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DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2021
DEPOSITS.  
Schedule of deposits

December 31, 2021

December 31, 2020

(Dollars in thousands)

Amount

    

Percent

Amount

    

Percent

Non-interest-bearing deposits

$

30,299

 

17.1

%  

$

26,169

 

15.9

%

Negotiable order of withdrawal (“NOW”)

 

34,357

 

19.4

 

30,890

 

18.8

Money market

 

18,878

 

10.7

 

15,989

 

9.7

Savings

 

26,698

 

15.1

 

22,209

 

13.5

Certificates of deposit

 

66,563

 

37.7

 

69,341

 

42.1

Total deposits

$

176,795

 

100.0

%  

$

164,598

 

100.0

%

Schedule of maturities of certificates of deposit

(Dollars in thousands)

Amount

2022

$

50,051

2023

 

12,976

2024

 

2,459

2025

 

1,077

2026

 

-

Total

$

66,563