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STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES    
Net income $ 411 $ 415
Adjustments to reconcile net income to net cash provided by operating activities:    
Investment securities amortization net 191 67
Stock dividend on Federal Home Loan Bank stock (4) (16)
(Reversal) Provision for loan losses (286) 65
Writedowns and (gains) losses on sales of foreclosed real estate 40 48
Net (gain) loss on sale of premises and equipment (24) (16)
Depreciation of premises and equipment 202 168
Increase (Decrease) in other assets and liabilities, net (71) 930
Net cash provided by operating activities 459 1,661
CASH FLOWS FROM INVESTING ACTIVITIES    
Net decrease in loans 10,899 1,453
Activity in held-to-maturity securities:    
Proceeds from maturities and calls 2,000 12,000
Purchases   (19,828)
Activity in available-for-sale securities:    
Proceeds from maturities, calls, and paydowns 3,846 6,485
Purchases (25,418) (5,097)
Proceeds from sale of foreclosed real estate   116
Purchases of premises and equipment (1,258) (378)
Proceeds from sale of premises and equipment 24 16
Net cash used in investing activities (9,907) (5,233)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase in deposits 13,290 18,719
Net cash provided by financing activities 13,290 18,719
NET INCREASE IN CASH AND CASH EQUIVALENTS 3,842 15,147
CASH AND CASH EQUIVALENTS, beginning of period 25,245 17,909
CASH AND CASH EQUIVALENTS, end of period 29,087 33,056
SUPPLEMENTAL SCHEDULE OF NONCASH INVESTING ACTIVITIES    
Loan principal reductions resulting from foreclosures on real estate 215  
SUPPLEMENTAL SCHEDULE OF INTEREST AND TAXES PAID    
Cash paid for interest $ 432 899
Cash paid for income taxes   $ 75