For the Three Months Ended September 30,

For the Nine Months Ended September 30,

2025

2024

2025

2024

Net income

$

496,259

$

1,181,657

$

1,715,627

$

2,039,337

Earnings and dividends allocated to participating securities

(10,868

)

(11,290

)

(33,080

)

(29,343

)

Net income attributable to common stockholders

$

485,391

$

1,170,367

$

1,682,547

$

2,009,994

Weighted average common shares outstanding:

Average number of common shares outstanding - basic

11,174,369

11,101,705

11,158,957

11,087,613

Net effect of dilutive unvested restricted stock awards included for treasury stock method

58,255

57,482

59,935

39,403

Average number of common shares outstanding - diluted

11,232,624

11,159,187

11,218,892

11,127,016

Earnings per common share

Basic

$

0.04

$

0.11

$

0.15

$

0.18

Diluted

$

0.04

$

0.10

$

0.15

$

0.18