract] |  |  |  |  |  |  |
Total incurred losses |  |  |  | 99,650 |  | 89,048 |
Cash surrender value and matured endowments |  |  |  | 1,961 |  | 962 |
Benefit reserve changes |  |  |  | (1,591) |  | (132) |
Total insurance benefits and losses incurred |  | $ 35,045 | $ 29,219 | $ 100,020 |  | $ 89,878 |
[1] | In establishing property and casualty reserves, the Company initially reserves for losses at the higher end of the reasonable range if no other value within the range is determined to be more probable. Selection of such an initial loss estimate is an attempt by management to give recognition that initial claims information received generally is not conclusive with respect to legal liability, is generally not comprehensive with respect to magnitude of loss and generally, based on historical experience, will develop more adversely as time passes and more information becomes available. Accordingly, the Company generally experiences reserve redundancies when analyzing the development of prior year losses in a current period.
[2] | Prior years’ development was primarily the result of unfavorable development in the loss and claim reserves for the Medicare supplement line of business in Bankers Fidelity. Partially offsetting the unfavorable development was favorable development in the property and casualty operations.
[3] | Prior years’ development was primarily the result of favorable development in the loss and claim reserves for the Medicare supplement line of business in Bankers Fidelity.

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- Definition Insurance benefits and losses incurred under long-duration contracts with respect to cash it must pay to policyholders upon their terminating, or surrendering, their insurance contracts. + References No definition available. + Details
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- Definition Amount of expense for claims incurred in the current reporting period and related claims settlement costs. + References No definition available. + Details
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- Definition Amount of expense for claims incurred in prior reporting periods and related claims settlement costs. + References No definition available. + Details
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- Definition The known and estimated amount that is recoverable on unpaid claims through reinsurance as of the end of the year. + References No definition available. + Details
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- Definition The known and estimated amount that is recoverable on unpaid claims through reinsurance as of the beginning of the year. + References No definition available. + Details
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- Definition Provision for benefits, claims and claims settlement expenses incurred before adjustments during the period net of the effects of contracts assumed and ceded. + References No definition available. + Details
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- Definition The amount needed to reflect the estimated ultimate cost of settling claims relating to insured events that have occurred on or before the balance sheet date, whether or not reported to the insurer at that date. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -Subparagraph (cc) -URI http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437 + Details
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- Definition Amount, after effects of reinsurance, of payments to settle claims incurred in the current period and related claims settlement costs. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437 + Details
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- Definition Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred and costs incurred in the claim settlement process. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437 + Details
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- Definition Liability as of the balance sheet date for amounts representing estimated cost of settling unpaid claims under the terms of the underlying insurance policies, less estimated reinsurance recoveries on such claims. This includes an estimate for claims which have been incurred but not reported. Claim adjustment expenses represent the costs estimated to be incurred in the settlement of unpaid claims. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(13)(a)) -URI http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -Subparagraph (cc) -URI http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437 + Details
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