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PREMISES AND EQUIPMENT (Details) - USD ($)
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Property, Plant and Equipment [Line Items]    
Gross $ 9,613,000 $ 8,142,000
Accumulated depreciation (3,036,000) (2,653,000)
Total 6,577,000 5,489,000
Depreciation expense 424,000 347,000
Land    
Property, Plant and Equipment [Line Items]    
Gross 1,732,000 1,443,000
Buildings and improvements.    
Property, Plant and Equipment [Line Items]    
Gross 6,013,000 5,058,000
Furniture, fixtures and equipment    
Property, Plant and Equipment [Line Items]    
Gross 1,763,000 1,514,000
Automobiles    
Property, Plant and Equipment [Line Items]    
Gross 92,000 122,000
Renovation in process    
Property, Plant and Equipment [Line Items]    
Gross $ 13,000 $ 5,000