Actual

To be Well Capitalized under the Prompt Corrective Action Provision

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

As of December 31, 2021

Common Equity Tier 1 Capital

$

77,819

63.51

%

$

7,965

>6.5

%

Tier 1 Risk-Based Capital

77,819

63.51

9,803

>8.0

Total Risk-Based Capital

79,360

64.77

12,253

>10.0

Tier 1 Leverage Capital

77,819

27.38

14,210

>5.0

As of December 31, 2020

Common Equity Tier 1 Capital

$

50,426

40.92

%

$

8,010

>6.5

%

Tier 1 Risk-Based Capital

50,426

40.92

9,858

>8.0

Total Risk-Based Capital

52,118

42.29

12,323

>10.0

Tier 1 Leverage Capital

50,426

21.06

11,970

>5.0