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v3.23.2

Insurance Reserves for Losses and Claims (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Insurance Reserves for Losses and Claims [Roll Forward] |  |  |  |  |  |  |
Beginning insurance reserves for losses and claims, gross |  |  |  | $ 87,484 |  | $ 85,620 |
Less: Reinsurance recoverable on unpaid losses |  |  |  | (17,647) |  | (17,690) |
Beginning insurance reserves for losses and claims, net |  |  |  | 69,837 |  | 67,930 |
Incurred related to [Abstract] |  |  |  |  |  |  |
Current accident year |  |  |  | 57,320 |  | 66,260 |
Prior accident year development | [1] |  |  | 1,636 | [2] | (3,195) | [3]
Total incurred |  |  |  | 58,956 |  | 63,065 |
Paid related to [Abstract] |  |  |  |  |  |  |
Current accident year |  |  |  | 25,834 |  | 32,630 |
Prior accident years |  |  |  | 33,019 |  | 28,754 |
Total paid |  |  |  | 58,853 |  | 61,384 |
Ending insurance reserves for losses and claims, net |  | $ 69,940 | $ 69,611 | 69,940 |  | 69,611 |
Plus: Reinsurance recoverable on unpaid losses |  | 16,044 | 17,487 | 16,044 |  | 17,487 |
Ending insurance reserves for losses and claims, gross |  | 85,984 | 87,098 | 85,984 |  | 87,098 |
Reconciliation of total incurred claims to total insurance benefits and losses incurred [Abstract] |  |  |  |  |  |  |
Total incurred losses |  |  |  | 58,956 |  | 63,065 |
Cash surrender value and matured endowments |  |  |  | 812 |  | 1,154 |
Benefit reserve changes |  |  |  | 57 |  | (297) |
Total insurance benefits and losses incurred |  | $ 29,365 | $ 32,753 | $ 59,825 |  | $ 63,922 |
[1] | In establishing property and casualty reserves, the Company initially reserves for losses at the higher end of the reasonable range if no other value within the range is determined to be more probable. Selection of such an initial loss estimate is an attempt by management to give recognition that initial claims information received generally is not conclusive with respect to legal liability, is generally not comprehensive with respect to magnitude of loss and generally, based on historical experience, will develop more adversely as time passes and more information becomes available.
[2] | Prior years’ development was primarily the result of unfavorable development in the property and casualty operations due to inflationary factors.
[3] | Prior years’ development was primarily the result of favorable development in the property and casualty operations, as well as favorable development in the Medicare supplement line of business in the life and health operations.

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- Definition Insurance benefits and losses incurred under long-duration contracts with respect to cash it must pay to policyholders upon their terminating, or surrendering, their insurance contracts. + References No definition available. + Details
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- Definition Amount of expense for claims incurred in the current reporting period and related claims settlement costs. + References No definition available. + Details
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- Definition Amount of expense for claims incurred in prior reporting periods and related claims settlement costs. + References No definition available. + Details
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- Definition The known and estimated amount that is recoverable on unpaid claims through reinsurance as of the end of the year. + References No definition available. + Details
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- Definition The known and estimated amount that is recoverable on unpaid claims through reinsurance as of the beginning of the year. + References No definition available. + Details
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- Definition Provision for benefits, claims and claims settlement expenses incurred before adjustments during the period net of the effects of contracts assumed and ceded. + References No definition available. + Details
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- Definition Amount, after effects of reinsurance, of payments to settle claims incurred in the current period and related claims settlement costs. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (c) -SubTopic 40 -Topic 944 -Publisher FASB -URI https://asc.fasb.org//1943274/2147480081/944-40-50-3 + Details
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- Definition Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred and costs incurred in the claim settlement process. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480081/944-40-50-3 + Details
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- Definition Liability as of the balance sheet date for amounts representing estimated cost of settling unpaid claims under the terms of the underlying insurance policies, less estimated reinsurance recoveries on such claims. This includes an estimate for claims which have been incurred but not reported. Claim adjustment expenses represent the costs estimated to be incurred in the settlement of unpaid claims. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(13)(a)(1)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479440/944-210-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 3 -Subparagraph (cc) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480081/944-40-50-3 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 944 -SubTopic 40 -Section 50 -Paragraph 3 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480081/944-40-50-3 + Details
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- Definition Amount, after effects of policies assumed or ceded, of expense related to the provision for policy benefits and costs incurred. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-04(5)) -Publisher FASB -URI https://asc.fasb.org//1943274/2147483586/944-220-S99-1 + Details
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