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CONCENTRATION OF CREDIT | 12 Months Ended
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Dec. 31, 2021
CONCENTRATION OF CREDIT |
CONCENTRATION OF CREDIT | NOTE 15. CONCENTRATION OF CREDIT The Company’s lending activity is concentrated primarily in St. Landry Parish, Evangeline Parish, Acadia Parish, and Lafayette Parish, Louisiana, which are largely rural areas that rely heavily on the agricultural and oil and gas industries. The Company’s major emphasis in lending has been the origination of permanent single- family dwelling loans, and such loans comprise the majority of the Company’s loan portfolio. ​ The Company maintains deposit accounts at other financial institutions which periodically exceed the federally insured limits. Management believes that the risk is limited because of the nature and financial strength of the institutions involved. ​

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- Definition The entire disclosure for any concentrations existing at the date of the financial statements that make an entity vulnerable to a reasonably possible, near-term, severe impact. This disclosure informs financial statement users about the general nature of the risk associated with the concentration, and may indicate the percentage of concentration risk as of the balance sheet date. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 275 -URI http://asc.fasb.org/topic&trid=2134479 + Details
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